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Feds drop charge against James Fayed

2008-10-28T14:24:00.000-07:00

(Updated) e-Bullion co-owner James Fayed is no longer facing a charge
of operating a money transmittal business without a license. A judge
dismissed the charge following a request from the U.S. Attorney's
office in Los Angeles, which has been cooperating with local
authorities in the investigation into the July 28 stabbing death of
Fayed's wife and e-Bullion's other co-owner, Pamela Fayed. On Monday,
James Fayed and his ranch manager were charged in the murder.

However, a spokesman for the U.S. Attorney's office told The Industry
Standard that the federal money transmittal charge against Fayed's
company has not been dropped. The court "did not dismiss against the
company. We're pursuing that action," the spokesman said Wednesday
afternoon, when asked about e-Bullion.

Federal authorities seized approximately $24 million that FBI and IRS
agents seized on August 5 from the offices of e-Bullion and the
associated company named in the indictment, Goldfinger Coin & Bullion.
It is not clear what will happen to the funds and other seized assets.

SiteTalkZone Contest

2008-10-24T02:11:00.000-07:00

Internet marketing is not just selling something at internet but also the technique to make your site popular, if you site become popular, the traffic will come and more sale will happen. To get a traffic, what you need to learn is about search engine, SEO, pagerank, domain name, etc...
I find good place to learn it all, in one community called Site talk Zone. This isa forum where you can talk anything especially webmaster and internet marketing related, this site is recommended. You can go there via this link :
http://www.sitetalkzone.com

Anyway, this forum also create contest. Currently contest running is have a great prize, it's $250 for the 1st winner...!!!!

Wow, that so interesting, right? just go there for the detail.

E-gold : A New Beginning

2008-07-22T11:26:00.000-07:00

November 2008 will mark the 12th anniversary of e-gold's debut as an alternative global payment system enabling Users - individuals or businesses - to receive payment in gold at extremely low cost and without risk of the sort of payment reversals that characterize all credit based systems.

e-gold has been a pioneer in numerous areas and I am proud of its innovative accomplishments. Since 1996, the Internet has witnessed multiple online payment initiatives, several of them funded with $20-90 million of start-up capital, with distinguished founders and executive cadre, high profile brand name strategic allies, and favorable reception in the business press. But whereas Digicash, Cybercash, Beenz, Flooz, Peppercoin and a host of others each was promoted as the next big thing, all of them combined cumulatively [in their original incarnations - some have been restructured into other business models] executed less transaction volume than e-gold did in a typical single quarter.

But this note is not about success. It is about e-gold's failure to date to emerge, its failure to transition from a marginal player for early adopters to a respected institution integrated into the global financial mainstream. I am talking about a vision that has not yet been realized… and a determination to fix what needs to be improved.

e-gold's failure to emerge so far is a result of many factors but the root causes were design flaws in the account creation and provisioning logic that led to the unfortunate consequence of vulnerability to criminal abuse. Criminal abuse of the e-gold system, in turn, led to a self-reinforcing negative reputation.

Ultimately, criminal abuse of e-gold reached the point where the US Department of Justice intervened, bringing criminal charges against e-gold Ltd., Gold & Silver Reserve., Inc., (the Operator of e-gold and also of the online exchange service OmniPay), myself, and the other directors for violations of 18 USC 1960 [Operation of an unlicensed Money Transmitting Business] and 18 USC 1956 [Conspiracy to Commit Money Laundering]. The criminal case has been resolved. The resolution of the criminal case however provides for a second chance, an opportunity to address the flaws embedded in the e-gold system and to transform the "e-gold Operation" into the institutions I, the other directors, and our longsuffering employees and contractors have always envisioned, one that serves to advance the material welfare of mankind.

In harmony with this transformation, we acknowledge that e-gold is indeed a Financial Institution or Agency as defined in US law and should be regulated as a Financial Institution. E-gold Ltd. has submitted an application to FinCEN to be registered as a Money Services Business and will be seeking licensure in all states that require it. Most importantly, working in conjunction with US government agencies, we will be exerting every effort to bring e-gold into compliance with US law and regulation as quickly as possible.

I am going to briefly describe the systemic problems we are undertaking to rectify and a roadmap of where the system is heading. Going from where we are now to where we need to be is going to be a bumpy road, especially at first. Many legitimate e-gold Users have already suffered loss over the past year as the measures undertaken by the government to prevent dissipation of assets have severely impacted exchange markets with resulting illiquidity of a magnitude as to effectively make it impracticable to exchange e-gold for conventional money. There will be more disruption in the next few months but it will be temporary and will set the stage for powerful new features that enhance the usability and global reach of e-gold. If there is a silver lining, it is that the more illiquid e-gold has become, the more valuable it has become due to the (apparently ongoing) decline of the US dollar relative to gold and other non-financial assets.

e-gold User Agreement Changes

Before proceeding, however, let me make something clear that should have been made more emphatically clear long ago. Use of the e-gold system for criminal activity will not be tolerated. Memorializing this resolve, the following provisions are being added to the e-gold Account User Agreement:

2.3. User agrees to not use e-gold in any manner that violates the laws of whatever jurisdiction to which the User is subject.

4.6.1.1. If e-gold investigators reasonably suspect that the e-gold account of User is being used to launder the proceeds of crime or for any other criminal purpose, Issuer may freeze the e-gold account and any other e-gold accounts of User. Additionally, at the sole discretion of Issuer, User will be subject to damages and other penalties, including criminal prosecution where available and the notification of the general public of User’s actions, at the sole discretion of Issuer.

Design flaws in legacy e-gold system

A systemic flaw in the e-gold design, present from the very beginning, made it vexingly difficult for e-gold to expel a User, in a truly effective way, for criminal abuse of the system. e-gold investigative staff might detect suspicious activity, block or freeze the offending account, and later discover the same perpetrator had created additional accounts.

One element was logic that allowed an e-gold account full privileges from the moment of creation and only revoked those privileges in the event of suspicion that the account holder was seeking to mask their identity or actually engage in illicit activity.

Compounding this weakness was an unrestricted ability for Users to create multiple accounts without any obligatory indicator that they were all under the control of one person.

The next generation of the e-gold application will undertake to enforce a "one-human being/one e-gold User" rule. Instead of the existing logic where a User logs directly into an account, a User in the next generation system logs in as a User. Only validated Users are empowered with the ability to create multiple accounts.

The advantage from the cybercrime-thwarting standpoint will be an ever-stronger ability to blacklist a person who has abused the e-gold system.

e-gold is intensively working on this next generation User-based log-in system but it is likely to be another 6-9 months to deployment. Meanwhile, emergency surgery is required NOW.

Shock Therapy phase [may it be brief!]

1) Effective immediately, new e-gold account creation is suspended until a compliant interim solution for Customer Identification can be ensured.

2) We are requesting that autoexchangers - even though the technical beauty of the autoexchanger concept is sublime – cease supporting exchanges to or from e-gold for the time being. The problem with the autoexchanger concept is that although the autoexchangers themselves may be perfectly compliant with requirements [promulgated by Webmoney and e-gold] to automatically put tracking data in their memo fields, and despite the fact that Webmoney is also committed to aiding in the suppression of cybercrime, the fact is that a substantial proportion of the cybercriminals that abuse e-gold have evolved into a modus operandi that involves autoexchanging possible proceeds of crime into Webmoney, sometimes within minutes of receiving the value, thus making interdiction a matter of catch-up or closing the barn door after the horse is gone.

Looking Forward

We are confident that a regulated e-gold rebuilt to a more systematic specification will be less hospitable to criminals, and more attractive to mainstream business use without being less accessible to those disregarded by legacy payment systems.

Please accept our apologies for the occasional turbulence you may experience on this journey. And, as always...

Thank you for using e-gold.

e-gold Wins Appeal in D.C. Circuit for Hearing on Asset Seizure

2008-05-01T18:12:00.000-07:00

Good news for e-gold today: e-gold Wins Appeal in D.C. Circuit for Hearing on Asset Seizure

MELBOURNE, Fla., April 20 /PRNewswire/ -- e-gold Ltd is pleased to announce a favorable ruling from The United States Court of Appeals for the District of Columbia Circuit in the matter of whether it, Gold & Silver Reserve, Inc., and Directors of both corporations are entitled to a hearing in the Federal district court regarding whether there was sufficient probable cause to justify seizures of assets from the corporations in December 2005 and April 2007.

The higher court concluded, "In short, we hold that where the government has obtained a seizure warrant depriving defendants of assets pending a trial upon the merits, the constitutional right to due process of law entitles defendants to an opportunity to be heard at least where access to the assets is necessary for an effective exercise of the Sixth Amendment right to counsel."

The complete text of the Order is available here at http://www.sendspace.com/pro/dl/ebdb8i.

This ruling will ultimately prove to be beneficial to the rights of all Americans whose Fourth, Fifth and Sixth Amendment rights have been increasingly encroached upon in the name of fighting domestic wars du jour-whether or not they use e-gold.

e-gold Ltd, Gold & Silver Reserve, Inc., and their Directors believe there was insufficient probable cause for the seizure warrants at issue and look forward to finally having their day in court on this matter.

About e-gold

e-gold is an electronic currency, 100% backed by physical gold in allocated storage that empowers people to use gold as money. e-gold is integrated into a secure account-based payment system, operating globally 24/7, featuring instantaneous payment settlement with no charge back risk, at lower cost. Shopping cart, automation, and mobile phone interfaces are available. Operational since 1996, e-gold has settled over 85M transactions, serves customers in 165 countries, and has a circulation of nearly 2.4 metric tonnes of e-gold.

Privacy Policy

2008-04-23T17:28:00.000-07:00

Privacy Policy for www.gptcenter.blogspot.com/
If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at eprofitaker@yahoo.co.uk.

At www.gptcenter.blogspot.com/, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by www.gptcenter.blogspot.com/ and how it is used.

Log Files
Like many other Web sites, www.gptcenter.blogspot.com/ makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons
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Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include Google Adsense, Adbrite, .

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.gptcenter.blogspot.com/ send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

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You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.gptcenter.blogspot.com/'s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

Interesting post from admin of Global Mutual at HYIP Discussion

2007-05-06T15:38:00.000-07:00

Administrator has just replied to a thread you have subscribed to entitled - Those of you "down under" please help..... - in the Global Mutual forum of HYIP Forum > HYIP Discussion.

No! In Fact Global Mutual is not bankrupt.
Quite the reverse in fact.

So wazzup?

There are now three things going for Global Mutual, and not just in a small way.

1 We have apx 3500 existing members, 1500 of which have GMI VIP IPO Shares. these shares are currently sitting at $5.25 ea.

2 GMi is in the process of having to renegotiate property deals due to over inflated property prices. The Property Venture is ongoing, albeit all ahead slow.

3 A funny thing happened on the way down the plughole. Sometimes, out of a totally dismal situation, the nicest things happen.

A very well known International company has made GMi an exclusive offer which works out really well for new investors, and absolutely fantastic for current vip shareholders.

We were about to go ahead with our own Private IPO offering prior to floating on th stockmarket when I had a phonecall out of the blue.

Here is the Lo down on the deal.
The un-named company is also about to float. And when I heard the offer, I put the stops on everything else. A private IPO offering is an offer of shares made at dirt prices, prior to listing on the stock exchange. When you get an offer like that from a thriving company, you jump at it.

So what's the big deal. GMi is proud to represent that company in the offer of $1 shares, each akin to 50 warrants ea, and each to settle on company float at around $2.00 a warrent.

Thats only half the deal. GMi will also receive another 50 warrants for each $1 raised, and at the time of the float, GMi will buy back the original GMi VIP shares at a rate as close to $5.25 a share.

So what does this mean for current VIP members.?

1 Providing we can raise $50,000 of the new IPO Shares, existing shareholders will benefit, by a figure equal to as close to $5.25 per existing share.

2 For each IPO share also purchased, investors will receive 50*$1 or better. (Do your own maths) per share

3 I am dropping the purchase price of GMi VIP shares down to $1.00 from $5.25 for the duration of the New IPO fund. This means that If you purchase vip shares as well, you can benefit when they are returned to $5.25 after the IPO float, when GMi will buy back those shares at $5.25 as as near to as we can get.

Not forgetting The ongoing benefit that will come from the property purchases taking place.

There is also anudder deal under way, and if it works out then all the better.
I suggest to STEVE at HyipInvestment, that he appoint a Due Dilligence Officer of his own choice, to thouroughly investigate the deal.

By law we can not disclose the source of the offer, except for the purpose of Due Dilligence under a signed non disclosure agreement. So I understand the need for independant analysys.

RESTRAINTS AND LIMITS
The maximum allowable amount to be raised is $2,000,000 USD.
The minimum Acceptible amount is $50,000 USD

The CEO of the company said that small time investors could not be expected to raise that sort of money! WHAT DO YOU THINK?

I think that GMi is here to stay!
Lets get together on this one. I assure you the offer is genuine, alittle paperwork to be done, but looking good.

Believe, Behave, and remember, there are some big players out there who would snap this up and leave us for dead.

We are the first in best dressed.
Lets get to it.

Gordon

Securities and Exchange Commission v. Charis Johnson, LifeClicks, LLC, and 12Daily Pro

2007-05-02T16:11:00.000-07:00

USDC, Central Dist. of CA, Case No. CV 06-01018-NM(PLAx)

This letter is being sent to you to provide information about this case. The Receiver and his counsel have prepared a Second Interim Report that may be viewed at www.tlennonfor12dailypro.com. In addition, previous letters sent by the Receiver, other documents filed with the Court, the Receiver's e-mail address and a list of Frequently Asked Questions are also posted on the website.

As communicated previously, the Receiver's goal is to propose an equitable distribution plan. This step, however, requires an understanding of the claims held by investors. The Receiver has just this month obtained information about the results of the chargeback process and its impact on the amount of the investors' potential claims. This is because the process for challenging chargebacks has certain mandatory time periods and those time periods necessarily had to run before a final result could be obtained. The Receiver will now focus on analyzing those results and launching a secure web portal to gather information from investors regarding their accounts. The same portal will likely be used to receive and process claims when the Court approves such a process. The Receiver will be providing the Court and all interested parties Reports such as the one referred to above on the status of the case as required and when otherwise appropriate. While queries to the Receiver by phone and e-mail will continue to receive a response, it is not the Receiver's practice to provide updates to individual investors because of the prohibitive costs associated with trying to communicate with thousands of investors on an individual basis. Please minimize these costs by checking the website and the FAQ before calling or e-mailing the Receiver. The Receiver realizes that this is an extremely frustrating situation for investors, but please understand that he is working as diligently as possible to reach a fair and equitable result. Please check the website for updates and further information including answers to Frequently Asked Questions.

e-gold Founder Denies Criminal Charges

2007-05-02T15:36:00.000-07:00

On April 24, 2007, a Federal Grand Jury handed down an indictment charging e-gold Ltd., Gold & Silver Reserve, Inc., and the Directors of both companies with money laundering, operating an unlicensed money transmitter business, and conspiracies to commit both offenses.

Dr. Douglas Jackson, Chairman and Founder of e-gold, speaking on behalf of his fellow Directors and both companies vigorously denies the charges, taking particular exception to the allegations that either company ever turned a blind eye to payments for child pornography or for the sale of stolen identity and credit card information.

Dr. Jackson states, "With regard to child pornography, the government knows full well that their allegations are false, yet they highlight these irresponsible and purposely damaging statements in order to demonize e-gold in the eyes of the public. During the Inquisition, accusations of witchcraft and heresy were used to sanctify torture and seizures of property. In post 9-11 America, child porn and terrorism serve as the denunciations of choice. e-gold, however, as a matter of incontrovertible fact, is the most effective of all online payment systems in detecting and interdicting abuse of its system for child pornography related payments. e-gold Ltd. is a founding member of the National Center for Missing and Exploited Children's (NCMEC) Financial Coalition to Eliminate Child Pornography. e-gold is the only member institution to demonstrate with hard, auditable data a dramatic reduction of such payments to virtually zero, while billions of child porn dollars continue to flow through other (heavily regulated) payment systems. [Most members, that is, all the banks and credit card associations are utterly unable to even provide an estimate of the volume of such payments processed by their systems. eBay's PayPal subsidiary, who may have the ability to make such a determination, has refused to do so and has indicated they destroy payment records after two years.] What is worse, until August 2005 when NCMEC courageously broke ranks with US law enforcement agencies and began directly notifying e-gold of criminal sites via the CyberTipline, component agencies of the US Department of Justice purposely concealed their knowledge of child pornography abuses from e-gold's investigators, subordinating actual crime fighting to a policy agenda designed to dirty up e-gold."

In December 2005, the Secret Service (USSS) deceived a Federal Magistrate judge with bogus testimony in order to obtain search and seizure warrants authorizing the government to seize the US bank accounts of Gold & Silver Reserve, Inc. The seizure, which netted the government about $ 0.8 million, was designed to put e-gold out of business without due process, since G&SR serves as the contractual Operator of the e-gold system. At a subsequent emergency hearing, the government made no effort to defend their (sealed) allegations of lurid criminality, falling back to a position that their action was warranted because of a licensure issue. At the hearing, G&SR described its ongoing dialog with the Department of Treasury, initiated by formal request of the company in Spring 2005, to determine a possible basis for regulating the company's activities, since it was patently clear to competent authorities that G&SR's exchange service was not encompassed within any existing regulatory rubric [subsequently re-confirmed by experts at the Federal Reserve]. The US Attorney for the District of Columbia, responsible for the prosecution, was completely unaware of this orderly proceeding, as well as Treasury reports issued the same week that acknowledged e-gold as an innovation not meeting definitions of a money services business or a money transmitter.

Since this time, the government has been confronted with overwhelming evidence that the USSS had made a horrible mistake in its attack on the e-gold system and its repeated defamatory claims in the media that e-gold is anonymous, untraceable, and inaccessible to US law enforcement. They have concealed the fact that Dr. Jackson had personally arranged to come to USSS headquarters to train the USSS cybercrime squad in December 2004 (along with agents of the UK's National High Tech Crime Unit, and the Australian Federal Police) on advanced techniques, particularly in the area of efficient interaction with e-gold's in-house investigative staff, but was prevented when senior USSS management learned of the initiative and forbade the training on the grounds of a policy declaring e-gold as their designated boogey man.

The Department of Justice has had to determine whether to continue to stand behind their component agency. Their decision to close ranks has directly resulted in a gross misallocation of resources, with the result that vicious criminals who might have been brought to justice remain at large. An example of this is the Shadowcrew investigation, hyped by the USSS as a major success in disrupting international credit card thieves. The USSS did not subpoena records from e-gold at any time in their investigation, or engage with e-gold's superb in-house investigative staff, with the result that the sophisticated hierarchy of the ring was unmolested and probably strengthened while the USSS hauled in the low hanging fruit, "a dime a dozen and relatively easy to track down and pop".

Similarly, there is compelling evidence that the international cartel of commercial vendors of child pornography continues to operate because the FBI Innocent Images Unit and Special Agents within the Immigration and Customs Enforcement Agency have been forbidden to follow investigative protocols developed by Dr. Jackson, apparently for fear of further belying the party line that e-gold is itself a nefarious operation.

With regard to allegations of money laundering, Dr. Jackson notes "G&SR's online exchange service, OmniPay, has for years followed stringent customer identification procedures and an absolute policy of only accepting money payments by bank wire. If bank wires aren’t already "clean" then what is? Furthermore, e-gold Ltd. can scarcely be construed as a money launderer since it does not accept money payments from anyone in any form and has never owned a single dollar, yen, euro or any other brand of legacy money. As far as the possibility of a criminal successfully obfuscating a money trail, e-gold is a closed system. The only way to obtain e-gold is by receiving a transfer from someone who already has some. e-gold is also the only payment system accessible by the public that maintains a permanent record of all transfers."

On April 27, 2007, the government served seizure warrants on G&SR ordering it to freeze, liquidate and turn over to the government the operating e-gold accounts of G&SR and e-gold Ltd. The value seized, about $762 thousand worth of e-gold from e-gold Ltd. and about $736 thousand worth of e-gold from G&SR [on top of the $0.8 million seized from G&SR in 2005, and the approximately $1 million spent by G&SR so far in its defense] constitutes the bulk of the liquid assets of both companies. Perplexingly, a post-indictment restraining order states "Nothing in the provisions of this restraining order shall be construed as limiting the e-gold operation's ability to use its existing funds to satisfy requests from its customers to exchange e-gold into national currency, or its ability to sell precious metals to accomplish the same once approval has been obtained." Having taken virtually the entire operating funds of G&SR and e-gold Ltd., that is, the e-gold in both companies' own e-gold accounts, it is unclear if the government has even a basic grasp of the operations it has been investigating for three years at a taxpayer expense in the millions.

The most remarkable element of the restraining order is that the US government deputizes e-gold with plenipotentiary powers to act as judge, jury and executioner against any account user e-gold itself has deemed to be a criminal: "It is further ordered that upon receipt of this order the defendants are required to freeze, that is, not conduct or allow any further transactions in e-gold accounts that the e-gold operation itself has identified as being used for criminal activity". Although not accompanied by an outright letter of marque, this commission (the financial equivalent to double ought status?) would appear to be an acknowledgement that e-gold's 'Know Your Customer' prowess far exceeds that of any regulated financial institution, who would be obliged to rely on court orders or other legal writs to determine if freezing an account is warranted.

Concurrent with this latest attempt to knock e-gold Ltd. and G&SR out of business and thereby effectively deny them due process, the government also attacked other prominent exchange services that deal in e-gold; IceGold, The Bullion Exchange, Gitgold, Denver Gold Exchange, AnyGoldNow, and Gold Pouch Express, plus a sophisticated and secure alternative payment system called "1MDC". All of the listed exchange services also follow stringent Customer Identification Programs congruent with what would be required of a currency exchange business, if the law supported such a classification. Two of the services, IceGold and AnyGoldNow, are located in Europe and deal primarily with non-US customers. As a direct and immediate result of the seizures, these companies, all of who had built a reputation for honoring their obligations to customers in a timely fashion, have been disrupted, and, at least in the case of Gitgold, checks to customers issued in fulfillment of exchanges have bounced. This is a repeat of what happened to G&SR as a direct result of the 2005 seizure, when over 200 checks to customers bounced and refunds had to be sorted out with severely crippled liquidity and without a US bank account.

It must not be overlooked that the search warrant obtained by misrepresentations before a magistrate judge in 2005 resulted in the government helping themselves to the financial records of hundreds of thousands of American citizens [plus citizens of virtually every other country] who had not been accused of any wrongdoing. Since the initial raid, the prosecutor has caused the Grand Jury to order complete dumps of the e-gold data base on three additional occasions.

This case has nothing to do with criminal activity, at least not on the part of e-gold Ltd., G&SR, the named individuals or these other exchange services of high reputation. It is about a Department of Justice that is out of control, cognizant of having made a horrible mistake but determined at all costs to preserve its turf. In a meeting at the US Attorney's office in Washington on December 29, 2006, a Chief Assistant US Attorney told us that the United States knew we weren't "bad guys" and that the United States had no interest in sending any of us to prison or causing e-gold to go out of business. This was in virtually the same breath as proposing that the current defendants plead guilty to Federal felony charges.

The plain fact is that the repeated statements and actions of the government since 2001, especially the USSS, are directly responsible for crippling e-gold's ability to market its service to mainstream businesses and consumers, slowing [but fortunately not stopping] e-gold's continuous development of advanced anti-crime capabilities, subordinating US law enforcement's cybercrime fighting efforts to the forlorn hope of destroying e-gold, driving market share to non-US based alternative payment systems and making the US law enforcement community the laughingstock of competent cybercrime fighting agencies worldwide because of its obstinate inability to back down from the USSS's longstanding e-gold vendetta.

All inquiries should be directed to the law offices of:
http://www.fuerstlaw.com/

Digital Currency Business E-Gold Indicted for Money Laundering and Illegal Money Transmitting

2007-05-02T15:32:00.000-07:00

WASHINGTON – A federal grand jury in Washington, D.C. has indicted two companies operating a digital currency business and their owners on charges of money laundering, conspiracy, and operating an unlicensed money transmitting business, Assistant Attorney General Alice S. Fisher of the Criminal Division and U.S. Attorney for the District of Columbia Jeffrey A. Taylor announced today.

The four-count indictment, handed down on April 24, 2007, and unsealed today, charges E‑Gold Ltd; Gold & Silver Reserve, Inc.; and their owners Dr. Douglas L. Jackson, of Satellite Beach, Fla.; Reid A. Jackson, of Melbourne, Fla.; and Barry K. Downey, of Woodbine, Md., each with one count of conspiracy to launder monetary instruments, one count of conspiracy to operate an unlicensed money transmitting business, one count of operating an unlicensed money transmitting business under federal law and one count of money transmission without a license under D.C. law.

Subsequent to the indictment, the Department of Justice also obtained a restraining order on the defendants to prevent the dissipation of assets by the defendants, and 24 seizure warrants on over 58 accounts believed to be property involved in money laundering and operation of an unlicensed money transmitting business. The restraining order does not limit the E‑Gold operation’s ability to use its existing funds to satisfy requests to exchange E-Gold into national currency for customers of non-seized accounts, or its ability to sell precious metals to accomplish the same, once approval has been received.

According to the indictment, E‑Gold’s digital currency, “E‑Gold,” functioned as an alternative payment system and was purportedly backed by stored physical gold. Persons seeking to use the E‑Gold payment system were only required to provide a valid email address to open an E‑Gold account – no other contact information was verified. Once an individual opened an E‑Gold account, he/she could fund the account using any number of exchangers, which converted national currency into E‑Gold. Once open and funded, account holders could access their accounts through the Internet and conduct anonymous transactions with other parties anywhere in the world.

The indictment alleges that E‑Gold has been a highly favored method of payment by operators of investment scams, credit card and identity fraud, and sellers of online child pornography. The indictment alleges that the defendants conducted funds transfers on behalf of their customers, knowing that the funds involved were the proceeds of unlawful activity; namely child exploitation, credit card fraud, and wire (investment) fraud; and thereby violated federal money laundering statutes. The indictment further alleges that the defendants operated the E‑Gold operation without a license in the District of Columbia or any other state, or registering with the federal government, and thereby violated federal and state money transmitting laws. The indictment alleges that this conduct occurred at various times from 1999 through December 2005.

“As alleged in the indictment, the E-Gold payment system has been a preferred means of payment for child pornography distributors, identity thieves, online scammers, and other criminals around the world to launder their illegal income anonymously,” said Assistant Attorney General Alice S. Fisher of the Criminal Division. “This indictment demonstrates that the Department of Justice, in cooperation with its law enforcement partners, will aggressively identify and prosecute those who knowingly enable and profit from transmitting the proceeds of criminal activity, online or offline.”

“Douglas Jackson and his associates operated a sophisticated and widespread international money remitting business, unsupervised and unregulated by any entity in the world, which allowed for anonymous transfers of value at a click of a mouse,” said U.S. Attorney Jeffrey A. Taylor for the District of Columbia. “Not surprisingly, criminals of every stripe gravitated to E-Gold as a place to move their money with impunity. As alleged in the indictment, the defendants in this case knowingly allowed them to do so and profited from their crimes.”

“Today's indictment is the result of a two and a half year investigation by the U.S. Secret Service Orlando Field Office into an alternative payment system which has largely operated outside of normal banking industry regulations,” said Secret Service Assistant Director for Investigations Michael Stenger. “This system has been exploited for more than 10 years by criminals who operate primarily via the Internet. Cooperation among investigators, including the IRS, the FBI and other state and local law enforcement, has enabled us to more effectively address emerging threats and evolving criminal methods, such as the use of electronic or digital currency to facilitate trafficking in illicit goods and services.”

“The advent of new electronic currency systems increases the risk that criminals, and possibly terrorists, will exploit these systems to launder money and transfer funds globally to avoid law enforcement scrutiny and circumvent banking regulations and reporting,” said Assistant Director James E. Finch, of the FBI’s Cyber Division. “The FBI will continue to work closely with the Department of Justice and our federal and international law enforcement partners to aggressively investigate and prosecute any, and all, persons or organizations that use these systems to facilitate child pornography distribution, to support organized crime, and to perpetrate financial crimes.”

“This is a new twist on laundering money through unlicensed money transmitters but it is nothing new for financial investigators,” said Eileen Mayer, Chief of IRS Criminal Investigation. “The combined investigative skills of the law enforcement partners under the St. Cloud IRS Criminal Investigation and Secret Service Task Force proved to be a brick wall for E-Gold. We are proud to bring our financial expertise to this type of investigation that ultimately unravels fraud.”

The conspiracy charge in the case relating to money transmitting carries a maximum sentence of five years in prison. The federal law violation of operating an unlicensed money transmitting business carries a maximum sentence of five years in prison. The D.C. Code violation for money transmission without a license carries a maximum sentence of five years. The conspiracy charge relating to money laundering carries a maximum sentence of 20 years in prison.

The case is being investigated by the U.S. Secret Service with the assistance of the IRS and the FBI. The case is being prosecuted by the U.S. Attorney’s Office for the District of Columbia and the Computer Crime and Intellectual Property Section of the Criminal Division. Assistance is also being provided by the Child Exploitation and Obscenity Section and the Asset Forfeiture and Money Laundering Section of the Criminal Division.

An indictment is merely an accusation and the defendants are presumed innocent unless and until proven guilty. [Source : US Department of Justice : WWW.USDOJ.GOV]

e-gold Hits The Wall ! Government Seizes Major Agents’ Accounts

2007-05-02T10:41:00.000-07:00

E-gold Major Agents’ Accounts Seized By US Government

It now appears this morning that all large e-gold exchange agents doing business with US clients have had their e-gold accounts seized by US court order.

Here is what we know as of this morning.

1. Icegold, AnyGoldNow, 1mdc, Omnipay and other large exchange agents have all had their accounts blocked by a US government agency court order.
2. When attempting to log in on these accounts, the e-gold server responds that the account does not exist. It appears the accounts have been seized by the US authorities.
3. It is now not possible to unbail bars from e-gold Ltd.

(Icegold has since opened a new e-gold account and seems to be back doing business.)
*************

From the 1mdc web site. http://www.1mdc.com/

ATTENTION

Friday Apr 27 2007 - 4AM UTC

It appears that a U.S. Government court order has forced e-gold(R) to close down or confiscate all of 1mdc’s accounts. All 1mdc account’s have been closed at e-gold by order of the US Government.

Please note that it appears the accounts of many of the largest exchangers and largest users of e-gold have also been closed or confiscated overnight: millions of Euros of gold have been lost or confiscated in this event. Many of the largest exchangers are shutdown.

Realistically, it is extremely unlikely that this action will ever be reversed.

If the action is reversed, your e-gold grams remaining in 1mdc will “unbail” normally to your e-gold account.

You CAN spend your 1mdc back and fore to other 1mdc accounts. However you must be aware that it is likely your e-gold will never be released from e-gold.

Ultimately e-gold(R) is an entirely USA-based company, owned and operated by US citizens, so, as e-gold users we must respect the decisions of US courts and the US authorities regarding the disposition of e-gold and the safety and security of US citizens.

Even though 1mdc has no connection whstsoever to the USA, and most 1mdc users are non-USA, ultimately e-gold is USA based.

1mdc thanks it’s users and technical staff and support staff. From 1mdc’s point of view, 1mdc had only just started to generate income from spend fees so five years expense and experimentation was wasted.

It is the opinion of your 1mdc team that:

1. The early era of DGC privacy is over.

2. USA citizens will simply never be able to use DGCs.

3. The only DGCs that operate from now on will:
(a) Have no connection to the US
(b) Have no USA users (exactly as Swiss banks have no USA users)
(b) Will have higher ID requirements than e-gold currently does.

You are welcome to email “team@1mdc.com” but, again, the realistic view is that the e-gold(R) will never be released. Note that of all e-gold confiscated by US court order, none has ever been released. [Digital,omeyworld]

12by12daily no agenda n unbiased comments abt it

2006-11-30T15:20:00.000-08:00

Another comment about 12by12daily.net :

There have been some posts recently abt the changes in 12by12daily. .
Two rather well known guys have 2 differing opinions abt it but they have their own agendas.. n i hope this posts will wake everyone up abt this 12by12 change

Vincent from the DD club say avoid 12by12 becos of changing terms blah blah
Agenda: Build list n reputation by generating controversy so he can sell more of his referralmagnet book n other memberships. . he is an excellent internet marketer i would have to say, exploiting the fears and vulnerabilities to make a quick buck out of them

js from 9planetreviews say "oh dont kill it lets grow it n it has potential blah blah" Agenda: Personally vested up to (infinity rotated by 90 degrees with 3 zeros) = 8000 USD.. he wouldnt really want 12by12 to crash now, wouldnt he? n he definitely wants this ponzi machine to be fed by newbies n other players like u n me, so he can grow that sum to INFINITY without any rotation.

My own opinion n agenda:
I feel 12by12daily is at a danger zone rite now.. i have no agenda.. just damn pissed with these "gurus" who are trying to exploit fellow autosurf players.. this is my first n only post n i will not reply or bother defending my points later

Red Flags that r so damn obvious:
1. Wife in hospital excuse, unable to manage program efficiently. . remember tenforever admin sick n bedridden and some other admins who have gotten into accident n unable to manage programs? she might not or might be in hospital, we will never know..

2. Delays in payout (i personally experienced it even tho the js guy claimed to not have experienced any.. woah thats strange when everyone is) this is the sympton we all experienced. . first a one day delay than 2 then 3 then a week then forever

3. First an increase in max limit to 12k n then another sudden increase in upgrade packs to 3 after a "maths" calculation. . apparently there is something wrong with the calculation. .. since there is already a backlog, why increase the burden further by allowing more upgrade packs.. n again based on hyip history, increase in upgrade packs n maximum is never a good thing..usually a last minute desperate attempt to suck in more money..

i would say this Martin Pavion guy of the 12by12 forum is either in cahoots or will end up as another scapegoat to be blamed when all this collapse..

The future of 12by12daily that i predict might happen:
1. Delays could go to as long as a month if any due to increase in upgrade packs (we have seen this happen in GlobalAdsPro)
2. "Wife" condition worsens and due to that, unable to focus on program --> more delays
3. E-gold hacked -> loss of money. bye bye
4. Fell sick because of worry over wife condition --> sending martin to convey the bad news while he dissappear

I feel that this Dave guy might not just run away n dissappear with all the money but he might follow the example of trish of GlobalAdsPro where huge delays of over 1 month n finally the decision to close program n pay back pendings

Investigation about online-capital's address

2006-11-26T02:35:00.000-08:00

One of friend, wrote this message about online-capital's address :

www.online-capital. com

ONLINE CAPITAL LTD.
PO BOX #123 WIENERBERGSTRASSE 9
VIENNA 1100
AUSTRIA

Hi,

I am living in Vienna and have visited the building-address two weeks ago. There is no such company at Wienerbergstrasse 9. Its a big business-park and I asked at the central-desk- office for ONLINE CAPITAL. They have never heard about such a company. I showed them the pictures of the homepage which I have printed out. Then a security-member appeared and he told me, that police has made investigations a few months ago about a company, which have used exactly the same adress. It was not Online-Capital, but unfortunatly he could not remember the name.

I have contact with the german-speaking support, because the telephon-number is from Vienna. It is forwarded to a cell-phone. It seems, that he is also only an investor from Vienna who have agreed to make telephon-support and know nothing concret about the people in the background. I will meet him next weekend.

The bank-account is not from Austria. It is located in Liechtenstein, which is a small country which is well known for discreet banking.

I have also wrote my sceptical thoughts to the Admin, but he cannot (will not?) tell me about any real adress or company-name here in Vienna.

Robert

Dramatic developments drive gold market; back over $600

2006-11-06T16:38:00.000-08:00

Gold is climbing the proverbial wall of worry as we go to e-mail this USAGOLD NewsGroup. Fundamentally, the strength of this market has been building in the background as many American investors have been concentrating on the mid-term elections, the declines in housing and the rising Dow Jones Industrial Average.

So what is creating the the uptrend in gold? To understand what's driving gold now, we need to take a serious look at the new view of the U.S. dollar establishing itself among export economies which have built huge dollar reserves. Your understanding of these transitional developments will go a long way toward solidifying the reasons for gold ownership now and in the future.

Though China hasn't officially announced a trimming of its dollar reserves, it has made plenty of noise along these lines as reported here in the last two issues of this NewsGroup. If you aren't up to date on this developing situation you need to be.

(Go to http://www.usagold. com/amk/news- group.html and look for Record foreign held debt could trigger dollar crisis and Top China officials in FT: (Gold purchases under consideration)

Now there is a new development of which you should apprise yourself:
The oil rich OPEC states along the Persian Gulf, with the United Arab Emirates (UAE) leading the way, are talking about introducing their own single currency and reducing their dollar holdings as a result. In early reports, the UAE has threatened to unload 90% of its dollar reserves. This important, breaking story is featured below.

This new trend of dollar dumping could very well spread beyond China and the Persian Gulf with enormous consequences. It cannot be sitting well with the Bush administration and the American financial establishment because of the implied threat to the bond market and the U.S. banking system.

What does this mean to gold investors?

If you haven't reached your gold quota, you need to. There will be competition for the available gold not just from your fellow investors worldwide but the official sector as well. If you are ultra-light on gold in your portfolio, you need to gear up. If you do not own gold, you are taking the sort of risks that make financial histories interesting to future generations. MK

SDS Update (Get a cup of coffee before opening)

2006-10-18T16:55:00.000-07:00

Greetings Everyone,

I know you are probably very busy, so I will apologize in advance for the length of this update. I will attempt to keep this explanation of the state of affairs regarding SDS, as concise as possible, while hopefully conveying the circumstances leading up to the current state of affairs, where we are now, and the reasons for expecting an optimistic outcome. However, it is complicated, so will take some explaining. There are several compounding issues adding to the current delays, some business related, and others personal. In the final analysis, business does not come first. Serving God comes first, then my family, and then business. However, the SDS project, encompasses all three, and is therefore a priority in my life. But it has to be dealt with, within the context of my current realities, and that is what I am doing. Iâ€™m, going to break this down into the past, present, and future, in order to provide as clear of an understanding as possible.

Past

My SDS Loan project evolved out of my desire to help people with disabilities to earn a living from home, using their computers, and to help my family and friends to benefit from my online investments. I had researched MLM and other types of Home based businesses for many years seeking to find the right formula to assist people with disabilities, who were unable to find traditional employment, to earn a living from home. My search eventually, lead me to the online, MLM income arena, HYIP's, and paid-to-surf, programs. The presence of the Internet seemed to solve many of the obstacles inherent in the offline counterparts, which required the recruiting of family and friends, which most people with disabilities are not going to excel at.

After researching the online income arena, and developing my skills at DD and a strategy of diversification, and retrieving principle quickly, I started doing very well. Several of my family members started asking me about what I was doing, and wanting to know if I could show them how to do it also. However, I had learned from my recruiting efforts to earn referral fees, that it's not wise to put one's reputation on the line by constantly recommending programs in this arena, due to the fluidity of the environment. So, I offered to accept personal loans from them, where I would guarantee them a certain return on their money, and would therefore have more control over the outcome.

I offered to pay them 200% per year, paid out in 12 equal payments, for loans under $2,500, and 200% per year for five years, paid out in 60 equal monthly payments, for loans over $2,500. I used the $2,500 benchmark because I had determined that this was the amount I needed, on average, to help people with disabilities to become self-sufficient.

Many of my online colleagues who were actually placing their money in a lot of the same places I was, were not getting the same results, due to not exercising the discipline to diversify, and retrieve principle quickly. After Pinnacle Holdings and some other HYIPâ€™s stopped paying, about a year and half ago, several of them came to me to see what I recommended as a replacement. I told them the same thing I had told my family, and made them the same offer. And thus the SDS Loan project was born. So, unlike many programs, this really was started with the lenders best interests in mind, because the original lenders it was created for, were my family and friends. I didn't change anything when I offered it to my online acquaintances, except adding the referral fee system, because some of them didn't have the funds to do the $2,500 level, and wanted a way to earn enough to get there. The project has grown to approximately 300 lenders over the course of 18 months exclusively through word of mouth. I have never promoted it, but several of the lenders who had websites, and followers of their own, have.

Okay, as for the mechanics of how it works; when I receive a loan, I invest that money into any number of potential income earning activities, some online, and others not. I then use the profits from these investments, to both repay the loans, and help people with disabilities to get started making money from home. I will loan these people seed money, and recommend a strategy based on what's working at the time, plus teach them to do due diligence, and plug them into the knowledge base which exists online. I don't mind making recommendations to this group, because they are using money provided by me in the first place. This is much different than recommending others to put their money into something.

Since the money loaned is from profits, there is no pressure on these people to repay the loans. I am in this to help them, not put them further in debt. I actually try to identify projects to invest in that have a referral system, so that the program will repay me through referral fees. That way, I get the best of both worlds. I am not putting pressure on the people I'm helping to repay, but yet, I am getting repaid. This also helps them retain some self-respect, because they feel better knowing I'm getting my money back, in this way.

For many of the people I help, either the state government, or the federal government will pay me for helping them, which adds another source of revenue, for the same efforts. And keep in mind, that this was funded through profits. I also do other types of work with people with disabilities, such as helping them to find work in traditional employment, or start businesses. I also get paid from these activities, which does not pull funds from the loans or the investment profits. So, this income acts as a back up, to insure that the loans are covered, as well as providing additional funds to fuel investments. So, everything works together synergistically.

Okay, at this point, you're probably asking if this all works so well, then why am I currently having problems? This is a valid question, and one that will take a bit to explain. There are, as I stated earlier, several compounding issues adding to the current payment delays, some business related, and others personal.

Much of the activity previously recommended to the people I am working with revolved around the auto-surf industry. This required them to do something for the money, but it was easy enough that most had no problem completing the required tasks. Again this adds to their self-esteem by giving them a sense of â€œ earningâ€ the money. It started with the success of 12 Daily Pro, and a few others, last year. Then, several people whom I had come to know decided to start their own surf programs, and HYIP's. So, I put a lot of funds into these programs directly, and provided funds for the people I am working with to do the same. Unfortunately, all of the above eventually failed.

What made these failures so disheartening was that I was already hurt by previous events, and was counting on these admins, whom I considered reliable, to help me turn that around. You see, I am still paying people who submitted their loans via INTGold, Stormpay, and EMO, even though most of those funds are no longer accessible, to varying degrees. As most of you know, most programs either stopped paying on those accounts funded through these resources, or shut
down altogether when those accounts were frozen. But I am taking the high road here, and honoring my commitments. In fact, my promissory notes do not give me any leverage to do otherwise, and I wrote them that way on purpose.

Stormpay was the biggest hit, financially speaking. However, both, the INTGold and EMO closures, significantly disrupted my system for moving money around, as well as depleting available funds directly. I live within an hour drive of INTGold's offices, so when I started all of this, I could take them any amount of cash, and have it deposited into my account for a $1 fee, and then move it around into other e-currencies as needed. So, there closure not only took a chunk of my change, but it also disrupted my methods for moving money around, which increased my workload. This wasnâ€™t devastating, but definitely a major inconvenience, and expense.

This all took place very shortly after I had been told I had prostate cancer, and both were during the holiday season, of last year. So, I really didnâ€™t even pay much attention to the cancer diagnosis, since I was going to wait until after the holidays to deal with it. Then In December, they closed INTGold, so January got off to a rickety start as it was, and then, the Stormpay fiasco hit at the first of February, taking $25,000-$30, 000, in actually funds, and an enormous amount of earning potential, with it. That really hurt, because not only did it take my funds, but also the money of the people I was helping, since most of them were making the lions share of their earnings from 12 Daily Pro at that time. This meant that all of the gains I had made in helping people for the previous six or seven months was wiped out, almost instantly. So, I had to step in to assist them to get back on their feet again, resulting in more drained funds, not to mention the time and energy it took to reassess the whole online income arena after the initial auto-surf crash. This raised the amount of funds being provided to these people from the initial estimate of $2,500, to an average of $5,000-$10,000, due to the recovery process.

In the mean time, I had learned to use EMO as a replacement for moving funds around between E-gold and E-bullion, and sending money orders. It was working very well for this purpose, after some initial adjustment time. But, of course we know what happened there. Another $4,000, or so, was directly lost in that mess, as well as another disruption to my cash-flow management methods, and more funds that were tied up in various programs invested into via EMO funds. And again, not just for myself, but for the people I was helping as well.

So, I came to people I knew, to help me recoup those losses. Up to that point, those bumps in the road were major inconveniences, and expenses, but were not devastating, as I still had money to invest, without it affecting my ability to make payments. However, when these newer programs, all stopped paying, pretty much simultaneously, along with some others, it made a bigger impact
than I initially realized. So, for about four months between March and June, we were regrouping, and trying to get things recovered that had been lost in the payment processor messes. I forget exactly where in there EMO was closed, but it was during this time as well.

Then came July, which got off to a rocky start from the beginning, as I had planned a 4th of July vacation, months in advance, which I was unable to go on the first part of, due to waiting on some much needed funds to arrive, which did not come before time for me to leave. Even though the person sending them was well aware of my planned departure date, they did not bother to spend the extra few dollars to insure prompt delivery. Once the funds did come, I was able to join my wife and daughter for the second half of the vacation, but I did not have time, or enough funds on hand, to pay everyone up in advance for the time I was going to be away. So, when I returned, I was behind immediately.

Then, several other programs stopped paying, which dealt a severe blow. I still had/have other more stable, long-term investments, but they pay less than I do (16.67% per month), and the amount I have invested in them is not equal to the sum of my loans. So they cannot keep the payments flowing for my outstanding loans. I was able to make it through July on those smaller payments, my reserves, personal credit sources, and offline business payments. I was still struggling to get caught up from being gone, when a personal crisis hit, which totally devastated me emotionally, making it impossible to think clearly, much less to focus on the intricate financial dealings needed to get things caught up. Just to give you an idea of how devastating this event was; I still had not even gone back to the doctor about the cancer, because I was too wrapped up in dealing with SDS. So as you can see, Iâ€™m not devastated, or distracted from SDS, easily.

August rolled around, with me pretty much in a daze, and not being able to focus much on work at all. As a result, I had to rely almost solely on the smaller payments, and new loans to make payments. I also made a few large investments in projects without doing my usual legwork, due to being too disassociated with the whole process at the time, to give the attention it requires. I lost a bundle, and missed several lucrative opportunities at the same time. Of course, this was/is very upsetting to me, as this project was never set up to operate that way. But I looked at it as necessary bridges to get over the hump, until I can get my focus back, and deal with the hard work of keeping the earnings flowing as they had been, and get the investments built back up again. Unfortunately, the bad decisions made at a time I shouldnâ€™t have been making them, had catastrophic results.

I didn't even realize how bad it was until after the end of July, because initially, I was just playing catch up from taking a vacation, and then I was just in a daze for weeks. But as the month of August wore on, I started realizing that the money was running out much too soon for me to keep things moving smoothly, as is. But I was still not thinking very clearly due to the crisis situation, which had really blindsided me. I know the system will work, without being dependent on new loans, as it has for over a year. And, keep in mind, I took a few days off at the beginning of July, so I started the month out behind as it was, and then several of my remaining programs, which were paying, stopped as well.

In addition to these issues, around the end of July, or beginning of August, Western Union decided that I send too much money to people through their system, so they banned me from using their services any more, after charging my credit card for a large sum which I was sending to a lender due to a bank wire fiasco that left their payment several days late. It took days of debating with them over this to just get the funds put back on my card, which of course resulted in more time and energy wasted, at a time when I had neither to spare. I never did get them to realize what they were requiring from me was unrealistic. They wanted me to have the people receiving the WU payments from me, to send them an itemized budget, complete with receipts, documenting that they were using the money I was sending them, for rent, groceries, utilities, etcâ€¦ I tried, unsuccessfully, to convince them that this was not only excessive, and ridiculous, but also impossible. I mean, how are people going to provide receipts for how they spent money, or are going to spend it, before they receive it? Due to the expense of their system, I only used it in emergency situations, to begin with. And people in crisis, shouldnâ€™t be subjected to the type of intrusion of privacy they were demanding. Money Gram was the only beneficiary of that ordeal.

This was yet, another disruption in the cash flow system, but this affects the people in crisis more than the lenders and their payments, except for the fact that there is only so much of me, and so many hours in the day, and this was a major drain of on my limited mental reserves, and time, which were, at that moment, at a minimum already. You probably canâ€™t imagine much of the hassles that created, but that was just one transaction of many which were affected. So again, you can see if one transaction took up that much time and energy, and I have 300 people to pay each month, how disruptive the whole thing was/is. Not to mention the folks coming to me for help, and all of those transactions, which had be reassessed, and alternate methods of payments devised, all at a time that most of my attention was forced elsewhere.

In addition to everything else, the bank really messed up on several bank wires for the second month in a row. I think it had to be something to do with additional reporting of my activity, due to the large number of bank wires I send, or something. There's not much else which can explain the recent problems I'm having there. They did hire some new staff, and originally cited that as the issue, but they've now informed me that due to the amount of activity on my account, and the number of bank wires I send, they are closing my account, because they â€œno longer feel they are the best financial institution for my needs.â€ After the last few months, I have to agree with them. LOL

So, as you can see, among other issues, the Patriot Act was causing havoc in multiple ways, with moving money around, at a time that I was very distracted. Plus, the money doesn't just fall into my lap to begin with. I have to really work to produce 17% per month on $250K, and being so distracted with the family crisis, caused me to miss lots of income producing opportunities, some of which could have gotten payments caught up all around.

One of the additional factors causing everything to temporarily get to this point is that the later part of July, August, and September, are sort of "Lame Duck" months in the state/federal VR system in Texas. Which is just as well, since I would not have been functionally capable of doing much within the VR realm of things during this time anyway. The federal fiscal year starts on August 1st, and our state fiscal year begins September 1st. So, everything starts winding down in July as these agencies have spent most of their budgets for the year, because if they don't spend all of the money they had allocated for this year, they can't justify asking for more next year. LOL Anyway, for Texas, they get their new allocation from the feds on August 1st, but they are still operating from the last state fiscal year's budget, and legislation. When the new federal fiscal year comes out, so do some new rules for how the states can spend the money, which brings about adjustments, which often takes until the middle or end of September to get ironed out, and everyone (state employees and vendors) comfortable with how to proceed.

This year is a particularly unique one in this respect, as Texas merged several agencies in 2003, and each fiscal year change since, has included additional steps toward a joint approach for these agencies in the way they operate, culminating with a massive merger of their budgets, as well as other sweeping changes, this year. And since none of this took affect until September 1st, the employees aren't even comfortable with it yet. Now that they have it all figured out, they will start issuing "vouchers" again, which is the promise to pay us vendors for our services, as soon as the new contracts are signed. I hope to have this accomplished in the very near future, so that vouchers will be forthcoming soon. These vouchers give the vendors assurance that when we provide a specific service, for a specific client, or consumer as they are called in VR these days, we will be paid a certain amount. Of course, we still have to provide the service, then bill for it, and then wait for the payment to come, before the vouchers translate into cash in hand.

I do feel you all deserve to know the whole situation, but the family crisis was just too personal to share the details with the masses. And this is really what caused me to be distracted, which let some of the other issues swell, rather than being nipped in the bud. Had I not had this situation, I probably would have been focused enough to rebound in time to avoid the current delays. I am only telling you all this much, because of the amount of faith you all have put in me, in order to provide the loans you have. I feel you deserve an explanation of what has had me so distracted, that things got to this point. If not for being temporarily devastated by this revelation, some of the movement of funds, which were affected, could have been resolved sooner, as well. As you can tell from the above descriptions, I needed my full focus during this time to deal with SDS, and suddenly, it was no longer even the priority, which of course did not help me get things reeled in, and dealt with, which needed dealing with.

So, what all of this adds up to, is both of my major income streams being reduced by a significant amount, temporarily, but simultaneously, and at a time when I had major personal demands on my time, and emotional reserves, not allowing me the time, or energy, to spend, which was needed to get caught up as quickly as everyone would like.

Present

As many of you know, I am working on raising $100K-$150K, which is what I need to get everything caught up, and back on track. I actually need to get the higher end of that range at this point, because every day that goes by, more payments become due, and I'm further behind.
I have tentative commitments for most of this, I just don't have the cash in hand, and as we all know, you can't count on anything, until you have the money in your possession. Once I do have the funds, it will still require me getting much of it into e-currencies to be used for most people's payments, and rebuild the investment portfolio, in order to get the investments back to a position of self-sustainability .

Some people are flexible, and can accept wires, cash, and/or checks, which helps tremendously right now. I prefer using e-currencies whenever they are self sufficient, but as they are right now, having the ability to send payments via other means really helps. That's why some people are getting paid before others, who may be before them in the chronological scheme of things. Given all of this, there are also, some folks who are just slipping through the cracks as a result of the chaotic and urgent nature of the recent situation. Whenever we try to do too much, with too little time and/or other resources, things get missed.

Add to all of this, the fact that the people in crisis are still coming to me needing help, and now I am having to make decisions as to whether to pay lenders who fully deserve to be paid the funds promised, or to save a family from eviction, and other similar hardships, on a daily basis, and you can hopefully sense the strain all of this is causing. If not for my faith in God, and my knowledge that this is what He wants me doing, I would have thrown in the towel long ago. There were days when I didn't even want to open my emails, because the lenders, and people in need were wondering what is going on with me, at a time I didn't want to talk to the world about what was going on with me and my family. It's sort of a minor dose of what celebrities go through, I guess. I never envisioned the level of interest people would have in what's going on with my life, just as I never envisioned the urgent sense of a need for privacy as I have right now.

I knew it would be very difficult to explain to everyone the current state of affairs without setting off a large scale public debate about the situation, which might result in the needed funds being withheld, thus sabotaging the whole thing. Plus, it is very uncomfortable even telling as much as I have about the crisis situation, to this many people, when it is such a personal and private matter, knowing that there will be speculation, and murmuring. But I know that without that piece of the puzzle, the rest really wouldnâ€™t make sense, and every day which goes by, draws more concern and scrutiny. That's why I am working as hard as I can, to get the needed funds, without causing unnecessary panic among the ranks. If I can get these funds in the next few days, then I can get everyone caught up, investments replenished, and get back to normal, just in time for the VR funds to start flowing again next month, as well. Then we can all hopefully relax a bit for the holidays. The Lord knows Iâ€™m, ready.

People, who have only participated in programs as investors, or lenders, can't really understand all of the little things that can happen, good and bad, which affect a project of this nature. Some people are making thoughtless, critical, inflammatory, and often just plan false, posts in public forums and blogs, but what they don't realize is, that some of the people who are considering helping me raise the funds needed to turn this around, are members of these groups and forums as well. And that those posts cause them quite a bit of concern, which has ultimately delayed, and in some cases, prevented the funds from coming, making the negative posts self defeating behavior.

People have the right to post when they are not paid, especially if their emails are not being responded to. But many people are making more of an effort to post negative comments in the forums, than they are to communicate with me. Plus, itâ€™s sort of like the pedestrian having the right of way at an intersection. Just because the pedestrian has the right of way, doesnâ€™t mean itâ€™s always advisable to exercise it. In the end, if a car squashes you, it doesnâ€™t matter who was in the right. The same is true for this arena. If the negative posts cause or contribute to the demise of an honest program, it doesnâ€™t matter that you had the right to make the posts. If the end result is needed funds are withheld, and payments stop, everyone loses.

This is a minority of the people. And, I acknowledge that some emails have slipped through the cracks, not intentionally, but they have. But given the above circumstances, hopefully more of you can now understand why. I mean put yourself in my situation. Try to imagine paying 17% per month on $250K, to over 300 people, and have life sucker punch you with the one of the most devastating things you can think of happening to your family, and think about how long it would take for you to get behind on payments, and let other things slip. I am human, and I had an emotionally devastating experience, which knocked me on my tail for a while. Fortunately, God and time, heals all wounds, and I am now getting back in the swing of things.

I knew that given the current state of affairs that others would likely jump on the bandwagon, once this got started. It is actually quite a nice testimony to the maturity of the majority of the SDS participants that more didn't, since there are other members who had much more cause for concern than some of those who are posting. On the whole, I think most of the members know that I will come through. Of course the newer participants have more reason to be concerned, as they don't know me as well. That's why it's frustrating when older participants, who have been getting paid for many months, unnecessarily sound an alarm. And of course in this arena, each day that goes by without all payments getting current, is a time bomb waiting to explode, as more members will likely start complaining on the forums, which could squash any remaining potential for raising the needed funds in a lump sum.

While some of these sources are still reportedly in various stages of sending me funds, I am still pursuing others, just in case something doesn't go as planned with the existing options. And again, all of this is going on at a time when money was not the foremost concern in my life. And this is obviously not something I will be sharing the details of, with the lenders at large. So, as you can all hopefully see, an acceptable explanation of the current situation could not be easily presented. Especially when different people are at different levels of being current, or behind. Payments, and payments alone, will silence the murmurs. So, this is where my attention is focused.

Many people are offering some constructive advice. And I do appreciate it. Others have just criticized, and called me unprofessional, among other things. LOL Well, actually, you will never see a claim from me to be a professional program admin, or anything else. I am considered to be a Rehabilitation Professional by my peers, as that is what my degree is in, and what I have had journal articles published about. But as far as I am concerned, I am just a guy who went through the deaf/blind vocational rehabilitation process as a client, and didnâ€™t like what I saw, so I went to school to become a part of the solution, only to find that many of the problems are so deeply systemic, that the only way to really create change, is to implement a new privately funded system. So, I set out to do just that, with Godâ€™s guidance. And through Divine guidance, was shown a way to create a system where everyone wins. Governments, and all of their professionals, have been trying for centuries to create self-funding social services. The SDS loan project has accomplished this, with your help. Had it not been for me driving a program while under the influence of delirium, we would still be fine today. In terms of income programs, I canâ€™t even remember the names of all of the failed programs reportedly run by professional traders, and such. So please, keep in mind that the Titanic was built by professionals, but the Ark was built by one man and his family, with Godâ€™s guidance. Which boat would you have rather been on?

Itâ€™s easy with the advantage of hindsight to sit back and pass judgment on my decisions, as some are doing. I cringe when in think of some of the choices I â€™ve made myself. But how many of us, one year ago, could have predicted the turmoil in the payment processor arena, and the aftermath it has caused? None of us could. If we had been able to predict this outcome, then Stormpay would not be sitting on so much money right now, would they? So, like any new innovation, my project has had to be tweaked, and refined, and probably always will. But the concept is solid, and it has worked for well over a year, despite the turmoil. So, when you read reviews talking about how risky my project is, and how it is doomed to fail, take into consideration, that I am one of the only people I know of still paying people from loans made with INTGold, Stormpay, and EMO. I am also the only one I know of willing to sign a personal promissory note for the loans received, rather than hiding behind an escape clause buried in the fine print of some complicated TOS. I know that many people have not received theirs yet. I am working to get this resolved. But hopefully, after having read this far, it is easier to understand why they have fallen through the cracks. Everything had to be prioritized, and from the very beginning, making the payments and helping people in need were the priorities.

Future

With the low number of other honest programs out there, to recover from this, will most likely set us up head and shoulders above most of the rest. Which in turn would benefit everyone involved by restoring the solid foundation we once enjoyed. There aren't any programs that I can think of paying more than I do, for as long as I have been paying. I may be missing some, but I can't think of any. So, that is where my attention is focused.

I am still looking for individuals/ organizations who can see the value in the services I provide to both the lenders, and the people in need, and will be drawn to the opportunity to receive a nice return on their money, while helping me to help many people in the process. We need new money coming in to replenish the investments, to help me get this turned around. Therefore, I am going to announce a few changes coming to the project, which I hope will facilitate an increase in participation, by both current and new lenders.

First and foremost, as of November the 1st, all future loans will be for 12 months only. This will not affect current loans, or any that come in before the 1st. The recent events lead me to realize the need for an amicable exit strategy, which will allow me to discontinue committing myself for five years out. I love this program, and what it has allowed us together, to do for people in need. But I also need to reel in the time frame of the commitments, in order to give myself the flexibility of gradually getting to the point of only committing myself from year to year. This will also have the added benefit to the program of requiring people to resubmit loans each year if they want to keep receiving the payments. This will put us on much more solid ground in the coming years.

There will still be an advantage to providing the larger loans, in that they will now pay 20% per month for 12 months, while the smaller ones will stay the same. In order to cover this extra 3% per month, I am also doing away with referral fees as of November 1st. They have been a headache to keep up with, from the very beginning, and I need to streamline the process as much as possible. With that in mind, change number four, is that all new loans as of 11/1/06 will need to be made via either e-gold, or e-bullion. I have been absorbing the cost, and the time to exchange cash/check payments into e-currencies, and that has to stop. There may be exceptions to this, but they will be the exceptions, not the rule.

The bottom line is, that we need to get more money coming in, if I am going to be able to pull this out of the hole. So, unfortunately, there really isn't any option other than to keep accepting new loans right now, if I want to pull this thing out of the hole. The situation now is that I need to raise additional funds to get things turned around. This is sort of a microcosm, of economics in general.

When people perceive that there is an economic problem, they tend to stop spending, which creates economic problems. When people perceive there is a strong economy, they circulate money, creating a strong economy. So, the challenge I'm facing is how to get people to look beyond the current problems, and see the benefits of circulating money through SDS again.

An example of how well the circulation of new money can kick start an economy or company out of the ruts, can be seen in the not so distant past. After 9/11 everyone in the US stopped spending money. People were stuck. They just sat at home in a daze, watching replays of the attacks. This went on for two weeks. Finally, someone who deserves a lot more credit than they've been given, at GM, came up with the bright idea of offering 0% interest on new cars. And BAM! People suddenly got a ray of hope. "Why not get a new car now, because I won't get a better offer than this," they started thinking. People were getting approved for new car loans who never would have had a chance before. The next thing you know, dealerships are selling cars again. That put money in the salespeopleâ€™s pockets, got the assembly lines rolling again, and sent people to the gas stations. So all of these folks had money to spend again, and when they spent it, someone else had money to spend again, and so on, and so on. The point is, that once the big-ticket items started moving again, so did everything else. Sure, it took a while, but it got moving.

Now donâ€™t get me wrong. Iâ€™m not talking about using new money to pay existing loans. Iâ€™m talking about new money to invest with, in order to have money to help people with disabilities, in order to generate the government payments, and to have profits to pay the loans back with. I'm hoping that my 16 months of making timely payments, will provide some leverage, and evidence of my ability to pull this out of the current situation. If I do not find an amicable solution quickly, it is very possible that one or more of you will complain to my local DA, and even though I am operating perfectly within the law, I could be shut down immediately, and questions asked later. Then, itâ€™s possible that nobody gets any more payments. I obviously do not want this, as Iâ€™m sure none of you do. That is why I am working so hard to get this turned around. There is much more at stake than any one person's livelihood. There are
literally dozens, if not hundreds of people counting on me to make this work.

My heart is broken by the emails I get each day asking for help, which I have to turn away right now, because all funds are going to making payments, not to mention the people depending on their monthly payments. I am doing the best I can under the circumstance, and will get you all paid as quickly as is humanly possible. But you can help. Take out new loans, and refer others, so
that we can get this moving again.

I appreciate your time that it took to read this far, and would certainly be most appreciative of any assistance, guidance, or resources, which you might be able to provide, or direct me to. Take care, and God bless.

Thanks,
Dennis

*Dennis post it in one mailing list

PhoenixSurf : Refund ?

2006-09-03T02:08:00.000-07:00

Dear Customer:

As you may or may not be aware, NME (New Millenium Entrepreneurs) the parent company of the Phoenix Surf Program ceased business on August 18, 2006.

Prior to the closing of business NME secured legal counsel to pursue the recovery of money that was either owed to NME or in the hands of out sourced companies that NME is entitled to recover. I have been appointed the position as the NME/Phoenix Surf Administrator to oversee the recovery of those funds.

The goal of the Administrator is to assist the Attorneys in securing, managing and preserving the assets of NME and in distributing these assets to the account holders and other creditors in a fair and equitable manner. The procedure and the recovery plan have been submitted to the SEC and Attorneys. The final adjustments to the percentages will be determined once actual funds are recovered.

The NME/Phoenix corporate records indicate that you have purchase upgrades in the Phoenix Surf Program. To verify these records, and to confirm the amount deposited or otherwise owed, if any, we will be reviewing each account individually. It is very important that we complete this process as funds can only be distributed to those which have been verified by the Administrator and approved under the set guidelines.

As soon as we are able to recover any funds, you may be contacted by an appointed reviewer to confirm specifics as to your actual deposits and withdrawals. Please review your bank records, Virtual Money Debit Cards accounts, egold and/or any other processing sources you used to transfer funds to Phoenix Surf for the purchase of advertising upgrades. You may be required to email or fax your records to the Administrator for verification.

NOTE: The Administrator believes that NME/Phoenix currently will not be able to reimburse all account holders and creditors in full. Accordingly, the Administrator believes that the only fair distribution is to pool all of NME’s assets in order to effectuate a pro rata distribution of the assets for Allowed claims which will ensure that you receive the most value for your claim.

The Administrator believes that claims will be paid a pro rata amount based on the Final Allowed amount of the claim and the value of the NME assets as a whole. Your proportionate interest will be determined based upon the percentage of your claim in relation to all recovered assets. The figure will be calculated by dividing the amount of each individual claim by the cumulative amount of all recovered NME’s remaining assets.

It is very important that my office continue to have a way to contact you throughout this process. If you move, or your contact information changes for any reason, please email your updated contact information tobannercom@cox.net . Include your name address, Phoenix Surf member number, NME Debit Card number (last 6 digits), a current phone number and email address. If and when we recovery funds we will only attempt to contact you three (3) times after which your name will be removed from the valid participants.

Your patience during this important phase of the NME Administration is appreciated.

Sincerely,
Ken Stahl
Administrator of NME/Phoenix Surf, LLC.

12dailypro : update from Thomas F. Lennon Inc.

2006-07-29T08:55:00.000-07:00

Re: Securities and Exchange Commission v. Charis Johnson, LifeClicks, LLC, and 12Daily Pro; USDC, Central Dist. of CA, Case No. CV 06-01018-NM(PLAx)

This letter is being sent to you to provide information about this case. On April 21, 2006, and May 20, 2006, Thomas F. Lennon, the United States District Court appointed Receiver sent e-mail letters to a large number of e-mail addresses derived from 12 DailyPro and StormPay databases. The Receiver has now recovered additional e-mail addresses and is using them, as well as all the previous e-mail addresses, to send this e-mail. The previous letters as well as this document can be viewed at www.tlennonfor12dailypro.com. In addition, the Receiver's website contains his e-mail address and a list of Frequently Asked Questions with recent updates along with other case information.

As previously noted in the letters sent to investors/members, investors who used credit cards for a credit transaction are not prohibited from initiating a charge back through their credit card issuer. Investors that used checks, electronic fund transfers and debit cards are prohibited from initiating a charge back by the Orders issued by the Court. The Orders are also posted on the web site. Please note that in many situations the period within which you could have initiated a charge back may have passed. The rules of the credit card issuer determine the time allowed. The rights of consumers to dispute electronic transfers are limited to unauthorized debits or errors in the amount of debits, but do not provide a right to reverse a transfer because the consumer has discovered that the recipient was perpetrating a fraud. Moreover, all investors and creditors are enjoined from initiating any legal action against 12Daily Pro, LifeClicks or Charis Johnson.

The Receiver realizes that the investors have many questions and concerns. The web site referenced above and the FAQ will answer many of those questions in more detail, but some of the answers to your questions can be summarized as follows:

All investors, foreign and domestic will be treated equally under the law. Investors who used EMO and E-Gold as payment processors will be treated the same as investors that used StormPay. Any distribution plan proposed by the Receiver will be done on an equitable basis. The length of time an investor was invested in the program will not be a considered in distributions. If you received this e-mail or the first e-mail sent on April 21, 2006, or the second e-mail sent on May 20, 2006, you are on the investors list. The Receiver will be providing the Court and all interested parties Reports on the status of the case as required and when otherwise appropriate. These Reports will be posted on the Receiver's web site. While queries to the Receiver by phone and e-mail will continue to receive a response, it is not the Receiver's practice to provide updates to individual investors because of the prohibitive costs associated with trying to communicate with thousands of investors on an individual basis. Please minimize these costs by checking the website and the FAQ before calling or e-mailing the Receiver. The Receiver realizes that this is an extremely frustrating situation for investors, but please understand that he is working as diligently as possible to reach a fair and equitable result. Please check the website for updates and further information including answers to Frequently Asked Questions.

TO ALL POTENTIAL EMO CORPORATION CLAIMANTS

2006-07-07T18:40:00.000-07:00

June 28, 2006

TO ALL POTENTIAL EMO CORPORATION CLAIMANTS
RE: Request for Submission of Claim Form

Dear Claimant:

As you may be aware, I was appointed Receiver for the assets of EMO Corporation (EMO) by the 201st District Court in the State of Texas in Cause Number D-1-GV-06-000341, State of Texas, Plaintiff vs. EMO Corporation, Todd L. Tredeau, Tracey L. Jones, and Nancy Humphries,
Defendants and Comerica Bank, Silicon Valley Bank, Calnet Business Bank, Wells Fargo, N.A., and JP Morgan Chase Bank, National Association, on March 9, 2006.

The goal of the Receivership is to assist the Court in securing, managing and preserving the assets of EMO and in distributing these assets to the account holders and other creditors in a fair and equitable manner, all as determined by the Court. On June 24, 2006, the Court approved a Claims Procedure, which among other things, establishes a process for filing creditor and customer claims in this case.

The EMO corporate records indicate that you may have a claim against EMO. To verify these records, and to confirm the amount deposited or otherwise owed, if any, the Court has approved a .Claims Procedure..
It is very important that you complete this process as funds can only be distributed to those which have been verified by the Receiver and approved (.Allowed.) by the Court.

The Receiver has set up the following website for review of your account information: http://www.emocorp.com. Please visit the website to ensure that the records as shown are correct. Access to the website will be available by using your log-in and password.

The Receiver, after having reviewed the EMO records, has separated the claims against EMO in the following manner: Category A claims consist of those claims of $5,000.00 or less. Category B claims consist of claims of more than $5,000.01, and Category C claims are those claims which arose on or after March 10, 2006.

If, in accordance with the records reflected by the EMO System, your claim is $5,000.00 or less, you need not take any further action. The Receiver will accept your Claim in the claimed amount as .Allowed. for purposes of distribution in this Receivership. However, you should also be aware that the Receiver or any other party-in-interest shall have the right to object to any Claim (including a Claim that is less than $5,000.00), but if an objection is filed relating to your claim(s), you will be notified in writing of any such objection and have an opportunity to respond.

If your individual claim is more than $5,000.01, you must take all of the following actions:

(i) Submit the Claim Form available through the EMO website at https://www.emocorp.com/resources/claimform.pdf on or before August 18, 2006;

(ii) Attach documentation to your submitted Claim Form proving your identity and ownership of any EMO account. You may provide, for example, copies of your passport, government-issued driver.s license or birth certificate; and

(iii) Along with your Claim Form, you must provide documentation sufficient to evidence the amount of your Claim.

NOTE: All Claim Forms or other submissions delivered to the Receiver shall be made under penalty of perjury. As a Category B claimant, you have the option to have your claim treated as a Category A claim by marking the appropriate box on the Claim form. You will not be entitled to the full amount of your claim if you choose this option. However, should you elect to treat your claim as a Category A claim, you will also not be required to submit the proof of identity and other documentation set forth above. The decision is entirely yours to make.

Your filing of a claim in this case does not ensure full restitution or payment of the claim as filed. The Receiver has sought an order from the court which will aggregate all of the assets of the EMO Receivership. The Receiver believes that EMO currently will not be able to reimburse all creditors and account holders in full. Accordingly, the Receiver believes that the only fair distribution is to pool all of EMO.s assets in order to effectuate a pro rata distribution of the assets for Allowed claims which will ensure that you receive the most value for your claim.

The Receiver believes that claims will be paid a pro rata amount based on the Final Allowed amount of the claim and the value of the EMO assets as a whole. Your proportionate interest will be determined based upon the percentage of your claim in relation to all available EMO assets. The figure will be calculated by dividing the amount of each individual claim by the cumulative amount of all of EMO remaining assets.

Your completed Claim Form(s) and supporting documentation should be mailed to the Receiver.s office on or before August 18, 2006. The entire package should be forwarded to the Receiver at the following address:

Gary R. Barton,
Receiver of EMO Corporation
Post Office Box 53150
Houston , TX 77052-3150

Send your Claims Form(s) and related documents via certified mail.

PLEASE DO NOT SUBMIT YOUR CLAIM DIRECTLY TO THE COURT.IT WILL ONLY SLOW
THE PROCESSING OF YOUR CLAIM. FAILURE TO SUBMIT A CLAIM IN A TIMELY MANNER MAY RESULT IN THE INABILITY TO VERIFY THE ACCURACY OF YOUR CLAIM(S) AND IN THE DENIAL OF YOUR CLAIM(S).

Upon receipt of your Claim(s), my office will begin its process of reviewing each individual claim. This process will be completed as quickly as possible. If no objection is filed to your claim, your claim will be deemed allowed. If the Receiver or some other party objects to your claim, you may receive written or electronic notice (or both) regarding your options and additional steps to be taken at that point.

It is very important that my office continue to have a way to contact you throughout this process. If you move, or your contact information changes for any reason, please send a signed letter, via certified mail, to the address noted above. For your protection, address changes or other requests made by electronic mail (e-mail) will not be honored. Please send all correspondence to the Receiver via certified mail at the address noted above.

If, after reviewing these materials, you have questions concerning these forms or your Claim, please send your question, in writing, at the address noted above. Given the large volume of claims, we ask that you submit your inquiries in writing. Again, due to the large number of potential claimants, it may take several days to receive a reply. Your patience during this important phase of the EMO Receivership is appreciated.

Sincerely,
Gary R. Barton,
Receiver of EMO Corporation

Due Dilligence on 13dailypro

2006-06-20T18:22:00.000-07:00

Some DD about 13dailypro , taken from 9planetreview

43% profit in 11 days. They have a max upgrade limit of $5000 and that means that you get a 43% profit on that. Which means $2150 over 11 days. Which is $195.45 profit per day!

Ok, now that aside, what else do I see here? Registered in Denmark. Server in Great Britain. They are on a dedicated server, so that tells me they are quite serious about this.

Alexa Trend/Rank: The lower the rank the better:

Today 1 wk. Avg. 3 mos. Avg. 3 mos. Change 13,765 15,701 70,078 --

Wow! Here's Compactsurfing in comparison:

Today 1 wk. Avg. 3 mos. Avg. 3 mos. Change 6,201 5,580 15,484 --

They are getting close to the #1 out there! Am impressed! Online since 10th Jan. 2006!

Looks good folks!

Here is what they say on their home page: The market is now completely saturated with Daily Paid To Surf sites. We have decided to create something completely innovative and different in order to offer our members better advertising results and a new meaning to the "Paid Daily" industry.

13dailyPro was specifically designed with the professional online marketer in mind. We have found the way to maximize your online earnings while minimizing your efforts. You don't have to surf all day to get paid; a few minutes of Your precious daily time will do. With 13dailyPro You only need to login and watch 13 sites every 24 hours to get paid 13% of Your current level. That's 13% daily and for 11 days!

How does it work?
The first thing that You should do is to create a FREE membership with 13dailyPro.
You are offered 100 FREE credits and a FREE 15 day test drive during whitch you can post your site, get used to 13dailyPro and see if you like the system.

If you don't upgrade during these 15 days your FREE membership is automatically purged from the system.

Why is This?
In order to insure the long term success of our upgraded members and our program, all free members are required to upgrade (minimum $5) within 15 days of joining to avoid account cancellation.

They have their own Domain Name Servers.

Well am happy so far with what I've heard about them. There are so many surf programmes out there that you do not know which ones to trust! Am fairly certain that this is one of them.

13dailypro.net resolves to 80.82.132.185

IP Address 80.82.132.185 is located in DK (Denmark)

Domain Whois Results:

Registrant: N/A Bredgade 11 Kobenhavn, none 1160 DK

Domain name: 13DAILYPRO.NET

Administrative Contact: Andersen, Bo auto.surf@hotmail.com Bredgade 11 Kobenhavn, none 1160 DK +45.64279453 Technical Contact: Easy CGI, Support support@easycgi.com 2 Blue Hill Plaza Floor 1 Pearl River, NY 10965 US +1.8459200100 Fax: +1.8008018350

Nowdollar Due Dilligence

2006-06-19T11:54:00.000-07:00

I got this message from someone about nowdollar :

Hello everyone,

I'm investing in NowDollar now, because of several reasons. An Admin that we saw HIS FACE on the Autosurf Authority Newscast #8 (this is the first time I saw this since I'm in this industry) and ALIEN TRUST that NEVER promote anything highly recommended this program. Also NowDollar just invested 60K in SECURITY after several DDOS attacks, where they've installed PROLEXIC as CompactSurfing did.

The ROI is 135% after 15 days (170%/month) and you can cashout once per 7 days on a Tuesday or Friday (before noon server time), so, theres where COMPOUNDING comes in to maximize your earnings.

An Admin that shows his face to the world on an interview at the Autosurf Authority... knows exactly what he's doing and the way he wants to lead this project. I also know that Lance is a Multi-Millionaire thats just doing this for fun and naturally because he's a very good trader and experienced in this field (very reliable source as the AT Admin and many others like the ASA owners knows him personally).

Here's the email sent by the Alien Trust Director recommending Now Dollar:

"From: Brian Sams
To: xxxxxxx
Sent: Friday, June 09, 2006 11:15 PM
Subject: Brian From Alien Trust here....

Hey Guys and Gals,

I usually don't send to my email list very often, but I had to let you guys know about a site owned by a Good friend of us here at W3MA. Lance Baron is the Admin of a new and upcoming site called nowdollar. Many of you may already be aware of this site and could already be a member, but I wanted to at least let the ones that don't know about it have the opportunity to enjoy another great site ran by a professional business. This is a real company ran and owned by MidCity Media Inc. Lance and his team have endured a lot of issues in their growing pains, but every issue has been addressed very quickly and is already being advertised as one of the top sites on the net to earn money by several monitoring sites including ASA. Lance has done a bunch of really cool changes that is very similiar to what we do at Alien Trust. Like Virtual Money. VM is quickly become a great way to make transactions safe and convenient for everyone. He uses VM to accept and pay out members already and it is a very sweet plan.

9% for 15 days totalling 135% meaning you will profit 35% every 15 days or 70% monthly. It's an incredible system and is fastly becoming one of my favorites on the net. I truly believe after meeting with Lance here at our home office, talking to him several times through email and phone, and seeing him on Jake and Todds ASA news cast, this is the real deal. I know Lance owns several different successful businesses including an Aviation company, a trading company, and an advertising company. Knowing how successful he is with his other businesses, I know this is well backed financially and will become a huge success. I ask you guys to at least give it a look and see if it may be a site that you could add to your list of fantastic sites. I am really looking forward to helping any of you to get started and if anyone wants removed from my email list, please hit reply and let me know.

Don't pass this one by. Come join me at nowdollar!!!!

Have a great day!!

Brian Sams
Managing Director
W3MA, LLC."

My upline (a personal friend of mine) has several referrals maxing out with nowdollar (as well as I have), the program has near to 3K members now (steady growth) and they will go private at 20K members.

Also look at this DD I've found from another site:

"Why I Wish I Knew About nowdollar Earlier"

In-depth Research Reveals The Current Safest Autosurf To Invest Your Money

Even before reading Compactsurfing's latest newsletter on 13 June 2006, I've decided to dump it from my portfolio regardless of whether I receive my 4-figure pending payout from 7 June 2006. There are simply too many red flags: drastic slowdown in payouts from under 48 hours to more than 6 days and counting; sudden change in payment terms and conditions from 7 calendar days to 7 business days (i.e. potentially 11 days!); decreased communication and appearance by Luuk the admin in public forums (particularly Moneymakergroup); and flat Alexa growth. All pointing to cashflow problems from which most autosurfs will never recover - it's time to look for an alternative.

nowdollar has been around for at least 3 months now, but I never gave it the attention it deserved simply because I was juggling between the then-impressive Compactsurfing and the now-dead Phoenixsurf. Now that I looked at nowdollar in depth, I discovered some reassuring facts and positive developments that persuaded me to invest in nowdollar, making it the ONLY autosurf in my portfolio as of 13 June 2006.

Recent Prolexic Anti-DDOS Installation

In the first week of June 2006, nowdollar spared no expenses in buying anti-DDOS protection from one of the best in the business, Prolexic Technologies Inc. It doesn't come cheap, the lowest package costs $5000 per month! That's why you don't see your average joe schmoe autosurf using Prolexic webhosting; the only other autosurf who uses them is Compactsurfing. Egold themselves, the lifeblood of all autosurf and HYIPs, uses Prolexic. What does all this mean?

* nowdollar's finances are EXTREMELY HEALTHY, how else can they fork out $5000/month?
* nowdollar plan to stay around for a looooooooooooooooooong time, or they wouldn't have invested so heavily in anti-DDOS defence to protect their infrastructure.

Fast Consistent Payouts Despite DDOS Attacks

Before biting the bullet to install Prolexic anti-DDOS protection, nowdollar's website was down for a few days due to severe DDOS attacks. This is a screenshot from nowdollar's forum on 6 June 2006:

Now most autosurfs would have used a DDOS attack and downtime as the perfect excuse to delay payouts (Phoenixsurf), change terms & conditions (Wiredsurf) and even shut down (14dailygold). Not nowdollar. As you can see from the following screenshots from the Autosurfcentral forum and the Autosurf Authority monitor, nowdollar didn't even miss a beat in terms of payment:

Alexa Growth Picking Up Steam

VERIFIED ADMIN

nowdollar's Alexa graph has started to pick up some steam from May 2006 onwards, indicating a healthy growth of membership.

Alexa is widely recognised as one of the best ways to measure web traffic and rank websites based on the number of visitors. It records how many webpages on a certain website were viewed on a certain day. As can be expected, the more visitors a website has, the more of its webpages are viewed, and the higher its rank (e.g. Yahoo is #1, MSN #2, Google #3).

nowdollar's whois info led me nowhere, but after doing some digging around, I managed to uncover some details about the admin behind this autosurf. Here's a screenshot from the Autosurfcentral forum:

A background check on www.Intelius.com confirms that there is indeed such a person:

Furthermore, the fact that Lance has appeared on the http://www.ASAMonitor.com newscast #8 means that we're dealing with a real person - NOT a fictional character who can hide anonymously on the world wide web.

Features

* Gross Profit: 35% (earn 9% daily for 15 days)
* Payment Processors: Alertpay, Egold and VM card. Interchangeable i.e. you can upgrade with Egold and then cashout with VM card. VM card upgrade is still done manually although a script is being installed. Other VM cards allowed (e.g. Alientrust's or NME card).
* Minimum upgrade: $10
* Maximum upgrade: $7,000
* Fee: 4% funding unless using VM card, in which case only $4.95 money transfer fee will be charged by VM.
* Cashout: One request per week. Requests will be processed on Tuesdays and Fridays. Current payout time (period between cashout request and being paid) under 24 hours.
* Surf Type: Manual (a pain I know but there are tools to automate it)
* Surf Requirement: 12 websites per day (12-second timer)

Conclusion

Many of you know that I'm very strict when it comes to choosing autosurfs in which to invest - I need evidence of an admin who won't disappear with the money at the first sight of $100,000, and also signs of positive cashflow for the foreseeable future. nowdollar satisfies both criteria over and over again - admin Lance Barron is real and has been caught on video; he can afford to buy Prolexic anti-DDOS protection; he has continued to make payments on time despite server downtime and DDOS attacks; and Alexa growth is speeding up. Join me in nowdollar and let's make some dosh together.

Congratulations to the person that did this excelent research. It convinced me immenselly and was the main reason why I've joined nowdollar.

Well, I think its enough DD (Due Dilligence) for now if you want to join under me just click on my sig and I'll know that you did it

Best regards and look forward to hearing from you,

Compactsurfing and the price of gold

2006-06-19T09:05:00.000-07:00

Dear Compact Surfing Members,

I hope you will read this update closely, and consider all that I say here carefully, with the understanding that the Compact Network will be implementing further changes in the coming weeks, but we are here to stay for the long term as I have promised from the beginning.

As of today, Friday, June 16, 2006, Compact Surfing upgrades will be disabled. Allow me to clarify our reasons for doing this, and our plans for the coming weeks ahead:

1. The price of gold per ounce, as all of you know, has dropped significantly in the past several weeks. Because of this, the Egold funds in reserves that I had to maintain for the operation of CS diminished in value tremendously on a daily/weekly basis. There has been a 15 to 20% drop in the value of gold in the past several weeks, from above $700 an ounce in May to around $570 as I write this. What this means is that most upgrade values that were sent to CS and held online in order to provide the old trademark “fast payouts” dropped in $$$ value while waiting to be paid
out. This has been occurring for weeks now. We persisted, believing there would be a turn around with the gold markets, that things would average out, but to date, this has not happened.

We’ve reevaluated the situation, and have decided now to stop taking upgrades until such time as the gold markets stabilize, we hope by mid-summer. We feel this is best for both the company and our members financially. Members have faced the same situation CS has when their payments arrive to their accounts and drop in value within hours…what took several days to build in profits has sometimes been diminished within hours, sitting in members Egold accounts. In accordance with this decision, the ability to upgrade to CS accounts will be disabled today.

For those who do not understand why drastic drops in Egold might affect the reserves of a program designed like CS, here’s why. The 3 cashout requests per month combined with the processing of requests every day of the week, and 48 hour “fast payment” meant we had to keep a majority of Network funds in reserve in Egold rather than offline. 48 hours was not long enough to move funds through exchangers online for payments or offline for protection of capital, especially on weekends when banks are closed. This is why, in our last newsletter, we established the 7-business day timeframe as being more realistic and manageable for the future of CS, however, since that last update, we have considered the situation further.

2. On June 9th, we processed nearly $500,000 USD in cashout requests. I continued to use the remaining funds left to pay as many requests as I could, and you can view a screenshot of all payments sent here:
http://compactsurfing.com/first1.PNG
http://compactsurfing.com/second2.PNG
http://compactsurfing.com/third3.PNG
3660 payments were sent the last 2 days and each single sent was paid.

Moving Forward: We are going to do refunds for members with pending requests, put the program on hold and relaunch in the summer, when hopefully the gold markets have stabilized and by which time I will have had time to implement Compactpay with features available and debit cards. All funds in my possession less operation costs will be used for refunds. In the coming weeks, the support staff will assist me in this work. Members in profit will not receive refunds. Those members not in profit will be returned a percentage of their initial upgrade purchase dependant upon the total available for distribution. Earnings and referral commissions will be deducted from your pendings in our calculations. Please be advised that I am doing this despite the fact that our terms have always stipulated that upgrade purchases are non-refundable.

3. All Compactpay members with funds in CP, please rest assured that your funds are secure. I will announce next week the procedure for how returns of whatever you funded into your Compactpay accounts will be executed. After the funds have been removed from the system, during the next few weeks, the database for Compact Pay will be inaccessible to members as my
programmers and I work to implement features which I have not had the chance to dedicate time to. Please be patient and I will update further regarding this in the coming weeks. For those members who have made recent Bank Wire Fundings, I cannot address those until next week when the bank is open so please be patient with this as well.

With that said, the following actions will be taken in the coming weeks. The Compact Network will be relaunched at the end of August/early September and I have decided for now that the following three sites will be the focus of my time and resources: Compact Surfing, Compact Lottery, and Compact Pay
A. Compact Surfing

1. Expect a new layout and design to the site. The site will offer 14% daily for 9 days on your upgrade purchases tentatively. Upgrade units will be $10 USD each and the maximum member balance with active upgrades will be $10,000 USD. Payout Timeframe:
Upgrades will become pending in your Cashout History automatically upon expiration. They will be processed within 7 business days following date of expiration. No more having to request cashout. This setup is perfectly clear on when members will be paid. In addition, I will know exactly what is needed ready in my online payment processor accounts each week to process payouts. As such, I can store the majority of funds offline accordingly so that we are no longer at the mercy of gold price fluctuations.

2. Compact forum will still be in place; possibly changed to vbulletin format as I have received feedback requesting this from members.

3. More details to be announced when available.

B. Compact Lottery

1. Expect a new layout and design to the site
2. No more purchasing tickets from cash balance; you will be able to purchase directly from Egold and tentatively Compactpay as well. Winners will be paid within 5 business days following announcement of weekly lucky numbers.
3. Cash prizes will be greater in amount, though the number of winners will be less than the past track record to allow for ease of management in distributing payment of prizes. The amounts for Weekly prizes will be announced on the site as well. Distribution of rewards still to be determined by the administrator.

C. Compact Pay

1. I will work in the coming weeks to develop relationships with exchangers to bring on board to offer funding/withdrawal options for Compact Pay that they will handle individually and efficiently.

3. I welcome any member suggestions with regards to implementing debit cards. Compact Debit Cards are still planned, but due to the current situation, and recent comments made by members regarding their wishes for certain cards, I have cancelled our previous order for cards. For those of you who prefer Cardoneplus over Virtual Money, and vice versa, please contact Nvus with your reasoning and he will forward me details and I will make a final decision in the coming weeks: cn_nvus@yahoo.com

4. The Shopping Cart Interface will be made available and upgrades/cashouts through CS via CompactPay will be available as well to coincide with relaunch of CS.

Expect further announcements from me in the coming days. The Compact Network is here to stay and we are not going anywhere, I assure you all. After 3 months of hard work and dedication I will not give up and I ask that you do not give up on me now either. We have faced obstacles beyond our control in the past several weeks, but the above plan of action will allow us to return, stronger than ever. Thank you all for your continued support.

Sincerely Yours,

Luuk Hendriks
Altus Financial Services Inc.

Important update on the status of Compact Surfing

2006-06-14T18:32:00.001-07:00

Dear Compact Surfing Members,

This is an important update on the status of Compact Surfing. It clarifies what the future holds for the Compact Network, and how I plan to ensure that what we have built with our members in the past 3 months continues to grow and prosper.

I will be honest with all of you, recent events have given us cause for concern, and the steps we have taken this past week, and are about to take, are to ensure our security remains one of the best in the industry for both our Network, and for you our members.

For three months Compact Surfing, as all of you know, paid usually within 48 hours of cashout request. However, when payouts were processed so quickly, many members who attempted to contact support and have cashout requests stopped to egold accounts that were hacked were unable to do so in time, and as a result, their requests were paid out to hackers who ran off with their funds.

This has been a very serious issue for many members. I have had at least 10 support tickets sent every day for over a month relating to such hackings. The amount of member money lost to hackers is now in the tens of thousands of dollars, and it must be stopped. I did not create this program to feed the hackers. This business and program was created for the benefit of the members who have supported us and handed over their trust to us.

Then, several days ago, we had an even more serious issue to address. During our scheduled work on Compactpay, a situation arose that required our immediate attention. We had a hacker access the database through a vulnerability, and though he got no valuable information, and did not infiltrate anyone's money accounts, we dropped all else we were doing, and set about encrypting our database, among other things. You can view the email message that the hacker sent here: (POST IMAGE SCREENSHOT OF WHAT THE HACKER WROTE TO YOU, BLOCK OUT HIS EGOLD # SO HE DOES NOT GET ANGRY BUT YOU HAVE TO POST THE IMAGE TO SHOW YOUR PROOF ABOUT THIS)

In light of all the events above, I have now decided that CN will be implementing new additional security measures regarding hackings, and revamping our payment system accordingly to fit these measures. There will be a required step that all members must take before we continue on with our payouts. The changes we are implementing will allow members the needed to time to make their hacking reports, and will allow staff the needed time to stop payments to hackers, even during our busier times. The following are the changes that will be made, effective as of today:

1. As additional security, we ask that all members update their passwords on the Compactsurfing site at this time with a unique password you have never used anywhere on the internet before. You can do this by clicking on “Edit Account Details” after you log into your CS account. Then scroll down to where it says “Password Change.” Type in your current password in the field that says: “Your Password.” Then type in your “New Password” and “Confirm New Password” and click on “Save.” This is to ensure that if any of you have the same password with CS that you are using with other sites, or have used in sites you’ve been with in the past, that hackers do not have easy access to this information.

2. Official Payment Time Frame: Members may still hold multiple upgrades to a total of $10,000 USD. Members may still make 3 cashout requests per month. However, from here on forward, Compact Surfing will now make payments in 7 BUSINESS days following the date of your cashout request. That means you will no longer count Saturdays and Sundays as work days for the CS Payment Department, and you will be paid on the 7th business day after you make a request.

To clarify, if you make a payout request on a Monday, what day do you expect payment? Count: Tuesday, Wednesday, Thursday, Friday, Monday, Tuesday, Wednesday…. Monday of the next week is the day you are to expect payment. This new payment system applies to all current pending payments, and to all those in the future.

This will be the same time frame as 12dailypro established, for those of you who are familiar with that program. It will end all discussion of what day you are paid. It will allow my support staff and you, the members, ample time to contact us in the event that your payment processor account is hacked so that we can put your cashout requests on hold and prevent your funds from being paid to hackers. (To date, tens of thousands of dollars have been paid out to hackers, despite our efforts to prevent this, and we feel, changing our payment strategy will result in more profits for all involved.)

I will allow until this Friday, June 16th for members to change their account passwords and to review their account information in their back office for any other changes they may wish to make. I will then begin processing payments: all pending cashout requests made on the 6th and 7th of June will be paid next Monday. This will be in line with the new payment terms since, though I was ill last week for 2 days, I processed payments over the past weekend. Requests made on the 8th of June will be processed by the end of the day, this Monday, June 19th, and we will go from there.

Please go now and update your passwords and review your accounts. I will follow up with further updates during the week regarding the status of Compact Surfing and the rest of the Network sites,

Sincerely yours,

Luuk, Olivia, Nicholas and Staff
Altus Financial Services Inc.

Important update on the status of Compact Surfing

2006-06-14T18:32:00.000-07:00

Wired Surf: Letter to our members

2006-06-13T07:42:00.000-07:00

Dear Members,

It’s been a difficult month. We’ve encountered various problems, not least of which: a severe DDOS attack that essentially destroyed our ability to function for weeks, a flood of tickets and emails that pushed us further behind, outstanding payments that could not be paid due to inaccessibility, and of course the repeated attempt to recover from the chaos, to no avail.

This has left Wired Surf in the uncomfortable situation where things are just not moving forward like they should. After long discussions, we have decided to close our program for the time being until we are able to resolve all of the issues that have plagued our community for weeks. Our initial plan was to reactivate Insta Pay, offer compounding to those who requested it and pay out all existing payments by the deadline originally set by our company. After weeks of working 12+ hours a day, with a very limited team, we are forced to be realistic and push aside our desire to save the program by realizing that it has become absolutely impossible to move ahead as quickly as we had hoped.

Please understand that we had not given up on our program even when it was evident that things would probably not work out the way we had planned. Despite the negative posts, the frustration from our community and intensive amount of work that was required by all of our staff, we had high hopes that our program would be able to repair itself and move ahead. However, that is not the case, and it is time that we confronted the fact that no matter what we do to try to give new life to Wired Surf, all of the previous obstacles that we were faced with, have made it literally impossible to move past.

However, Wired Surf has no intention of abandoning our community unfairly. We had the option to take our site down when our DDOS attack occurred, yet we still ploughed ahead paying members the moment we were able to access our administrative panels. And we will continue to respond to members with honesty and fairness, as we always have.

As many of you know when EMO went down, we continued to pay our members utilizing over $85,000.00 of our reserve pool. Then, when our site experienced weeks of downtime, we utilized hundreds of thousands more that were generated over the previous months from our outside investments. While fighting off the attack, purchasing expensive software to protect ourselves from further attack, and paying out daily for weeks with limited activity coming in, we have not been able to replenish our reserve fund as quickly as is needed in order to be able to stay on top of payments, and rebuild our program. In addition, despite our attempts to recover the program, activity has ceased, and it has had a tremendous impact on our ability to continue.

In addition to all of the obstacles we attempted to overcome, and the continuous "dipping" into our reserve funds to encourage recovery, Wired Surf has also experienced several significant investment losses this month and last.

What we are left with is the option to either continue to fall behind with current and outstanding payments, struggling to create enough revenue to replenish our exhausted reserve fund, and possibly losing your trust by not being able to meet deadlines and promises, in order to stay productive. We all know this is not the way our network would ever want to operate, and so we feel it is best to temporarily close our doors until we can:

1) Refund members who have pending or outstanding payments that were not in profit with Wired Surf..

2) Re-organize our business plan and restructure it accordingly in order to meet our obligations and to move ahead.

3) Replenish our reserve fund/pool before we re launch our program.

4) Ensure that our site is absolutely protected and possibly moved to a hosting company that better caters to our requirements.

5) Add alternative options for payments and ad purchases, as e-gold is becoming increasingly unreliable, and more people are losing money through unauthorized access/hacked accounts each day.

By temporarily closing our site, it gives us time to repair the damage that occurred, and to take care of existing accounts instead of adding additional work from new accounts and upgrades. It will also give us the opportunity to replenish our reserve fund which is essential to a programs success.

There are also other factors that hindered our ability to restore our program that many of you were not aware of.

1) Our e-gold account was accessed by unauthorized parties and depleted shortly after our DDOS attack, resulting in the restriction of our e-gold account and no assistance from E-gold itself. This happened before our attack and once after. We didn't let this stop us from continuing to pay out nor did we notify our community because we have seen this scenario used as an excuse far too many times by other surf programs. It did of course, harm us and in the end contributed to our current situation.

2) Our website/scripts and databases were accessed by non-authorized parties immediately before the DDOS attack occurred. When our site was back online, we discovered that our script had been downloaded, leaving us open to the possibility of further hacking. Part of our script was destroyed leaving large parts barely functioning (as many of you were aware of), and other internal problems. We worked hard to resolve the issues and were still working on them today.

There are many factors that have led up until this point, all of them out of our control.

As for refunds, we will be following this format:

Our initial round will begin with us refunding 50% of your principal, meaning that if you upgraded $100.00, you will be refunded $50.00. Remember, this is a percentage of your original upgrade amount, and not what you would have earned surfing.

We will ONLY refund those who are NOT in profit with our program, meaning that those who are at a loss will receive this partial refund in our initial round of payments while those in profit may be contacted at a later date, pending there are funds available in our reserve pool.

In our secondary round, we will analyze the remaining funds, if any, and disburse them to the members who had initially received 50% of their ad purchase amounts, once again, focusing only on those who are not in profit.

At the conclusion of our secondary round, any remaining funds in our reserve pool will be paid out to members with pending payments who are in profit with Wired Surf, regardless of their payout history.

We will keep our message boards online even with our website closed and unavailable for new account signups, however access to current and existing member accounts will no longer be available after June 16th, due to the new system being created and tested during our process of recovery and refunding.

When we re launch, all members will be asked to create new accounts as not only will our program be entirely different, our script, our access center and our payment system will be optimized for better performance in the future. We do however, have a copy of the database which we will use to properly refund our members.

It has been a great experience for all of us, but we hope you understand that continuing Wired Surf at this point would lead to much greater complications. We have done everything humanly possible to keep the program alive, and we don't believe that anyone would disagree, regardless of the frustration or disappointment in our temporary closure.

Sincerely,

Wired Network

Wired Surf Is Now Closing...

2006-06-13T07:40:00.000-07:00

This email is sent to you with a very very heavy heart, and trembling fingers. Wired Surf has become our pride and joy, and through the obstacles and tribulations that we have endured, we believed that we could rise above it all and recover our program, a program that we believed to be one of the best in the industry.

We had many sleepless nights since our DDOS attack, wondering how we would ever recover our program after such a large-scale disaster. Putting hours and hours into the site, earning very little if anything at all for our labor, we gave everything we had to the network and to the idea that we would be able to continue to offer you the most honest program in the industry. We offered unmatched support, and always went the extra mile to show our members that we were there for them.

Despite all of our attempts, Wired Surf has encountered the biggest obstacle of all. Continuing along the path to recovery hasn't been easy, and we have always known, it was near impossible. It was easier to continue to believe that if we were honest, if we were upfront, and if we ran the program with the community in mind rather than our own pocketbooks, that it would be successful. Quite frankly, we have put off sending this letter to you because we kept hoping for some miracle, some solution to this ever-growing problem that we just can not overcome.

Wired Surf will be temporarily closing its doors, and we ask that each and every member of our program takes a second to visit our forum and read our "Personal Letter to Members", because it is the most important notice that we have ever posted, and one of the most difficult.

http://www.surfingwire.com/forum

Click on IMPORTANT NEWS .. and then LETTER TO MEMBERS

If you have trouble accessing our forum, please let us know via the help center and we will do all that we can to help you gain entry.

Sincerely yours,

Cameron, Jane & David
Wired Surf

Compact Pay Launch !!! Check out

2006-06-03T06:28:00.000-07:00

Dear Compactsurfing Members,

The day has finally arrived! June 1st, 2006: Compactpay officially opens for sign ups to the entire online community!

After many hours of planning, development, and testing, the Compact Network's official payment processor is open for business. I want to thank all of you for your support as the staff and myself have worked very hard to reach this great success, and the Compact Network is truly moving into a new phase of development and I am very excited for what awaits.

Compactpay as stated in previous updates is optional for Compactsurfing members. Direct upgrades via egold and cashouts to egold will still be offered.

However, you will find after visiting the Compactpay website that the fees are set up to be very competitive and cost effective. Compactpay is integrated with Egold and Ebullion to allow instant funding for only $0.1 - $1 USD! With the fluctuating gold prices and reported hackings of Ecurrency accounts, Compactpay offers a great way to secure your funds online with quick transferability, a secure payment environment, and ease of use.

For the time being, you will be able to fund your Compactpay account via Bank Transfer, Egold, and Ebullion. Egold and Ebullion funding is instant. Our private bank handles Bank Transfers but in the near future, Compactpay Users will be able to use low cost independent exchangers to
fund or withdraw to/from their accounts. Details will be provided once available.

To sign up for your FREE Compactpay account, please visit the following page: https://compactpay.com/new/

Fees are as listed on the following page:
https://compactpay.com/contents.php?page=5

Thank you all for your support, and expect updates from me as the week comes to a close and we approach the 3 month anniversary of the Compact Network online: June 4th, 2006. Nvus and I have come up with a wonderful way to celebrate June 4th and it will involve cash prizes for members so stay tuned.

Best of regards,
Luuk, Olivia, Nicholas and Staff
Altus Financial Services Inc.

Compactpay: Your Way to Pay
Secure Payment Environment: 128 SSL and Prolexic DDOS Protection
Instant, Very Cost Effecitve Funding via Egold/Ebullion

Select-Surf News

2006-06-01T09:39:00.000-07:00

Hello Select-Surf Members

As usual I would like to welcome all of the new members to select-surf it is great to have you on board in this program, its a very exciting time for all of us and it is amazing to see how quickly we are growing and expanding every day.

Now with 2313 members we are truly starting to look very solid especially with the changes that were made over the weekend, this has help tremendously to give us the stability that we need.

Also congratulations to user 2293 the first person to max out their account in one go, have a happy 12 days surfing.

Referral Competition

Yes tomorrow is the final day of the referral competition at midnight GMT I will be making a final count of the Top 5 users accounts and on the 2nd June I will make an announcement as to the winners and you will receive your prizes sent direct to your e-gold accounts.

It has been quiet a fight for 1st place over the last 11 days will be interesting to see who pulls through on the final stretch. But dont worry if you are not in the run for the top 2 spots there are prizes for 3rd, 4th and 5th Place.

Referral Commission

Dont forget on the 2nd June I will be lowering the referral commission to 8%, I know there are a few of you who are not very happy with this because you have loads of referrals but I think it is a much need step to take to make our program even safer and stronger and I have the support of many members in my decision on this matter. If everyone had said it was a very bad idea then I may have changed my mind but most people have said that I am paying to much commission and it should be lowered.

So 8% Ref. Commission from 2nd June.

VM Debit Card

Yes, as some of you already know we will be implementing the VM debit card into our system. Once we have done this you will be able to Upgrade and cash out directly with your debit card.

We will also be selling the debit cards for users who havent already got one to purchase one at a very reasonable $29.95.

These cards are really starting to take of now and many other sites will be introducing them over the next month or two as an alternative way to handle you earnings.

We wont be introducing these cards until we have moved server which I am currently just sorting out now once the server is ready we will be able to move over to our dedicated secure server and then implement the debit card option.

So we have a very exciting few weeks ahead I would say that it will take 2 weeks after we have moved server to get the first debit cards sent out to users wishing to purchase one, however we may probably be able to start accepting payments with in a week after the move.

I will also be sending out an email later this week containing all the information on the debit cards and how you can go about pre-ordering one, to ensure you are the first to get them when we start accepting them.

Thank you everyone for all your support.

Martin

Select-surf : PLEASE DOUBLE CHECK EVERY TIME YOU UPGRADE

2006-06-01T09:35:00.000-07:00

PLEASE READ CAREFULLY

Ok first of all it seems we have been having a hacker changing our egold id, I can not stress this enough when you upgrade make sure that you are paying to account 3169583

If you dont pay to that account you will lose your money PLEASE DOUBLE CHECK EVERY TIME YOU UPGRADE.

Im trying to sort this out now to stop the hacker but you must be very careful and take some responsability in your self to pay to the correct account, while we are under this threat.

Also it seems that the help desk has stopped working and i am not getting your support tickets so please email any support questions to admin@select-surf.com

Please be on the look out for any dodgy or weiered activity especially when im not online.

Thank you i will keep you posted

Luxury-Surf Updates : Cashout on Friday

2006-06-01T09:25:00.000-07:00

Dear Luxury-surf Members,

We have good news for you, to make sure we last a long time and to make sure we get the most out of our investment streams, we would like to announce and inform you that cashouts will not be automatic and will not be on a daily basis.

We have finally confirmed that this will put an uncomparable advantage to our investments. Thus, we will only be enabling cashout requests on and every friday.

You can request cashouts every friday, even if your upgrades have not expired. During every other day except friday, you cannot request cashouts, we will only be enabling the cashout button every friday server time. Beside that, you can now having 4 upgrade units in your account at the same time.

So from now on, cashouts will not be automatic. You will now need to press the Cashout button in your account area, which will appear only during fridays.

Since our profits from investments do not arrive in our accounts everyday, we feel that this is the best move to fully comply with all the needs our website needs.

During the whole week, we will be working to fully support you with any problems you may have. Our forum is open 24 hours a day to fully support you.

We have Andy & Alex to answer your questions anytime.

This in turn will be a good news to everyone in the long run. Thus we ask for your cooperation.

Again, thank you and have a good day.

Luxury-Surf Team

Compactsurfing news : Count down to 3 month anniversary

2006-05-30T21:21:00.000-07:00

Dear Compactsurfing Members,

The month of May is coming to a close as we approach the June 4th, 3 month anniversary of the Compact Network online. As stated by myself many times before, the success of this Network is due to all of you, the members who continue to support us each and every day. Your understanding is most appreciated and I cannot repeat that enough.

With that said, I just want to inform all of you that there were some minor issues with the server this afternoon but our tech staff has resolved the matter and the site should be loading fine for all of you now. As a tentative notice, I would also like to tell all of you that I hope to announce the official launch of Compactpay tomorrow. We are in the final testing phase and whatever the case, I want to make sure that everything is 100% operational and secure prior to the debut, and I hope I can expect patience from all of you in this. Thank you to all of you who have waited for Compactpay, you will be able to sign up and see all it has to offer soon.

Also a final reminder: if you have any remaining cashout requests for the month of May use them accordingly because on June 1st all member cashout request counters will be refreshed and any unused requests from the previous month will not be moved over to the next, as is standard policy. Take care and expect further updates from me in the week,

Best of regards to all of you,
Luuk, Olivia, Nicholas and Staff
Altus Financial Services Inc.

Wired Surf Closes...

2006-05-28T23:32:00.000-07:00

.. the gap on the remaining payments and expects to be completely caught up by the end of the week. We are also keeping up with current payouts as well, and will continue to work continously on rebuilding our network.

We have a lot of things in store, as we have mentioned before and we can not wait to re-energize the industry with some of our unique ideas, including our "Surf Pals" program, where members of Wired Surf won't even have to surf to earn!

We will also be fully launching our Cash Box program on June 1st, so be sure to read all about it at http://www.wiredsurf.com/cashbox.php

What else are we up to? As you may have heard June is the month for free upgrades and prizes. With our $20,000.00 giveaway, active members will be given the chance to win cash, prizes and free upgrades! This thread is available in our Important News folder and will be updated to include additional prizes later in the week.

It's been a rather quiet weekend around the forums due to the Memorial Day holiday, but we hope to see things pick up tomorrow!

All the best!

PS: Hope the subject line of this thread didn't scare you =) - After all of our hard work? We aren't going anywhere!
__________________
Cameron
Wired Surf Administration
Fanatical Support, Solid Program, Friendly Community

Scammer and Retarded of the Year (Never Trust an Alien)

2006-05-27T19:19:00.000-07:00

Almost two months after having claimed that "you will all get paid, don't worry!", 'Mike' strikes again :

"Hey Guys and Gals. I want to thank all of you for being members of RockSolidSurf.com. We have really had nothing but bad luck since we started. I am forced to close up and refund you great members, but it's not going to be easy or quick. I have been building funds up lately to continue the program, but it's not going too well. First let me run through the issues we faced while running this site.

The first 2 months that we were open ran perfectly. We had no major issues, were paying out regularly, and were building a nice member base. Then the ScamPay ordeal hit. They completely froze the business account and with it, all of the funds I had were now being held by those crooks at Stormpay. I then did pretty much what everyone else did, which is sit back and hope this blew over and things were worked out, but obviously they never got worked out and NO funds were returned to me, so I started a refund sytem that was actually building quite fast because we began using Paypal and Egold and several of you supported us and helped us get back going. We had a few members using egold, but many were using Paypal so we had readily easy access to our funds and I began building again, but just when things were starting to look up, we took another frozen account blow from Paypal. They still have my account limited and have not released the funds, we are still looking at another 90 - 100 days before they will even release part of it. EMO was another nightmare and though we never accepted EMO on RSS, we did use them for several other opportunities that we were involved in and again, lost all the money in there.

This was really starting to become a major issue with the industry and darn near killed it for everyone, but a few sites, namely AlienTrust.com kept the industry alive and we were able to secure a spot over there to start back up and recover funds. Now, of course, we haven't recovered nearly enough to put a dent in what we are set to pay back, but it's something to start with. This is how it's going to have to work..

I refuse to trust another online payment processor, so I have adopted the Virtual Money card as my primary way of paying you guys back. This WILL take some time to accomplish, but never the less, we will get it done. Whats going to happen now...

You are going to send me an email with your member #, Virtual Money Card # (If you have one) and I will add it to the list, but I am only refunding 50% of your last ad buy. Let me repeat, YOU WILL ONLY RECEIVE 50% OF YOUR LAST AD BUY.
You will remain patient and you will not hate mail me or your # will fall to the end of the list. We are going to do this professional or not at all. I have sincerely tried to build funds for the last 3 months to make these refunds because all of the money was stolen or frozen.It could have been easy for me to pull the site down, but I want to at least get 50% back. It's better than nothing and really all I can afford. NO EXCEPTIONS!!

If you already have a Virtual Money Card, Great! Send me the card number, and your member # at RSS and I will go in and find your last ad buy and send you half of that amount. Again, there is no timeframe expected on this, but I will do them as quickly as possible.If you dont have a card and want a refund, the cost for the card is $25 for US members, and $35 for international members and this information must be sent to me, so I can order your card. I will allow you to pay for this card from your balance at RSS, but the amount will be taken from your refund total. These cards are being purchased by me for you guys, so I will not be supporting them, but they are coming from a reliable source.

First Name
Middle Initial
Last Name
Must have at least one phone number.
Home Phone #
Cell Phone #
Work Phone #
All of these fields need to be submitted properly to receive the card.
Address
City
State
Zip Code (postal code)
Country
Email address (Must be working email)

All email contact for refunds needs to be sent to this address only.
Anywhere else and I will not receive it.

refunds@rocksolidsurf.com

Guys, I know this sucks and is not what you want, but this is the only way to get your money back. I don't have it all now, but I will continue to leave this site up and make payments as often as possible. I have a good amount now to get started, so if you get the request to me, I can get several taken care of right now. If you can't remember your user number, give us the email address you used with us.

I look forward to getting this taken care of and I hope you guys will remain patient with me and continue to support this great industry.

Thanks,

Mike
Admin
RockSolidSurf.com

Compactsurfing : Prolexic DDOS has finally been implemented

2006-05-24T02:20:00.000-07:00

Dear Compactsurfing Members,

We have great news for you today. Prolexic DDOS has finally been implemented and all Compact Network sites are protected. Prolexic is the leading provider of DDOS protection online; its services are used by companies such as Egold LTD (http://www.egold.com) to defend against attack and disruption of service. In preparation for the launch of Compactpay, I want to ensure that all Network sites are secure and accessible for members, ideally 24 hours a day, 7 days a week, 365 days a year. While Prolexic was being installed today, the Network sites were inaccessible off and on for several hours. You should now be able to access Compactsurfing and all the other sites in the Compact Network. If you cannot access from the link www.compactsurfing.com, please use this link while
the Prolexic IP propagates worldwide:http://www.compactsurfing.com/index.php

I want to thank all of you for your patience while we worked to ensure a secure online experience as the Network enters a new and exciting phase of development. June 4th marks our 3-month anniversary online, and we thank you for your support as our success is only possible due to you, the members.

Cashout requests for Compactsurfing are being processed within 48 hours now, which is the fast time frame established by the terms. You can now upgrade your CS accounts as Prolexic DDOS is fully integrated and will not hinder the Egold upgrade process. Please note that June 1st is just
around the corner, so if you have any remaining cashout requests for this month, you will need to strategize your requests accordingly.

Starting in June, I hope to offer the 4th cashout request option for a fee for those who want it, and this will be elaborated upon in greater detail in subsequent updates, so expect more information soon.

Compactlottery members, if you have any issues relating to your Compactlottery account, please submit a ticket using the same form that Compactsurfing members use and be clear with your request: http://www.compactsurfing.com/contact.php
Support will respond to your issue as soon as possible. Compactlottery has over 1100 members now and I hope all of you who havent yet considered joining give it a look: weekly lottery drawings means more chances for you to win. Drawings are every week at 00:00 EST Sunday, and I recommend that when you buy Compactlottery tickets, save/write down your ticket numbers, which you can view after clicking on "My Tickets." Then once the drawing is conducted, you can see if your ticket was one of the winners by clicking on "Weekly Lucky Numbers" and searching for your ticket number in the list.

Nvus would like to remind all of you on behalf of the Support Staff that he and the rest of the team are available to help all of you 7 days a week at the Compactforum.com and our thread at MMG. Nvus will also provide periodic updates in the Compact Network Talkgold Folder. The URLs for all three forums are as listed:

Compactforum: http://www.compactforum.com
MMG CS thread: http://www.moneymakergroup.com/index.php?showtopic=56503
Compact Network Talkgold Folder: http://talkgold.com/forum/forumdisplay.php?f=454

Thank you all once again, and expect further updates from me soon.

Sincerely,
Luuk, Olivia, Nicholas and Staff
Altus Financial Services Inc.

Phoenix surf closing?

2006-05-23T22:03:00.000-07:00

Hey Guys,

For those of you that on the NME update call last night you are privy to some of this information, however those of you not on the call for NME last night you will want to read this email to get updated on the current status of NME and PS. I will be getting word from Jonathan very shortly on what exactly is going to be the process for the next two weeks as we revamp the system. The main thing you want to tell your associates is everyone's current advertising purchases are safe and accounted for.

Here are the initial events that lead to the current decision on NME and PS. During the weekend NME leaders had a meeting with the heads of the consulting company hired to run the PS program.NME leaders were looking into reasons why problems were continuing to mount after the company said they were taking care of all the issues we asked them to take care of. Many of you were dealing with these issues on a daily basis from after the DDOS attack as far as the missing upgrades from surfing holidays, incorrect dates on upgrades, lack of customer support, and incorrect upgrades amounts. During the meeting it was found out that the employees running PS were actually stealing from our program and sabotaging the accounting data. This was certainly noticeable during the last automatic upgrade performed by the consultant company. NME has now taken back full access and control of PS and its support system from the
company and has legal council working on getting back the stolen funds from the consultant company. However, like I said before everyone's current advertising purchases are safe and 100% accounted for. So what is next..

During the next two weeks all the errors caused by the consultants hired to run PS will be fixed. I am waiting on the word whether or not the payouts will or will not include commissions and the exact time frame the payouts will occur. On the call Jonathan the CEO stated that he is looking at a two week time frame to have all the errors fixed, payouts issued, and the new secure program up and running. Now the terms and conditions for the revamped program were not discussed and we will all be briefed on those with in the next two weeks. Upgrades are currently disabled until further notice while they take care of all the accounting errors. Please continue to surf out your remaining ad packages and wait for further instructions.

Please pass this on to all your associates.

To the Future,

Gary
Director of NME Mid-West

Egoldspinner : new procedures

2006-04-14T15:39:00.000-07:00

Due to several factors, none the least of which is the rapid growth of the program, the current system has proven inefficient and confusing. A more streamlined system will be implemented starting now. We want to make this transition as painless as possible, but some will not like it for whatever reason. If a member is not comfortable with the change, the member may request a refund of his original spend less any withdrawals he has received. It is not our intent to run anyone away, but rather improve the program for everybody's benefit.

Benefits

your account balance will show what is happening with your funds within 24 hours. You will by then know whether the funds are working or pending.
All withdrawal requests will be handled the same way, through the program script. No more support tickets for one type and automatic for another.
More people will be attending to the business of processing your orders.
Fewer mistakes will be made.
You will have a better idea of when you will be paid.

Withdrawals

You simply go into your member area and request a withdrawal (regardless of amount). There will be a comment box to insert the required information not specifically asked for by the form.
This will generate a list that we can retrieve and process those requests.
The MINIMUM limit for a withdrawal request in $100. At the very least, a member will have earned that much within four days.
All requests $1000 or less will be processed within 24 hours.
Requests for more than $1000 will prioritized but should be paid with 3-5 business days. Our goal will be to do them sooner.
Plan accordingly.
The moderators will be assigned to process the egold and ebullion requests. Bob will handle the wires and Western Union.

Spends

All spends will done via the site through the Make Deposit or Make Deposit from Account button
You will be taken to a page that will allow you make your spend: account, egold, ebullion etc.
Egold is the default selection and can be processed directly from the site.
The other selections require you to make your ebullion spend from the ebullion site, and return to the site and complete the forms. In the "Plan" box put account.
When your funds arrive, they will be credited to your account from which you will be able to make a spend from Spend from Account option. This will prevent an entry error by the staff. The funds will go into the plan you want.
An autoresponse email will be generated to let you know the request was received.
You will know the funds are in your account when they are there: egold, immmediately; Ebullion -w/i 24 hours: wires and WU will be picked up and Fridays and Mondays.

Implementation

Transition starts now.
All pending withdrawal requests will be returned to users accts. You will be able to re enter them under the new guidelines. Do NOT submit a further request. This will actually help you receive your request in a more timely manner.
Minimum withdrawal is now $100 and there is no maximum.
Due to the growth we are experiencing, all withdrawal requests should be given at least 3 working days for processing.

Please not that all these changes is for the better running of this Programe. If there is something in this newsletter that you do not understand, please contact us and we will explain further..

Thanks,
Bob Humphrey

Alientrust another major update!!

2006-04-14T15:34:00.000-07:00

Hey Guys and Gals,

First off I would like to thank you all for coming in and reading this post. As you know, this is the main place to get all of the Alien Trust updates and this is a big one.

As many of you probably have already seen, our T-Shirt sales are officially open for business. You can get all the details about purchasing AT gear at http://shop.alientrust.com

Now on to some exciting news regarding the Virtual Money cards and cashouts for next week. The payouts for tomorrow are going to go on as scheduled, everyone that can request, will be paid as normal to egold. Next week is a different story, we are going to be transitioning money into the Virtual Money card system starting as soon as payouts are complete for this week. This process is going to take longer than 7 days, so next weeks (4-21) payout will not be happening. Make sure you understand why again.

To be able to start the V-Money Card system, we have to transition all the funds from our online processor accounts and bank accounts to the V-Money system to get ready to begin funding cards!! The system is going to be worked on all next week and hopefully completed for payouts on the 28th.

The process will be very simple - Purchase the card - Receive the card in the mail - Activate online - Get ready for funding the card! This is a large step in getting back control of the funds. Too long have we had to be restricted to using 3rd party processors. Well, not any more guys!! We are evolving and together, we will make the industry stop in their tracks to see what we have going on now! We are the leaders in this industry not because we pay every week like clockwork, but because we stand for honesty, integrity, and most important, never being satasfied. We are always striving to be the best in everything we do and this is no different. We will revolutionize this industry by making this jump and we will take all of you with us!

Get ready everyone! As a member in the forum said, "GET READY FOR THE ALIEN INVASION!!" We are almost ready, please remain patient and optimistic on all of the recent changes and know they are happening to help sustain the program for years to come.

Thanks and have a great Good Friday and happy Easter!

Brian Sams
Managing Director
W3MA, LLC.

SORCEX Closing To NEW Members SOON

2006-04-09T18:56:00.000-07:00

Here's the Latest Sorcex Newsletter:
This update is a bit of a mix... a little good news and a little bad news (at least, for non-members!)

Following the recent increases in our daily deposit limits, we were amazed to find that the overall daily limit was still be reached within just a few hours! For this reason, we have decided to place a cap on membership once we reach 1750 - we currently have 1230 members so we expect to be refusing new memberships reasonably soon. If you have friends and/or family that have not yet joined then we suggest you contact them quickly.

To assist with the withdrawal of funds, we have now added a 'bank wire' option so you will need to update your profile with the relevant account details if you wish to take advantage of this method of payment.

Beginning on the 15th of May, you may request to have your withdrawals paid directly into your bank account, by-passing e-Gold altogether. Full details of the procedure relating to bank wire withdrawals will be issued at the end of April.

Bank wire deposits are not currently available but we plan to add the facility later this year if the withdrawal option proves popular.

Finally, we have made some improvements to your Referral Center - it now shows which of your referrals are active (or not) and includes their e-mail address in case you wish to contact them.

SorceX.com Team

DD on star 7 group

2006-04-08T15:50:00.000-07:00

Here is part of the DD!
How it works?
Star 7 Group offers it's members a very simple solution to rejuvenate their finances. We are a group of experienced traders, investors, web designers, programmers and internet marketers who have come together for a common purpose of making a living online and to help people realizing their dreams by helping them rejuvenate their finances. We have and we will always work in the best interest of our members.

Let us make it very clear that we do not work like a HYIP. We have a single and a simple plan to offer to it's members. We will pay you 200% in 7 days. Out of that, 25% will be automatically reinvested back into the program and a new position will be created. However, the rest of the 75% will be paid directly to your E-gold account on the same day your position matures. Your auto-reinvest position will mature in another 7 days from the day when it was created. When your auto-reinvest position matures, you will be paid the amount of reinvestment plus 50% of the reinvestment directly to your E-gold account on the very same day. For example, your $100 position will mature to $200 in 7 days, of which 25% ($50) will be automatically reinvested and $150 will be paid to your E-gold account. When the auto-reinvest position matures $75 ($50 + 50% of $50) will be paid to your E-gold account, thus yielding a total return of $225 on your $100 investment.

The minimum amount a member can purchase position worth is $20 and maximum is $1000 per day. However, if the system creates an auto-reinvest position on any particular day than the maximum limit for that day will be reduced by the amount of the reinvestment position, as outlined in the Payout Schedule above. We pay the members on the same day their position matures. We offer 10% referral commission to the members. Referral commission is not provided for the auto-reinvest positions.

In order to maintain a high security level, we do not allow the members to change their email address and E-gold account number. In order to do so, members have to submit a support ticket.

How do we create such high returns?

We are paying out a total of 225% in returns. The returns are technically paid out on the 15th day. Out of this 225%, 100% is what is invested by the members. So our responsibility is to earn the remaining 125% in returns. Out of this 125%, 25% comes from the incoming members funds. In short, out of 225%, 125% is supported by the amount already invested by the members and the remaining through the incoming members funds. Please note that we pay out 150% in the first 7 days. But out of that 150%, we assume that 125% is already supported as discussed before. So in the first 7 days we need to create just 25% in returns and in another 7 days we need to create the remaining 75% in returns. The remaining 100% (25% of first 7 days plus 75% of the second 7 days) can be divided by 15 days - 4 days = 11 days( since trading is closed for 4 days in a period of 2 weeks) which will pose us to earn 9.09% return per day. These returns are earned by trading in forex, stocks and investing in real estate.

Address lookup
canonical name star7group.com.
aliases
addresses 202.75.63.74
.....................................................................
Nearest on the bad IP list! 2 first digit!
202.75.56.9
http://www.bonus-hyip.com
http://www.clixfunds.com
http://www.unlimitedhyip.com/
......................................................................
Domain Whois record

Queried whois.internic.net with "dom star7group.com"...

Whois Server Version 1.3

Domain names in the .com and .net domains can now be registered
with many different competing registrars. Go to http://www.internic.net
for detailed information.

Domain Name: STAR7GROUP.COM
Registrar: DIRECT INFORMATION PVT LTD D/B/A PUBLICDOMAINREGISTRY.COM
Whois Server: whois.PublicDomainRegistry.com
Referral URL: http://www.PublicDomainRegistry.com
Name Server: NS1.IPNAMES.NET
Name Server: NS2.IPNAMES.NET
Status: ACTIVE
Updated Date: 23-mar-2006
Creation Date: 23-mar-2006
Expiration Date: 23-mar-2009

Now they have forum!
We are glad to announce that our own Star 7 Group Forum is now online. The forum is hosted on a different server. So, in case if the main site goes offline for some reason, members can look into the forum for updates. I would recommend members to register at the forum and also bookmark the forum URL. Please take time to register at the forum at:

http://www.star7groupforum.com

We are paying on time everyday. Referral commissions are mostly paid out on the same day. I would like to thank all the members for participating at Star 7 Group.

Members, who are still confused about purchasing positions at Star 7 Group, this is the time, this is the moment to do it! People who keep thinking will think all their lifetime but people who succeed are the ones who take action...Success will never come to you...YOU need to take action to get it! As simple as that.

I wont say that this is once in a lifetime opportunity (its a bit exagerrating)...but indeed it is one of those opportunities which you will regret of not participating in. We are here to stay for a long term.

Many members are earning a good chunk of commissions each day. Be one of them. Go out, refer people and earn 10% commission on each and every spend they make. Make a spending strategy at Star 7 Group so you can get paid almost daily. Our min is $20 and max is $1000 per day. So plan accordingly as per your budget.

Let us know if you have any questions by submitting a support ticket.

Best Regards,
Adam Jones
https://www.star7group.com

What to do when SP responds to your chargeback!

2006-04-08T11:38:00.000-07:00

Found this on Talkgold. For those who have submitted a chargeback against SP, please take note.

SP's hope is that you will just give-up at their first contestment. But their contestment is only one step in a series of steps within the dispute process. Visa, Mastercard, and your bank, are very familiar with the process. Here is the process:

*Dispute Steps (Summary Handout)*

The High Level Steps in the Dispute Process:

The Cardholder/Bank Account Holder reports the dispute.
The Dispute Analyst reviews the request and either places the charge in Dispute, or denies the request. If the dispute seems valid and is under the write-off limit, the Dispute Analyst has permission to write it off.
N/A
N/A
A *Chargeback* is requested by the Dispute Analyst (a "Provisional Credit" is issued in the mean time.
The Merchant can request a *Representment* if they disagree with the Chargeback. If they agree with the Chargeback, they issue the credit. *This is where you are at right now. A Representment is when the money is taken back. * *Your job now is to get your Dispute Analyst to do a "Second Chargeback" (see how to do this below).*
The Dispute Analyst can request a Second Chargeback if they still don't agree with the charge.
The Merchant can request *Prearbitration* if they still don't agree with the charge.
If the Dispute Analyst has enough documentation and facts, they will disagree with the prearbitration.
The Merchant decides whether or not to enter into *Arbitration*. This costs filing fees ($150) and technical fees ($100 per technicality).

Okay. So with me, SP already contested my dispute and has requested a "Representment". You have to be ready to convince your Dispute Analyst to do a Second Chargeback. You do this by submitting extra, and more concise information on what SP did, and didn't do.

As part of that information inform your Dispute Analyst the following:

*Dear Ms/Mr.surname here (Dispute Representative/Analyst): Since a
Representment by the merchant has been initiated, if necessary, and upon
your concurrence, it is my desire that a Second Chargeback be done.
Ultimately, I am willing to wait as long a takes, even if the merchant
chooses Prearbitartion and on through to the Arbitration phase where a
neutral third party will hear facts from both sides. *

**Accordining to the SEC's Kelly Bowers (Click
Here)SP
continues to hold your funds today, and, the latest, March 27th "Civil
Minutes" Order reinstated your right to file a dispute under applicable laws
and regulations, including without limitation, the Electronic Funds Transfer
Act, Federal Reserve Regulation E, the Truth in Lending Act and Regulation Z,
and applicable ACH rules, including the NACHA Rules and Federal Reserve Bank
Operating Circular 4. My filed dispute with Stormpay.com based on a breach
of these applicable laws.*

Always remember the basis for your dispute, and, at all times, keep that
basis foremost in the mind of the Dispute Analyst. Don't get lost in the
details. Here is the concise basis of your dispute (not necessarily in this
order):

*1)* *"Undeliverable Services"**:* Failure to deliver service agreed upon.

*Example:* You "authorized": *$1 to SP *- *SP to 3rd party* (*same $1*) - *3rd
party to SP *(*same $1*) *(It was at this point where SP interfered with the
return of, and intercepted that same $1)*. -*SP to you*.

*2)* *Money Transmitter License**:* Was conducting business in your state
(country?) illegally, and in violation of their 2003 Cease & Desist Order.

*3)* *"Unauthorized Use"**:* *Applicable Laws i.e. Regulation
E**:*Interfered and intercepted your money.

*4)* *Deceptive Practice**:* Stormpay & NetIBA (and, may be considered
fraud).

For whatever reason you give to the Dispute Analyst, s/he has to in turn,
match that reason up to a certain code. One of the four reasons given above
should match one of her/his codes.

When or if your "Provisional Credit" is taken back, say to the Dispute
Analyst, *"Doesn't any of your codes match any of the four basis for my
dispute? *

BTW, so you get an idea of the dispute time frame, here it is:

*Chargebacks*

*Visa (U.S.) / MasterCard (U.S.)*
118 Days for Issuer to Key in Chargeback
45 Days for Merchant to Contest Chargeback
45 Days for Issuer to Key in Second Chargeback
45 Days for Merchant to File Arbitration

*Visa (Foreign)*
118 Days for Issuer to Key in Chargeback
60 Days for Merchant to Contest Chargeback
60 Days for Issuer to Key in Second Chargeback
75 Days for Merchant to File Arbitration

*MasterCard (Foreign)*
118 Days for Issuer to Key in Chargeback
45 Days for Merchant to Contest Chargeback
45 Days for Issuer to Key in Second Chargeback
60 Days for Merchant to File Arbitration

Click Here to see a more in-depth
explanation on the Dispute Process.

Report back to us and tell us how it went.

Note: This only applies to legit claims. I am not advocating fraud in any
way. Pretty much the same process applies no matter what merchant you are
dealing with. Even if you don't use it now, it is good to know for the
future. "Me" refers to guy named Helper. I have not done this myself, and
fortunately I will not need to.

StartUpStreet : NEW Program from Charis Johnson (12DailyPro)

2006-04-08T09:46:00.000-07:00

A couple of weeks ago, Charis Johnson, former admin of 12dailypro.com, launched a new blog at here. Very interesting reading, especially for former 12DP members. Then yesterday, she announced the launch of a new project, Startup Street.

Here is Suzanna's review of Charis' new program :

Charis has launched her new program, but it may not be clearly understandable right off the bat how it works and WHERE IS THE MONEY to be made! So I have gone thru the site and am ready to give you a synopsis of how it works and what the possible payoff is for us as members.

The first thing to do is to sign up!

http://www.startupst.com/startup.php

The next thing to do is view the tutorial:

http://www.startupst.com/consumers/consumerlane101a.htm

Here is where and how you make money... members earn points for viewing ads. You must view 30 ads per day to earn. There is a survey question that goes with each ad that you must answer to move to next ad. So it is basically a manual surf.

The first day of each month you will be able to redeem your earned points for a reward. This will be in form of an electronic "gift certificates" for various on line and off line businesses. You can get an idea here:

http://www.startupst.com/consumers/redeem.php

From what I can figure out, there is no "upgrade" requirement, meaning it is FREE to earn. Everyone can earn points and redeem them once a month. BUT where does the money come from? It comes from advertising revenue at AdBrite! Here is what you do to get YOUR site and ad seen in the surfbar...you purchase ads from AdBrite and that revenue is then shared among point earners and will determine the eventual value of the points earned during the month.

So the more ads bought to be seen on StartUpStreet, and the more ads clicked on while surfing, the more revenue is generated for the month, the more your earned points will be worth.

See here to buy an ad:

http://www.startupst.com/all/advertiser.php

You buy a text and/or banner ad and your site is put into rotation as well.

There will also be a Fast Lane for earning more credits. That hasn't been put into place yet, so I can't tell you what it is. I think it will probably be the equivalent of Banners/Ads to click on to earn extra points.

There is also a section for Businesses and it remains to be seen what that will be and how it will work.

Now, how this will all work out financially for members remains to be seen. But it is basically an advertising co-op using a third party advertising company (Ad Brite) to generate revenue. And since no one is required to pay to earn, I suppose that keeps it well within legalities. But the more people advertise their sites, buying the advertisement thru Ad Brite and clicking on the text and banner ads, the more revenue is generated for all members.

With the manual surf bar and individual questions for each site, at least you know your site is being seen and considered plus you will get the feedback from the survey question!

One other catch... it looks like this will be for US residents only for now. I think she has to figure out a way around International laws etc. I used my US address to sign up, so if you are International, perhaps you can use a friend's US address as well.

All of this is what I have figured out just by studying the site. I may be wrong on some of it and some of it hasn't been introduced yet so I may not have the whole picture. But this should help you figure out what is going on so far!

Also, there is no referral program... another legal issue I am sure. But again, the more people using the site, the more revenue generated and the more points will be worth each month! One for all and all for one!

I have signed up and am surfing. Right now all that is in the surfbar are clickbank sites and other sites from Charis. The text ads too are surely generic ads from adbrite rather than ads purchased expressly for StartUpStreet.

So join, surf, earn points and visit text ads and let's see what Charis has up her sleeve to make us money! And by all means, BUY ADVERTISING! I will be buying some for our PAS site!

Payment System Changes at wiredsurf

2006-04-03T10:26:00.000-07:00

We understand that people want to be paid quickly and within proper order, imploring fairness and reliability as to when you will get your payment.

To satisfy our community, we have decided to do the following:

1) We have hired two additional representatives that will work exclusively in the payment department. This means that we can get through more payments each day, in less time.

2) We are decreasing the payment period from seven business days to five business days, which will ensure you receive your payment up to four days earlier than usual.

3) We will make payments on the fifth business day, meaning that you will be paid only on the day your payment is due. This way, everyone outside of the Voting Club can be sure of the exact day they will receive payment, and no one is paid before anyone else.

Example: If you are in the system with a $10 upgrade, and it expires (goes to pending status) on April 3rd, you will be paid five business days later on April 7th. The day your payment goes to pending is considered the first day, if it falls on a business day. If your payment goes to pending on a Saturday or Sunday, you start counting from Monday on.

4) We are changing the way payments appear within our administration control center, so that we only see payments that are due on the 5th business day (the day they are due for payout).

This makes it easier to ensure payments are always disbursed on the 5th business day, and that all members due for payment are guaranteed prompt service, on time, and in order.

5) Members of the voting club are guaranteed payment within 72 hours excluding weekends. Members of the voting club must stay active members with at least one active upgrade, or a new member will be entered into the club in replacement. Since we have limited spacing available for club members, this is the only fair way to ensure that only active members are rewarded with priority payments.

These changes are in effect starting on April 7th, however if you have a pending payment, you are still bound by the previous offer of up to seven business days as we work on getting familiar with our new system. Having our start date as April 7th provides the time needed to complete payments up until that day, and to start out fresh, within the new payment system.

We hope that this improves our performance and helps limit the number of posts from members indicating that they are waiting for payment, even though their payment has not been considered over-due.

Alientrust major update!!

2006-03-28T10:44:00.000-08:00

Some big changes going on at Alientrust. They seem to be very keen on becoming the market leader with these new initiatives. Everybody that want to cashout their commission is going to have to fill out a members agreement and a IRS W9 form) (us citizens) or a IRS W8 form (international members) + send a copy of a govt. issued ID with fax or mail. I bet those of you that are members are busy filling out forms and faxing or mailing! Here is the update:

MAJOR UPDATES!! PLEASE READ!!
27. March 2006 @ 22:51
Good Evening Everyone,

As most of you have already noticed we've made some very large changes in the website to make things better and smoother for all.

But before I get into the Updates there is a very important announcement.

ON MARCH 28, BETWEEN 3AM AND 5AM SERVER TIME THE DATABASE WILL BE LOCKED FOR MAINTENANCE.

Our Techs at RackSpace will be installing some database replication so that we can ease the load on the server, and smooth the Ad Viewing and login problems.

YOU CANNOT VIEW ADS DURING THIS TIME SO MAKE ARRANGEMENTS TO VIEW AT A DIFFERENT TIME - THERE WILL BE NO CREDITS ISSUED FOR THIS DOWNTIME.

Ok - now on with the updates.

As many of you have seen already (by the way the fax machine is running out of ink) we've added our Member Agreement and Tax documents into the back office, and it IS mandatory that you send this information in in order to be paid.

We MUST document your earnings for tax purposes and so that we may send out the appropriate documents prior to Jan 30th of 2007. This does not stop you from earnings commissions through viewing ads, or on your affiliate sales, and you may still transfer to your holding account, but we MUST have this information before we can issue a payout through E-Gold moving forward.

This would be mandatory in a few days anyway because this is all information we would need to send out the Virtual Money cards. So - don't panic folks - it's all part of the plan.

Secondly, as you've seen on the Member Agreement form, our LLC. license has come through, and we will begin changing all references of the company from North Shore Media to W3MA, LLC. starting tomorrow.

For those of you NOT in the know - W3MA stands for World Wide Web Marketing Association. We'll begin changing over the support site within the next day or so as well.

We've also solved the issue that many folks raised concerning not being able to view all the ads during a session PRIOR to selecting one for their survey.

The Survey this Ad Link will now be shown throughout the duration of your session and you'll simply Update your vote if you come across a site you like better than the one you've previously voted for - very simple.

The shopping cart is up - albeit not designed or filled with stuff yet - we're going to be working on the design over the next week. We won't be adding any product until get some pics taken of all the gear that should be here on Friday. You can go create an account though if you want and poke around. The payment ifno is LIVE so don't buy any of those test products in there - YOU WILL be charged if you try to make a purchase. The shop is at http://shop.alientrust.com

We spoke last week about folks NOT entering URLS for their purchased Ad Buys and we decided to take a very firm stand. We've added some validation and a stern message on the page, but inevitably there will be someone who wants to test me - my advice would be NOT to do that.

We will refund you and delete your account - period. This is an advertising business not an autosurf - there's plenty of places where you can go be complacent - this ain't one of them. So if you wish to stay here - put your ad in. Nuff said.

I'm sure there's some stuff I'm forgetting - oh yeah - for added security we've added the feature that you can no longer change your payment id in your profile. Believe me this is NOT something we wanted to do because it simply creates more work for the staff, but you will now need to hit the Billing Dept - through the Support Desk to change your payout id. Hopefully these idiot hackers will go pester someone else since they can't hack in and re-route anyone's egold account.

I'm sure there's more but I'm exhausted and I still need to get into the forum for a bit.

Thanks everyone and have a great night.

Vince
============

New update

"Hey Everyone,

We've decided in the best interest of all to move forward with this weeks cashouts and not fully implement the new verification system until next week, this gives everyon some additional time to get your stuff submitted, and get re-verified and and documents not received or that are not legible.

Don't panic Gang, we're here for you.

I know there has been some concern as to why this is being implemented and I thought I answered that yesterday, but I can again.

There is specific information we need to send to the IRS when you earn more than 600.00 per year. In order to do that we MUST have your SSN or EIN. We have a legal obligation to do that in order to be in compliance with the law.

Over the past couple month's we've all heard and talked about a lot of scams and whatnot, folks if you want tobe part of a legitimate business, you have to comply wit the law. If this industry does fall, the reason will be because of tax issues. The Govt, wants their cut, so we have to give it to them if we wish to stay in business.

As I said yesterday, this information would be necessary anyway in order to process your Virtual Money ATM Card so you would have to give it to us anyway if you wish to remain a member here. We can't order your card without your info - simple as that.

So - send in your stuff as you have time, we'll be adding a new fax number and get some additional printers running later this evening.

We're working around the clock to verify as many accounts as we can in the shortest time frame possible.

Thanks and have a great day.

Vince"

Phoenixsurf : site announcement and pixel site

2006-03-25T17:20:00.000-08:00

Dear PS Members,
Time for a few updates:

1. If you have listed your Phoenixsurf.com website in our site rotation, please delete it. All PS members are aware of Phoenixsurf.com so it is senseless to advertise your referral link on the PS rotation. PS sites are clogging up our site rotation so please save the staff some time by logging into your PS account and deleting this as your site.

2. This is a warning: under NO circumstances are PS members allowed to list pornographic or offensive sites in the rotation. If you think your site is borderline offensive, then do not post it. We are currently conducting an internal system audit. Any member found with an offensive site listed (or a cloaked site) will have their account deleted and will be banned from PS.

3. If you have registered multiple accounts under your name, please delete all but one. We have successfully completed an internal audit and multiple accounts will not be tolerated. Please make sure that you delete all false accounts or we will have no choice but to delete ALL accounts in violation.

The above announcements are meant to protect the integrity of our program and protect the validity of the advertising experience. People join PS to advertise and to earn commissions, and we will not tolerate cheaters or offensive material.

Pixel site :
It is time for some announcements that you have all been waiting for. As many of you know, our pixel site is finished. We have received a tremendous response regarding this program but I would like to take this time to explain how pixel sites work.

Pixel sites serve as Virtual Billboards for your website. You will have the opportunity to purchase a bllock of pixels to advertise a website of your choosing. As the volume of traffic increases to our site, your billboard will be seen by thousands of potential clients/referrals across the globe. Pixel advertising has the potential to dramatically increase the traffic rating of your site. Now, as many of you know based on our Phoenixsurf.com site, traffic = money in the internet world. As members of NME, you have become a part of this world. Because of this, we are going to help you take advantage of every trend and marketing tool that will help to improve your business.

Now, most of our members were extremely excited about the above information and we could have stopped there. But as we all know, here at NME we always take it one step further. Not only are we gong to help you increase the traffic to your website and pay you for referring others to the site, we are going to offer the biggest prizes in the industry! Once a page fills up, we will offer a variety of prizes to the member who purchased a prize pixel. We will get deeper into the mechanics of this later, but for now lets discuss the prizes, including a 2006 Dodge Viper!

Once the Bronze page (.10 per pixel) fills up, we will be giving out:

1. 20 Video iPods: View your own videos, or watch music videos and TV shows you can purchase from the iTunes Music Store.
2. 20 Sony PSPs: The PSP boasts a 16:9 widescreen TFT LCD that displays over 16 million colors. Youve never seen your games with such clarity and detail, with high-quality, full-motion video. It comes equipped with inputs and outputs including USB 2.0 and 802.11b (Wi-Fi) wireless LAN. Now you can be connected to your PC and the wireless network.
*3. As the grand prize we have hidden 1, 2006 Yamaha Raptor 700R under one of the pixel blocks in the pixel grid. The most powerful, sharpest handling raptor ever built! All-new, fuel-injected and packing serious hardware, this one's built to rule the off-road roost.

Once the Silver page (.25 per pixel) fills up, we will be giving out:

1. 10 Video iPods: View your own videos, or watch music videos and TV shows you can purchase from the iTunes Music Store.
2. 10 Sony PSPs: The PSP boasts a 16:9 widescreen TFT LCD that displays over 16 million colors. Youve never seen your games with such clarity and detail, with high-quality, full-motion video. It comes equipped with inputs and outputs including USB 2.0 and 802.11b (Wi-Fi) wireless LAN. Now you can be connected to your PC and the wireless network.
3. 6 Mac Minis: We have hidden 6 Apple Mac Minis throughout the Pixel Grid. Looks Small, Acts Huge. The Mac that redefined what you can expect from a compact, affordable computer does it again. Mac mini now features the revolutionary Intel Core processors, more expansion options, and a new way to command your digital life all in the same amazingly compact package. Powered by the Intel Core Duo processor plus a whole new system architecture, the new Mac mini delivers up to 4x the speed of the previous model.
4. 2 Acer Ferrari 3200 laptops: In 2003 Acer became an official supplier to the legendary Scuderia Ferrari Formula One (F1) team, meeting its IT needs with notebooks, PCs, servers and monitors. Acer celebrates that partnership with the Ferrari 3000 notebook, boasting wireless connectivity, dedicated video graphics plus generously sized memory and hard drive.
5. We have hidden 2 15" 2 GHz Apple MacBook Pro laptops throughout the Pixel Grid: MacBook Pro is the first Mac notebook built upon the revolutionary new Intel Core Duo. Its actually two processors built into a single chip which makes this by far the biggest leap in mobile Mac power youve ever seen. 4 times faster than 15-inch PowerBook G4 with 1.67GHz PowerPC.
6. We have hidden 2 Apple 23-inch Cinema HD displays throughout the Pixel Grid: The widescreen Apple Cinema Display offers a natural format for arranging documents the way your brain processes them.
Specs:
1920 x 1200 optimal resolution
16.7 million colors
DVI Display Connector
2 port USB 2.0 Hub
2 FireWire 400 ports
7. Grand Prize: As the grand prize we have hidden 1, 2006 Honda Civic SI under one of the pixel blocks in the pixel grid. Set free the all-new 2006 Civic Si and hold on tight. Because the car that redefined the modern sport-compact revolution now runs on pure i-VTEC® adrenaline. At the center of this revolutionary masterpiece lives the powerful 197-horsepower 2.0-liter K20 engine that screams performance. Add in a close-ratio, 6-speed manual transmission, sportier suspension and road-hugging standard 17" wheels, and the 2006 Civic Si is ready for anything your race-driven brain can muster up. The 20th-anniversary Civic Si is loaded with hi-tech performance and attitude. And it's waiting for your go.

Once the Gold page (.50 per pixel) fills up, we will be giving out:

1. 10 video iPods: own videos, or watch music videos and TV shows you can purchase from the iTunes Music Store.
2. 10 Sony PSPs: We have hidden 10 Sony PSPs throughout the Pixel Grid. The PSP boasts a 16:9 widescreen TFT LCD that displays over 16 million colors. Youve never seen your games with such clarity and detail, with high-quality, full-motion video. It comes equipped with inputs and outputs including USB 2.0 and 802.11b (Wi-Fi) wireless LAN. Now you can be connected to your PC and the wireless network.
3. We have hidden 5 Acer Ferrari 3200 laptops throughout the Pixel Grid: In 2003 Acer became an official supplier to the legendary Scuderia Ferrari Formula One (F1) team, meeting its IT needs with notebooks, PCs, servers and monitors. Acer celebrates that partnership with the Ferrari 3000 notebook, boasting wireless connectivity, dedicated video graphics plus generously sized memory and hard drive.
4. We have hidden 4 Apple 23-inch Cinema HD displays throughout the Pixel Grid. The widescreen Apple Cinema Display offers a natural format for arranging documents the way your brain processes them.
Specs:
1920 x 1200 optimal resolution
16.7 million colors
DVI Display Connector
2 port USB 2.0 Hub
2 FireWire 400 ports
5. We have hidden 2 Samsung SP-R4232 42-inch Plasma Tv/Monitors throughout the Pixel Grid.

Privateopps : news update, newest contract, phishing issue

2006-03-25T16:55:00.000-08:00

Latest Update :
Dear Participant,

Yes, we are as frustrated over this as you are. Yet another DNS provider closed our account because spam complaints continue to arrive. We are changing them once again, but will soon host our very own DNS server, so this will not be an issue anymore. We expect to have this solution fully implemented by Monday or Tuesday.

Distributed Denial of Service (DDoS) attacks are really not a big issue anymore. What causes the problems now are the many spam complaints that our various service providers get after a blackmailer decided to show us what happens when we don't pay him a randsom.

In the meantime, our site is fully accessible via http:// 209 . 249 . 221 . 43 /

We know, we always tell you not to click on links in emails, but as you can tell from our many other emails, this is indeed our real IP. You can also see that, as always, we have included your Account Number and Username at the top of this email. For added peace of mind, this time we have also included the address we have on file for your account. Malicious users are unlikely to know your Username and Address as they are never made public (the Account Number is, if you refer people).

DNS changes may take up to 24 hours to be detected by your ISP, and so our domain - privateopps.com - may be inaccessible until then.

I sincerely apologize for this inconveniences in the past week. Be rest assured, these shameless attacks on our service will not be tolerated and will not shut down our program. We will continue to work to ensure uninterrupted service, and ask for your patience in the coming days.

As we continue to improve the stability of our system as far as these downtimes are concerned, you may experience the following in the next few days:

* Domain inaccessible - use IP address instead.
* Site down for a few minutes intermediately - even using the IP address.
* Delays in our Support Desk - as we usually receive many emails during downtimes, it will take us a bit longer to get back to you.

Newest Contract :
Dear Participant,

We are very excited to announce the launch of our newest Contract - FIXED-ODDS.III!

Coming to PrivateOpps by the same group of talented traders who currently manage FIXED-ODDS.I and II, this Contract offers Participants daily returns of between 1.2% and 1.5%. The club behind the FIXED-ODDS family of Contracts has been operating offline and online (through our system) for over 2 years with great success.

The first interest payment for this Contract will be made on Wednesday, March 22. The current minimum Holding Period is set to 70 Calendar days. Of course, those interested can always continue to hold all or some of their Units even after the Holding Period expires, and continue to accrue the daily interest until they are ready to sell their Units. The club has made 35,000 Units available for purchase at $20 each.

To read more about FIXED-ODDS.III, please visit our website (click on the FIXED-ODDS.III symbol at the How It Works page).

Phishing Issue :
Dear Participant,

I apologize for the confusion caused by my last email. Indeed, the IP address that we sent out a few days ago when our domain was not available IS REAL.

You may use the following ways to access the PrivateOpps site:

http:// 209 . 249 . 221 . 43/

or directly to PrivateOpps . com

You can confirm the legitimacy of this email by accessing our site (using the domain) and looking for this post at the News & Updates page. Also note that in real emails from PrivateOpps, we always include your Account Number and Username.

By the way, every now and then people ask how come our IP address looks very similar to ones used by various scams out there. Well, it is simply because PrivateOpps uses the DDoS protection services offered by BlockDos.net, who also happens to host many well-known and respectable sites such as AnyGoldNow (exchanger) and GoldtoCard (popular debit card). For BlockDos's service to work, we must use one of their dedicated gateway servers, which they use to filter our incoming traffic and thus prevent DDoS attacks.

Phishing issue warning :
Dear Participant,

PrivateOpps has received several reports of a new phishing attack that targets our Participants.

According to Wikipedia, "phishing is a form of criminal activity using social engineering techniques, characterized by attempts to fraudulently acquire sensitive information, such as passwords and credit card details, by masquerading as a trustworthy person or business in an apparently official electronic communication, such as an email or an instant message."

Users who have received these emails in the past few days report that the emails were made to appear as if they came from us, enticing the user to access "our" website by clicking on a link included in the email. Once clicked, that link takes you to a bogus website that looks very much like ours, but will attempt to record your PrivateOpps account access information by asking you to log-in to your account.

And so we repeat our usual warning:

DO NOT CLICK ON ANY PRIVATEOPPS-RELATED LINKS INCLUDED IN ANY EMAILS THAT YOU RECEIVE.

Never! No matter what the email is telling you, please DO NOT CLICK on any link.

To access our site, ALWAYS type-in our domain in your browser or use a bookmark entry that you KNOW is safe.

Phishing emails will often try to convince you to click on such links by trying to get you excited and impatient ("your account has been suspended", "a big deposit just came in", etc.)

Remember - no matter how convincing it may sound - WE NEVER include links in emails we send out.

Phoenixsurf one month anniversary!

2006-03-23T07:31:00.000-08:00

Dear PS Members,

We have very exciting news! March 21, 2006 marked our one month anniversary! This last month has flown by and we are more excited than ever about the future of our program. Below is a message from our CEO, Jonathan Mikula:

The success experienced by Phoenixsurf.com thus far is just a small taste of success to come. We have made tremendous strides in all areas of our business especially in the following areas: 1. Growth; 2. Ad revenue; 3. De-bugging and re-creating an entire script; 4. Developing multiple streams of income for Phoenixsurf.com; and 5. Developed features and functions that have never been seen in the traffic exchange industry.

Over the course of the next month, we will be focusing on one main thing: increasing the advertising value of our site. We have an Alexa rating of below 15,000 and a large targeted audience for advertisers to market to. As always, we will develop creative and innovative solutions to maximize the advertising experience for our advertisers and our membership base as a whole. Look forward to many exciting announcements regarding advertising on the near future.

It has been my extreme pleasure to do my best to steer NME and all of our programs in the right direction. I would like to take the time to thank those who have made our success possible thus far: the staff and leadership of NME and Phoenixsurf.com, all outside consultants and legal experts, and most importantly, our loyal membership base. In closing, I look forward to a long and lucrative relationship between Phoenixsurf.com and our members.

Jonathan Mikula
CEO, NME

It has been my extreme pleasure to serve as President of Phoenixsurf.com. The support from our membership base has been tremendous and makes all of the sleepless nights worth it! Once again congratulations to those who have helped make Phoenixsurf.com the program it is today.

Regards,

Gabriel Frankewich
President, Phoenixsurf.com

Vasco Investment : Site problems for 3-19-20-006

2006-03-20T19:35:00.000-08:00

Our technical department repelled most of them, but at times they were so strong that our website was down for certain periods of time yesterday (March 19, 2006) and today (March 20, 2005). During that time we promptly updated our hardware and software firewalls and bought much faster and more efficient servers. Thanks to these measures we have solved the problems caused by the DDoS attacks and our website resumed normal operation several hours ago.

We can assure you that we at VascoInvestment were up 24/7 trying to fix the problems these villainous attacks have caused and we did that. We can assure you that from now on our website will be available to everyone, interest payments will be made on time as usual, withdrawal requests will be processed in a timely manner and all your emails and support tickets will be answered as soon as possible.

The only inconvenience you have to put up with on our website at the moment is the DDoS security check verification screen. Please follow the instructions you can see there. We promise to remove it as soon as possible, but at the moment this measure is obligatory. Taken from Vasco Investment newsletter

Paypal and autosurfs

2006-03-19T17:35:00.000-08:00

Copy of Email sent to Fairdinkum Surf:
--------------------------------------
Dear Murray Cubis,
Upon periodic review of your account, it has come to our attention thatyou are involved in the sale of investments by offering a percentage distribution for participation in an autosurf program. We have made our determination based on a review of the associated website http://www.fairdinkumsurf.com/.

Per our Stocks, Bonds, Securities and Related Certificates Policy located in our Acceptable Use Policy, You may not use PayPal purchase or sell stocks, bonds, securities, options and futures or any investment interest in any entity or property, including but not limited to corporations, partnerships and non-development property without prior approval from Compliance. The U.S. Securities and Exchange Commission regulates the sale of stocks and other security interests that represent a current investment ownership interest in an entity, as well as efforts by individuals to raise money or find investors for businesses.

1. Evidence of Membership in U.S. National Association of Securities Dealers (NASD), NYSE, CFM or other self-regulatory association
2. Evidence of Registration with SEC
3. Copies of your AML Policies and Procedures
4. Copies of CIP policy and procedures
5. Broker-dealer license (Series 7, 63 etc)

Once we have received and reviewed the aforementioned material, we may have additional questions on your policies and procedures. We ask that you please fax the requested documentation within 7 days to 402-938-2337. Send any questions to compliance@paypal.com. Please include your name and email address on any correspondence.

Thank you for being part of the PayPal community.

Sincerely,
Jim R.
PayPal Compliance Department
PayPal, an eBay Company

from an employee at EMO

2006-03-19T17:10:00.000-08:00

Everyone,

I am a ex or current employee of EMO. I say or because I really am not sure what is going on right now.

However, I see a lot of speculation going on in this forum I would like to clear up. Partially to make me feel better after reading it, and hopefully to make you guys feel better. So here is what I know.

About 4:00pm CST Thursday March 9th, I was working at my desk and then was suddenly taken to our CEO's office buy a guy I have never seen before in a suit and tie.

In the office were Texas state troopers, lawers, and the new recievers team. We were then told the company was now under control of the State of Texas and not to erase or remove from the property any information/items belonging to the company under penalty of law.

We then went back to our desks to await further instructions. About 30 min later, we were told to shut down the site and put up the DDOS message, and go home.

At this point I want to explain something to you guys. Was the DDOS attack message a lie? Yes. Was it a lie for a good reason? Yes. At this point we really had no idea what was going on. We had no idea if this was going to be a hour situation, a days situation, or a forever situation, or even a missunderstanding. All we knew is we had to shut the system down right that second. So we put up the DDOS attack message, to buy time. If this could all be worked out quickly then our reputation would not be tarnished by putting up the truth. Which would of been "We just got raided by the state, we have no idea what is going, thank you have a nice day". If we did that there would of been imediate panic, when we didn't know if there was reason to create a panic.

So if everyone wants to rip on EMO for a what was a essentually a 4 day coverup message while we figured out what was going down, then so be it. I just think you should consider what you would do.

The next day on Friday, I went into work and essentially spent all day helping the recievers lock down the companies assets. By this I mean the recievers IT guy change all the password on all the systems, and make hard backups of everything. Then I was told to go home.

Saturday and Sunday I waited at home just worring about having a job on monday. The only other information I had was that they were going thought all of the companies financials and there was some hope that the situation would be worked out by monday. Sunday night I was told not to come into work until further notice.

I have started looking for another job.

Everying thing else I have heard is really second hand info from other waiting employees. I have heard we gotten the numbers much more in line. More like 200k - 300k, not the 2.5 million thats reported. I have heard that the state isn't going to let us count some money, because its not considered a liablity and not a asset, which makes the numbers worst. I have also heard some of our partners are comming to our defence and may loan us the money to cover what the state is asking us to have on hand. But I want to stress all of this is just stuff I am hearing.

Ok now for the history I have been told. I was told about a month ago the State of Texas came to us and said we had to be licenced as a money service. Which went against what our lawyers have always told us.

We said ok then, and filed the paperwork. It is my impression that the paperwork involved our banking account numbers and what we currently thing our liablities to users our. I stress a number we reported to them.

Then about 4 days before they stormed the office we were told our licence application was rejected, and we had to provide proof imediately of us having all the users money available. I beleive we were in the middle of that process, when they took us over.

I want to stress, that the state never performed a audit that I knew about of our accounting. A fact that really dumb founds me. I am not exactly sure how they can take such drastic measures without at least finding out what the numers are really like before hand. Then again I guess thats why I am not a lawyer.

So what are my feelings are on all this? I am pretty certain that no one has stolen any money. I think we have all the money in various places, just not where they initially looked. I also think that there might be some confusion about where the money has to be in order to be a licenced money business in the state of texas.

All that being said, I also go the feeling the state is dead set on liquidating us as fast as possible. Even if EMO gets through this its reputation will be tarnished making it hard to continue where it left off. Also I expect some skilled employees to be lost. All of which makes this a lose lose proposition for EMO.

So whats going to happen to peoples money?

1. EMO gets through this and the site goes back up and then people can withdrawl as normal.
2. The state decides to run emo, then I guess you will withdrawl as normal.
3. The state decides to liquidate, and then the will most likely send everyone checks.

Well thats all I know. Finally I want to say to everyone who has money frozen, I feel really bad about all this. When it all happened I can honestly say I didn't think there was anything fishy going on with the company, and that we were totally legit. I also want to say I know the directors personally and I can't beleive they would take money. I truely think this is all legal issues, and maybe some accounting issues.

Whatever happens I hope everyone gets there money back promptly.

4daily.com and WebAdCash.com

2006-03-17T08:43:00.000-08:00

Jim Hunt = 4daily.com = webadcash.com = scum = scammer

Hi Is this what yer want mail dated 27th Feb 2006

I was here with free acc cuz I had over a grands worth of ads cashed in from last scam (Even lost them - Sites were there but missing 10000's of credits!

As a member of 4Daily.com, you are aware that the site has closed because of actions taken by StormPay.com to freeze funds of "auto-surf" websites. Despite our insistence that 4Daily.com was not a "Ponzi" or pyramid scheme, we are being treated as guilty until proven innocent. StormPay continues to deny access to our account without cause or sensible explanation. They claim that funds will be held for 180 days and/or returned to the spenders. They indicated that we are unlikely to get our account back.

4Daily.com has still not been contacted by any "investigators" or anyone else about our business plan.

StormPay's actions, plus the grossly misleading media coverage given to the events surrounding 12DailyPro.com and StormPay.com, indicate to us that sites like 12DailyPro.com, 4Daily.com and the many others using similar programs, can no longer succeed.

With those matters in mind, we have developed an alternative program which completely avoids any connotations of the other sites. Although it uses the same auto-surf engine, its monetary systems and marketing approach are completely different to the sites currently under question.

We are anxious to get feedback from experienced auto-surfers about this new concept.

Please visit http://WebAdCash.com. You should find that your 4Daily.com login works and that your sites and referrals (where possible) have been added to a new account there. Please confirm your sites, bearing in mind that WebAdCash.com does not allow non-english sites, popups, etc.

This new program is focused on paid advertising and offers to share its profits with members by way of random cash bonuses. When you buy Ad Credit Packs ($10 each), you will be eligible to claim cash bonuses while surfing.

The concept is that every member will receive good value advertising. In addition, you will be offered cash random bonuses daily to receive back SOME of the money that they have paid in to buy advertising. The frequency and size of the bonuses will be random, but capped based on the number of unused advertising credits a member has at the time. The more credits you have, the larger the bonuses could be. It is possible to get back up to DOUBLE the amount you spend.

Extra credits can be bought, earned by surfing, earned from referrals surfing, granted as bonuses and granted for having new members sign up under you.

Over time, some members could accumulate bonuses worth up to DOUBLE the amount they spent on advertising credits. Of course, many members will receive less, and some could potentially receive no cash back (unlikely). They will of course, receive the advertising that they
paid for.

Money paid out will not exceed profits and will be based on money previously received, not requiring "new member" payments.

All money received will be for sales of various forms of advertising on the site.

WebAdCash.com will process inward and outward payments with PayPal.com and e-gold.com.

We also offer you the chance to have your own site, just like WebAdCash.com, and to make cash commissions if you do.

Your account has been granted 50 joining credits worth $5, and an extra 50 credits for testing. Some of them have been distributed to your sites.

Please give the new site a try and then use the Contact system to send us a ticket with your thoughts, comments and any bug reports.

Your feedback will be used for fine-tuning the site and offers. The site will go live at noon on March 1.

4Daily.com members are invited in on the ground floor of this opportunity. We have tried to preserve your sites and referrals, after cleaning out the dead-wood from this copy of the database.

We regret that our staff cannot answer questions about 4Daily.com. You must watch the 4Daily.com home page for news of any developments there. It is imperative for the success of this new venture that it remains independent from 4Daily.com, because of the current uncertainties.

If you are not interested in this offer, we understand. Just ignore this message and your account will be removed from the new site in 30 days.

Admin
WebAdCash.com

EMO and Wiredsurf

2006-03-15T16:29:00.000-08:00

As many of you are aware, EMO is currently being placed in receivership and was operating as an unlicensed money transfer/processing company.

Wired Surf initially accepted both e-gold and EMO as a way for members to purchase ad packs, and up until the EMO website was unavailable we continued to receive funds through our EMO account.

In fact, Wired Surf has a large amount of money in EMO, and while this would typically destroy a business or prevent it from continuing, our company is focused on surviving the current situation, while taking steps to prevent any problems with processors in the future.

Effective immediately, e-gold is the only method in which we will accept money for ad pack purchases and is the only method in which we will pay out any earnings from surf activities. While EMO's website will be available in the near future, we will not be implementing EMO into our system again. When EMO is back online, we will work to move the funds from EMO into e-gold, since that is now our primary payment processor of choice.

Those who initially purchased ad packs with EMO will be paid via e-gold, however we may temporarily place these payments on hold until EMO releases further information.

Wired Surf could continue to survive despite our funds being inaccessible through EMO Corp, however our concern is that EMO will be forced to refund certain transactions, or that these funds will be inaccessible for a long period of time. In light of this, we will place any payments that were derived from EMO ad pack purchases on hold pending further information. Rest assured that we have every reason to believe that EMO will release information within a reasonable time frame and if not, Wired Surf will work out a resolution so that members who used EMO are not penalized or left behind.

The dependency on payment processors can be devastating to any business, and due to the recent situation with EMO Corp, we believe that it is better to exercise caution by not implementing them back into our program.

E-gold has established themselves after many years online and while it can be confusing when you first begin using e-gold, it is currently the safest processor to use. To help people fund their e-gold accounts we will be asking members of our community to participate within a thread set up to help members become familiar with this processor.

Wired Surf will continue to work on releasing our debit card program, and once this is complete and implemented into our website, Wired Surf members will be able to receive their funds through the debit card easily. Wired Surf debit cards will be able to be funded by credit card, e-gold as well as many other reliable and simplified methods. We will also be accepting payment for ad packs through the debit card system as well.

This will release our company from ever having to rely on any outside processor. The card is still in production and Card One Inc will contact us when the cards are ready for release. We will keep our community informed as to the progress and will have an ETA in regards to our cards very shortly.
__________________
Cameron
Wired Network Support

From Bryan STI - One reason to start to Stock Pile Gold

2006-03-15T09:40:00.000-08:00

Here is some interesting reading. How true is it? That is any-ones guess. However the more I probe the current world economy, the more convinced I am, that it is a prudent investor that makes sure they have at least "some" physical gold bullion holdings as in bullion coins or bar.
Our own Unified Gold program is one of the most powerful gold purchase programs on the market and it is poised to become a major player on the international home business market. This is just one reason to get involved.
By the way I have no idea what the term 'Bourse' can anyone enlighten me?
Kind Regards
Bryan Hedges

The Proposed Iranian Oil Bourse
by Krassimir Petrov

I. Economics of Empires

A nation-state taxes its own citizens, while an empire taxes other nation-states. The history of empires, from Greek and Roman, to Ottoman and British, teaches that the economic foundation of every single empire is the taxation of other nations. The imperial ability to tax has always rested on a better and stronger economy, and as a consequence, a better and stronger military. One part of the subject taxes went to improve the living standards of the empire; the other part went to strengthen the military dominance necessary to enforce the collection of those taxes.

Historically, taxing the subject state has been in various forms' usually gold and silver, where those were considered money, but also slaves, soldiers, crops, cattle, or other agricultural and natural resources, whatever economic goods the empire demanded and the subject-state could deliver. Historically, imperial taxation has always been direct: the subject state handed over the economic goods directly to the empire.

For the first time in history, in the twentieth century, America was able to tax the world indirectly, through inflation. It did not enforce the direct payment of taxes like all of its predecessor empires did, but distributed instead its own fiat currency, the U.S. Dollar, to other nations in exchange for goods with the intended consequence of inflating and devaluing those dollars and paying back later each dollar with less economic goods' the difference capturing the U.S. imperial tax. Here is how this happened.

Early in the 20th century the U.S. economy began to dominate the world economy. The U.S. dollar was tied to gold, so that the value of the dollar neither increased, nor decreased, but remained the same amount of gold. The Great Depression, with its preceding inflation from 1921 to 1929 and its subsequent ballooning government deficits, had substantially increased the amount of currency in circulation, and thus rendered the backing of U.S. dollars by gold impossible. This led Roosevelt to decouple the dollar from gold in 1932. Up to this point, the U.S. may have well dominated the world economy, but from an economic point of view, it was not an empire. The fixed value of the dollar did not allow the Americans to extract economic benefits from other countries by supplying them with dollars convertible to gold.

Economically, the American Empire was born with Bretton Woods in 1945. The U.S. dollar was not fully convertible to gold, but was made convertible to gold only to foreign governments. This established the dollar as the reserve currency of the world. It was possible, because during WWII, the United States had supplied its allies with provisions, demanding gold as payment, thus accumulating significant portion of the world's gold. An Empire would not have been possible if, following the Bretton Woods arrangement, the dollar supply was kept limited and within the availability of gold, so as to fully exchange back dollars for gold. However, the guns-and-butter policy of the 1960's was an imperial one: the dollar supply was relentlessly increased to finance Vietnam and LBJ's Great Society. Most of those dollars were handed over to foreigners in exchange for economic goods, without the prospect of buying them back at the same value. The increase in dollar holdings of foreigners via persistent U.S. trade deficits was tantamount to a tax' the classical inflation tax that a country imposes on its own citizens, this time around an inflation tax that U.S. imposed on rest of the world.

When in 1970-1971 foreigners demanded payment for their dollars in gold, The U.S. Government defaulted on its payment on August 15, 1971. While the popular spin told the story of �severing the link between the dollar and gold�, in reality the denial to pay back in gold was an act of bankruptcy by the U.S. Government. Essentially, the U.S. declared itself an Empire. It had extracted an enormous amount of economic goods from the rest of the world, with no intention or ability to return those goods, and the world was powerless to respond� the world was taxed and it could not do anything about it.

From that point on, to sustain the American Empire and to continue to tax the rest of the world, the United States had to force the world to continue to accept ever-depreciating dollars in exchange for economic goods and to have the world hold more and more of those depreciating dollars. It had to give the world an economic reason to hold them, and that reason was oil.

In 1971, as it became clearer and clearer that the U.S Government would not be able to buy back its dollars in gold, it made in 1972-73 an iron-clad arrangement with Saudi Arabia to support the power of the House of Saud in exchange for accepting only U.S. dollars for its oil. The rest of OPEC was to follow suit and also accept only dollars. Because the world had to buy oil from the Arab oil countries, it had the reason to hold dollars as payment for oil. Because the world needed ever increasing quantities of oil at ever increasing oil prices, the world�s demand for dollars could only increase. Even though dollars could no longer be exchanged for gold, they were now exchangeable for oil.

The economic essence of this arrangement was that the dollar was now backed by oil. As long as that was the case, the world had to accumulate increasing amounts of dollars, because they needed those dollars to buy oil. As long as the dollar was the only acceptable payment for oil, its dominance in the world was assured, and the American Empire could continue to tax the rest of the world. If, for any reason, the dollar lost its oil backing, the American Empire would cease to exist. Thus, Imperial survival dictated that oil be sold only for dollars. It also dictated that oil reserves were spread around various sovereign states that weren�t strong enough, politically or militarily, to demand payment for oil in something else. If someone demanded a different payment, he had to be convinced, either by political pressure or military means, to change his mind.

The man that actually did demand Euro for his oil was Saddam Hussein in 2000. At first, his demand was met with ridicule, later with neglect, but as it became clearer that he meant business, political pressure was exerted to change his mind. When other countries, like Iran, wanted payment in other currencies, most notably Euro and Yen, the danger to the dollar was clear and present, and a punitive action was in order. Bush's Shock-and-Awe in Iraq was not about Saddam's nuclear capabilities, about defending human rights, about spreading democracy, or even about seizing oil fields; it was about defending the dollar, ergo the American Empire. It was about setting an example that anyone who demanded payment in currencies other than U.S. Dollars would be likewise punished.

Many have criticized Bush for staging the war in Iraq in order to seize Iraqi oil fields. However, those critics can't explain why Bush would want to seize those fields' he could simply print dollars for nothing and use them to get all the oil in the world that he needs. He must have had some other reason to invade Iraq.

History teaches that an empire should go to war for one of two reasons:
(1) to defend itself or (2) benefit from war; if not, as Paul Kennedy illustrates in his magisterial The Rise and Fall of the Great Powers, a military overstretch will drain its economic resources and precipitate its collapse. Economically speaking, in order for an empire to initiate and conduct a war, its benefits must outweigh its military and social costs. Benefits from Iraqi oil fields are hardly worth the long-term, multi-year military cost. Instead, Bush must have went into Iraq to defend his Empire. Indeed, this is the case: two months after the United States invaded Iraq, the Oil for Food Program was terminated, the Iraqi Euro accounts were switched back to dollars, and oil was sold once again only for U.S. dollars. No longer could the world buy oil from Iraq with Euro. Global dollar supremacy was once again restored. Bush descended victoriously from a fighter jet and declared the mission accomplished�he had successfully defended the U.S. dollar, and thus the American Empire.

II. Iranian Oil Bourse

The Iranian government has finally developed the ultimate �nuclear� weapon that can swiftly destroy the financial system underpinning the American Empire. That weapon is the Iranian Oil Bourse slated to open in March 2006. It will be based on a euro-oil-trading mechanism that naturally implies payment for oil in Euro. In economic terms, this represents a much greater threat to the hegemony of the dollar than Saddam�s, because it will allow anyone willing either to buy or to sell oil for Euro to transact on the exchange, thus circumventing the U.S. dollar altogether. If so, then it is likely that almost everyone will eagerly adopt this euro oil system:

� The Europeans will not have to buy and hold dollars in order to secure their payment for oil, but would instead pay with their own currencies. The adoption of the euro for oil transactions will provide the European currency with a reserve status that will benefit the European at the expense of the Americans.

� The Chinese and the Japanese will be especially eager to adopt the new exchange, because it will allow them to drastically lower their enormous dollar reserves and diversify with Euros, thus protecting themselves against the depreciation of the dollar. One portion of their dollars they will still want to hold onto; a second portion of their dollar holdings they may decide to dump outright; a third portion of their dollars they will decide to use up for future payments without replenishing those dollar holdings, but building up instead their euro reserves.

� The Russians have inherent economic interest in adopting the Euro � the bulk of their trade is with European countries, with oil-exporting countries, with China, and with Japan. Adoption of the Euro will immediately take care of the first two blocs, and will over time facilitate trade with China and Japan. Also, the Russians seemingly detest holding depreciating dollars, for they have recently found a new religion with gold. Russians have also revived their nationalism, and if embracing the Euro will stab the Americans, they will gladly do it and smugly watch the Americans bleed.

� The Arab oil-exporting countries will eagerly adopt the Euro as a means of diversifying against rising mountains of depreciating dollars. Just like the Russians, their trade is mostly with European countries, and therefore will prefer the European currency both for its stability and for avoiding currency risk, not to mention their jihad against the Infidel Enemy.

Only the British will find themselves between a rock and a hard place. They have had a strategic partnership with the U.S. forever, but have also had their natural pull from Europe. So far, they have had many reasons to stick with the winner. However, when they see their century-old partner falling, will they firmly stand behind him or will they deliver the coup de grace? Still, we should not forget that currently the two leading oil exchanges are the New York�s NYMEX and the London�s International Petroleum Exchange (IPE), even though both of them are effectively owned by the Americans. It seems more likely that the British will have to go down with the sinking ship, for otherwise they will be shooting themselves in the foot by hurting their own London IPE interests. It is here noteworthy that for all the rhetoric about the reasons for the surviving British Pound, the British most likely did not adopt the Euro namely because the Americans must have pressured them not to: otherwise the London IPE would have had to switch to Euros, thus mortally wounding the dollar and their strategic partner.

At any rate, no matter what the British decide, should the Iranian Oil Bourse accelerate, the interests that matter�those of Europeans, Chinese, Japanese, Russians, and Arabs�will eagerly adopt the Euro, thus sealing the fate of the dollar. Americans cannot allow this to happen, and if necessary, will use a vast array of strategies to halt or hobble the operation�s exchange:

� Sabotaging the Exchange�this could be a computer virus, network, communications, or server attack, various server security breaches, or a 9-11-type attack on main and backup facilities.

� Coup d��tat�this is by far the best long-term strategy available to the Americans.

� Negotiating Acceptable Terms & Limitations�this is another excellent solution to the Americans. Of course, a government coup is clearly the preferred strategy, for it will ensure that the exchange does not operate at all and does not threaten American interests. However, if an attempted sabotage or coup d�etat fails, then negotiation is clearly the second-best available option.

� Joint U.N. War Resolution�this will be, no doubt, hard to secure given the interests of all other member-states of the Security Council. Feverish rhetoric about Iranians developing nuclear weapons undoubtedly serves to prepare this course of action.

� Unilateral Nuclear Strike�this is a terrible strategic choice for all the reasons associated with the next strategy, the Unilateral Total War. The Americans will likely use Israel to do their dirty nuclear job.

� Unilateral Total War�this is obviously the worst strategic choice. First, the U.S. military resources have been already depleted with two wars. Secondly, the Americans will further alienate other powerful nations. Third, major dollar-holding countries may decide to quietly retaliate by dumping their own mountains of dollars, thus preventing the U.S. from further financing its militant ambitions. Finally, Iran has strategic alliances with other powerful nations that may trigger their involvement in war; Iran reputedly has such alliance with China, India, and Russia, known as the Shanghai Cooperative Group, a.k.a. Shanghai Coop and a separate pact with Syria.

Whatever the strategic choice, from a purely economic point of view, should the Iranian Oil Bourse gain momentum, it will be eagerly embraced by major economic powers and will precipitate the demise of the dollar. The collapsing dollar will dramatically accelerate U.S. inflation and will pressure upward U.S. long-term interest rates. At this point, the Fed will find itself between Scylla and Charybdis�between deflation and hyperinflation�it will be forced fast either to take its �classical medicine� by deflating, whereby it raises interest rates, thus inducing a major economic depression, a collapse in real estate, and an implosion in bond, stock, and derivative markets, with a total financial collapse, or alternatively, to take the Weimar way out by inflating, whereby it pegs the long-bond yield, raises the Helicopters and drowns the financial system in liquidity, bailing out numerous LTCMs and hyperinflating the economy.

The Austrian theory of money, credit, and business cycles teaches us that there is no in-between Scylla and Charybdis. Sooner or later, the monetary system must swing one way or the other, forcing the Fed to make its choice. No doubt, Commander-in-Chief Ben Bernanke, a renowned scholar of the Great Depression and an adept Black Hawk pilot, will choose inflation. Helicopter Ben, oblivious to Rothbard�s America�s Great Depression, has nonetheless mastered the lessons of the Great Depression and the annihilating power of deflations. The Maestro has taught him the panacea of every single financial problem�to inflate, come hell or high water. He has even taught the Japanese his own ingenious unconventional ways to battle the deflationary liquidity trap. Like his mentor, he has dreamed of battling a Kondratieff Winter. To avoid deflation, he will resort to the printing presses; he will recall all helicopters from the 800 overseas U.S. military bases; and, if necessary, he will monetize everything in sight. His ultimate accomplishment will be the hyperinflationary destruction of the American currency and from its ashes will rise the next reserve currency of the world�that barbarous relic called gold.
----------------------------------------
Recommended Reading
William Clark �The Real Reasons for the Upcoming War in Iraq�
William Clark �The Real Reasons Why Iran is the Next Target�

About the Author
Krassimir Petrov (Krassimir_Petrov@hotmail.com) has received his Ph. D.
in economics from the Ohio State University and currently teaches
Macroeconomics, International Finance, and Econometrics at the American
University in Bulgaria. He is looking for a career in Dubai or the U. A. E.

StudioTraffic, One of the giants in autosurf has closed

2006-03-15T09:28:00.000-08:00

Hello,

I received this news few hours back. Our top management has resigned. This means that offices in US, Canada and Spain will be closed.

With this shocking news and with recent problems with stormpay, I am sad to inform some changes which will affect members.

Members, who are in profit, please stop surfing as we can no longer afford it. We hope you will understand that we have done our best and this is something similar to natural disaster which is beyond our control. If you have funds in studiopay or in your studiotraffic account, please take note that in our TOS, we have never guaranteed payout. Your payout is determined based on our advertising revenue. Less advertiser revenue means that we need less people surfing. You can, however, still use your account for advertising purposes.

I am sure there are people who lost money with stormpay. We are victims too. Stormpay is still taking money from us everyday, we are not sure when they will stop and have expected that we lost our reserves (hundreds of thousands) we have with stormpay.

All is not lost as we can still depend on local funding from our offices worldwide. However, with top management resigning and offices closing down, we will lose almost 90% of funding.

Members who are not in profit, please send email to notinprofit@studiotraffic.com. What we will do is that in the coming months, we will seek venture capital and raise funds. Once we raised these funds, we will send it to you. Do take note that we are not obligated to do refunds or to send you back what you sent in. When you upgrade, you are getting accesses set with different account level so you can advertise your products or services better. When you upgrade, we have a refund policy where we will return you what you sent in, in the first 7 days. After the initial cooling period of 7 days, we are not obligated to do any refund as it is assumed that you accepted what you received.

We are doing this because we want nobody to lose any money with us. Please give us a reasonable time to do this as we need time to get it arranged. You can, however, still continue to use your account for advertising purposes which you have paid for. There is no need for you to continue surfing. All of you will automatically receive shares to all studio programs. If we cannot manage to raise venture funds, we will sell your shares in all studio programs and pay you back so it is the same.

We will close down studiopay website for a couple of months because with Studiopay staff resigning, we do not have enough manpower to handle it. We will do a complete restructuring with a new management team in it. Once ready, we will bring studiopay to public.

I hope all members will understand that we have done our best and what happened is something beyond our control. All studio programs will continue to run. We will continue to allow signups to basic accounts. Most of our current advertisers have mentioned that they do not need high level account holders to surf. As long as we can get a lot of people to see their ads, they are willing to continue to advertise with us. Our expenditure will be reset to the lowest because we will be getting only basic accounts members to surf.

After this, we will, most likely, have less than 15 staff working on this. Due to shortage of manpower, we can only attend to non profit members for the time being. Please send to notinprofit@studiotraffic.com.

As for other members, once we get everything back, we will continue to get you back to surf. Please give us some time to work things out. Please do not send emails because we do not have enough manpower to handle it.

Members please do not worry. As long as we start afresh, we are confident to turn things around and it will be better than before. Many of our staff has indicated that they would like to continue to help out without any payout. If you like to help us further, please email to support@studiotraffic.com.

I hope all members will understand that we are doing the best we can. We will continue to work hard and make sure no one loses money with us.

Sincerely,
John

Payment processor EMO unlicensed, insolvent; Texas money firm placed in receivership

2006-03-13T18:04:00.000-08:00

Online payment processor EMO Corp. cannot account for $2.4 million belonging to customers and has no license to operate, the office of Texas Attorney General Greg Abbott said.

The state obtained an asset freeze and emergency approval for a court-appointed receiver to take over EMO Corp., Abbott said this morning.

Company officers Todd L. Tredeau, Tracey Jones and Nancy C. Humphries cannot fully account for more than $5.4 million that consumers placed into their accounts, Abbott said.

EMO's books show it has only $3 million cash on hand. EMO cannot account for $2.4 million belonging to its customers, Abbott said.

Abbott said the officers failed to register with the Texas Banking Department and obtain a license as a "money services business," as required by law.

"These officers must account for their outrageous mismanagement of consumers' money, which they promised would be secure," said Abbott. "The court's appointment of a receiver to seize control of this company's assets will provide an opportunity to determine where this money has gone."

EMO's website touts the service as a safe way to conduct financial transactions online, as a service to assist consumers who are recent victims of fraud and businesses that handle payrolls, Abbott said.

The firm has a current customer base of 17,000 nationwide, with 6,000 of these in Texas, according to information provided the Banking Department.

The Banking Department denied EMO a license for failure to meet minimum net worth requirements of $500,000 and other statutory requirements. Furthermore, according to the company's own financial statements presented to the Department of Banking, the company is insolvent.

Upon investigation following the asset freeze, the Attorney General will seek restitution to any consumer harmed by these transactions, as well as civil penalties and attorneys' fees.

Wiredsurf about DDOS on EMO

2006-03-10T22:54:00.000-08:00

The fact that EMO has been offline for longer than standard even for a DDOS attack has us quite concerned. We need to rely on solid processors that will keep our funds available to us, as well as the ability to transact.

If EMO fails to come online within the next 12 hours we may be forced to remove it from our site and replace it with another processor, possibly Alert Pay, a program we have been exploring.

Since our program is a short term one, having our funds tied up in EMO for 24 hours is a HUGE deal because without access we are unable to transfer funds to e-gold for payouts and since we pay out every single day, this causes a overload of payments in pending status. Thankfully we have more than enough in egold to cover payments without a delay, but in the future, EMO being unavailable could become devestating to our business.

While Wired Surf is focused on creating new product lines, such as our debit card program, we had intended to use the same processors for all of our products as we do on Wired Surf, which could lead to problems if EMO is unable to handle attacks and keep their site online.

We're trying to be confident that EMO will return shortly and will have protection in place to prevent this from reoccurring, but we would be lying if we didn't express our overall concerns that they were unable to prevent DDOS attacks from occurring, nor were they able to defeat it and bring their site back online within a few hours, which is typically the standard time frame for any site that has measures in place for such incidents.

Since EMO is very new, it is causing a bit of frustration as well as nervousness within our team. We would appreciate your thoughts on this matter, as well as your feedback concerning the removal of EMO if they are not back online shortly.
__________________
Sincerely,

Cameron
Wired Network Support

Beware DOI withdrawals!

2006-03-04T16:46:00.000-08:00

Are you a member of reality millions? Read this message from another member

Particularly directed to anyone who was/is a member of RealityMillions / Divinus Opulentia .....

After much fiddling around my former account has been verified and I was able to access/see what I had earned. To cut to the chase a number of positions had matured and my available balance showed in excess of $2500. Ebullion was an acceptable e-currency so I made two seperate withdrawals which would have left a small deposit in my account. Email notification advised ...

" ***Withdrawals are not instant and normally completed in 7-28 days from the 25th cut off date, but may take longer to process in extreme cases.**** "

Fair enough I suppose but today I have been advised the following [which I cannot print for legal reasons or I'll get sued - I'd like to see them try!] and I'll leave you to make your own conclusions ....

I have exceded the limit available in my account due to the fact that some investments did not reach their projected maturity. Insufficient funds have been left to ensure my account remains liquid and my account has now been closed in accordance with rule #BLAH, BLAH, BLAH.

Although the amount I withdrew was showing as available balance they are now saying that it was not accurate and that adjustments will be made and a final figure will be paid to my account within 90 days.

So the warning is to anyone with maturing funds at DOI ... PLEASE ask them first what the true balance is before making a withdrawal!

I'll stop just short of calling it a SCAM ... but it's certainly a SHAM!

Phoenixsurf : On Christian Rishel Issue

2006-03-04T15:00:00.000-08:00

We have been working diligently over the last few days to refine the operations of Phoenix Surf. Our staff has been rigorously answering any and all support requests, and executing ideas and concepts from our member base.

Two of our four consultants have fulfilled their contractual obligations and commitments that helped to facilitate and stabilize Phoenix Surf. We would like to thank them for helping to refine certain aspects of our business model as well as referring us to our present Legal Counsel. Effective immediately Christian Rishel and Jayson Benoit have moved on to other ventures with their respective firm, we wish them well in their endeavors. Their conduct while with us was highly professional and without incident.

At this time we would like to also introduce our newest member of our leadership council, Albert Smith. Albert will serve as our Financial Consultant and Chief Financial Officer.

Mr. Smith has been in banking over thirty years starting as a bank examiner in 1974 for almost four (4) years for the State of Mississippi examining banks for safety, soundness and credit quality.

In 1981 Mr. Smith worked for Citizens & Peoples National Bank in Pensacola, Fl as an Assistant Vice President and Personnel officer. His responsibilities were overseeing the personnel department of the bank with approximately 100 other employees and Branch Administration overseeing (6) branches and about 35 direct employees. Mr. Smith attended two schools at the University of Colorado, National Personnel School and the following year for the Personnel Graduate School.

Mr. Smith worked with a group to form First National Bank of Santa Rosa, Milton, Florida in December of 1983, assisted with the charter application, set up internal operational and financial policies, and hired and trained all employees. Mr. Smith also served as Cashier and Secretary to the Board of Directors.

In December of 1986 Mr. Smith joined a group who were forming a new State chartered bank in Pensacola, Florida, American Bank and Trust, where he served as Cashier and Senior Operating Officer. Mr. Smith assisted in writing all operational policies, hired and trained personnel, and managed the daily operations of the bank which included all financial and regulatory reporting, investments and budgeting.

Mr. Smith worked for Citizens Bank in Cookeville, TN owned by Union Planters Bank, for about 10 years serving as Senior Vice president, Chief Financial Officer, and Secretary to the Board of Directors. He was responsible for managing the financial division which included Asset Liability Management, Investment Portfolio, Budgeting, and Strategic planning. Mr. Smith was also in charge of Branch administration of 12 offices in 4 counties. He also received his NASD 6 and 63 license along with a life and variable insurance licenses.

Mr. Smith started his own financial consulting business in 2000 and has worked for other companies such as Averitt Express a Major transportation company in Tennessee, for over two years. His area of work was analyzing business divisions for improvement in services, efficiency and profitability. He was also responsible for the acquisition of a new line of business and incorporating it into the corporate structure. Mr. Smith has consulted with two banks in organization, one in Lebanon, TN CedarStone Bank where he also served as Chief Financial Officer. After leaving CedarStone Bank he began working as a financial consultant to organize a new bank in his home town. Putnam 1St Mercantile Bank, was granted approval to open on November 28, 2005 where Mr. Smith serves as Chief Financial Officer.

Sincerely,

Gabriel Frankewich
Administrator, Phoenix Surf
www.PhoenixSurf.com

Phoenixsurf will officially be a manual surf program

2006-03-03T18:06:00.000-08:00

Dear Phoenixsurf.com members,

I am sure the question on everyone’s mind is this: Why are so many autosurf companies folding, and why is Phoenixsurf still alive and well? This e-mail will give some explanation to the continued success of PS.

Legal Counsel

Over the past week we have been compiling data and running over compliance options with our attorneys. Fortunately, appropriate legal counsel had been obtained prior to the launch of PS, making our task much easier. In addition, Jonathan Mikula has returned from his trip to Austin and has brought back important information regarding necessary additions to our program. Over the next two weeks, you will see us add many important enhancements to PS to ensure the longevity of the program and the long-term success of our membership base.

Infrastructure

Our infrastructure and highly specialized staff has once again proven its value. Between our support staff, legal staff, programming staff, consulting staff, and management team we have conquered numerous scripting errors, various compliance issues, answered thousands of support tickets, and sustained our high level of growth. We did not purchase a script for $300, hire our next door neighbor as our sole staff member, and hope for the best. Once again, business is all about infrastructure and foundations and we have established both.

Manual surf

Effective as of March 4 at 12:00 am, Phoenixsurf will officially be a manual surf program. We are doing this for two main reasons:

1. To increase the value of our advertising. PS is a traffic exchange program and we are driven by advertising revenue. If advertisers know that viewers MUST watch their ads, we can sell advertising space at a premium. It is a well known fact that many autosurfers never really watched the ads they were being paid to view. We will help our members to re-establish the true meaning of a “traffic exchange” program. The increased advertising revenue will help to ensure the longevity of our program.
2. The SEC appears to be extremely concerned that people were being paid to “click a button and walk away”. By making PS manual surf, we will remove this objection.

It is also important to note that the surfbar will still be run on a 15 second rotation timer. This means members will not necessarily have to spend more time providing their service to PS, but every ad will in fact be viewed. When the timer hits “0”, simply click on “Next Site” to view the next site in the PS rotation. Once you view 15, you will be paid like normal.

Updates

Once again, stay tuned for updates over the next two weeks. We are being proactive in seeking compliance with the powers the be to protect ourselves and our membership base.

Regards,

Gabriel Frankewich
President, Phoenixsurf.com

Auto Surf Programs Put on Notice After 12 Daily Pro Debacle

2006-03-03T11:11:00.000-08:00

The federal regulators that took away control of 12 Daily Pro from it's administrator, Charis Johnson, have a warning for all autosurf programs now advertising on the net.

Randall Lee, the regional director of the Securities and Exchange Commission and a former U.S. attorney says, "One of our hopes is that as a result of this case ... it will send a message to owners of autosurf programs out there. If you cross the line and operate a fraudulent business, we will prosecute you."

On Wednesday, a federal judge in Los Angeles signed an order turning over 12 Daily Pro -- all of it's records and assets -- to a receiver. That order was signed by attorneys for both the SEC and Charis Johnson. Lee says Johnson admitted that 95% of the money paid out came from new investors. He says, "There were no outside investments, no business... it was a nearly pure Ponzi."

Lee also had a word of advice for people looking around for big money -- fast and easy. "It's critical that we help people understand how to make smart investments." He says incredible returns on investment for little or no work is a recipe for financial disaster.

Even though a court-appointed receiver is now taking control of 12 Daily Pro and some $50,000,000 has been preserved , those experienced with these types of investigations say 12 Daily Pro investors will likely get back very little.
"Hundreds of thousands of investors. Millions of Dollars," says Jake Given, a forensic accountant who now works for Price Waterhouse Coopers. "Most likely they're not going to get much money back. The average is only a few cents on the dollar." What's more, there's very little those investors can do but wait.

Lee says the receiver will be "reaching out" to those who have lost money. He advises people to watch for updates on both the www.sec.gov web site, as well as the 12 Daily Pro web site. He expects the receiver will eventually post updates for investors on those sites.

For those wishing to file a complaint in the on-going criminal investigation being conducted by the FBI, you can do so at www.ic3.gov.

Story by: Brent Hunsaker
brent@abc4.tv

GottaLotta Hits is now a traffic exchange

2006-03-02T03:00:00.000-08:00

GottaLotta Hits is now a traffic exchange, which means we are no longer a paid-to-surf site. We have already started issuing refunds.

A word of explanation: GLH officially started October 1st, 2005. Yesterday was our official 5 month birthday. We have always tried to be respectful and courteous to all of our members, regardless of their upgrade status. Additionally, we have also always paid on time.

In early February we hired a law firm to investigate our business model. With this being a fairly new industry we wanted to find out 'where the boundaries' were. We also explained the StormPay situation and they told us that we cannot continue in our current state. Because of our loss with StormPay it will take roughly 6 months to recuperate (without relying at least in part on new member upgrades). Therefore, yesterday we were advised to cease our operations as a paid-to-surf site.

Secondly, we have been able to pay our members because of our other 'investments'. Our attorneys also advised us that we cannot pay our members on the earnings of our investments without being classed as an investment ourselves.

With this being the case, we are going to continue in business, but now as a traffic exchange (ex. if I look at 10 sites, mine will be seen 10 times). Existing credits in each of our member's accounts will remain in their accounts. However, upgraded funds are now being refunded.

Members who upgraded during the last three weeks (February 10-March 1) will be refunded 100%. Members who upgraded between October 1 - February 9 will be refunded 50%. IF, there is additional money after these refunds are made we will issue an additional refund. We will try to have all refunds completed by March 5th. We have already begun giving refunds before issuing this news to show you that we are indeed issuing refunds (which the forums have already picked up).

We do ask that you try to understand that this change is out of our control. We have also begun working on a new site that we will announce shortly, and will stay committed to helping you earn additional money in the future. We will also keep the rest of our site completely functional, including our forum (although some minor changes will be coming).

Lastly, we do still have several 'big' plans for our site. Our next big change is the regionalizing and categorizing of all of our sites in rotation. Therefore, members will be able to choose which region/category they want to advertise in. Additionally, members will be able to choose which categories they would like to view. We believe that these changes will give you better results in advertising.

As always, we do welcome your comments.
Christian

Interview with Charis

2006-03-01T05:05:00.000-08:00

Finally, a newspaper prints a fair story!

OBSERVER EXCLUSIVE
'There was no ill intent'

An agreement with the SEC means Charis Johnson cedes control of what she considers an online ad business, others a Ponzi scheme. Charis Johnson, the Charlotte woman behind what government regulators call a $50 million worldwide scheme to defraud investors, said she never intended to run an illegal business -- just one that helped people make some money from the Internet.

"I'm working with the government to fix this," Johnson told the Observer. "I think it's important for people to understand there was no ill intent. We were the moral compass in the industry. We were running our business legally as far as I knew." Johnson, 33, ran the 12dailypro Web site that offered 12 percent daily return on membership fees from $6 to $6,000 for viewing a dozen Web sites daily. She said members could include their own sites in 12dailypro's rotation of sites for promotion. "They used this for advertising," she said. "Where else could they reach so many people?"

But what Johnson considered an Internet advertising business, the Securities and Exchange Commission considered a Ponzi scheme -- an investment built virtually solely on money gathered from new members.

The SEC accused her and 12dailypro of failing to register to sell investments and tell investors exactly how the business made money. Johnson has agreed with the SEC to hand over control of 12dailypro to a receiver, who will examine company records and try to secure refunds for members.

Johnson, who still faces civil penalties, does not deny or admit any of the SEC's allegations in signing the agreement. The FBI said Tuesday it continues to investigate the company.

She told the FBI last month that 12dailypro's 300,000 members have been paid more than $300 million over since May, according to a transcript of her statement to authorities. She told the Observer she's earned between $150,000 and $200,000.

Members continue to stand behind Johnson. "I so respect everything you have done, and we will follow you anywhere. You are one awesome lady!" wrote one member this week on the company forum.

Said Johnson about members: "The more I read, the more they became family. I was glad that I could create something that could help so many people."

Johnson, a one-time television producer and filmmaker, said she found auto-surf programs while looking for a way to earn money after moving to Charlotte from the Triad in 2004 with her husband and young daughter.

She said many programs ended quickly or treated members poorly. "I wanted to create something more mainstream," she said. "I wanted to build a community."

She said she used marketing and Web design skills she taught herself to build 12dailypro, named after daily percentage paid to members and her desire to help people become professional Web entrepreneurs.

Membership doubled most every month, she said: "I had no clue it would get this big. We did our jobs so well that people started telling their friends, families and co-workers."

Johnson told the FBI that 95 percent of 12dailypro's money came from new members, according to documents. Members were told this on the company Web site, but 12dailypro also cited other revenue, including advertising and non-site investments. "Investors have the right to know the particular risk involved, not a general statement," said Kelly Bowers, the SEC's assistant Pacific region director.

Ben Luke, a 60-year-old from Charlotte, said he spent $24,000 in fees since July for him and his daughter, using money from a home-equity loan and his retirement fund. He said he took out $5,000 before Christmas for presents and to make a mortgage payment for a relative.

"I was letting it ride," said Luke, who's gone back to substitute teaching. "I'm mad at myself. I'm mad at (Johnson). There was not enough warning about this business."

Johnson said the site was not intended for people to bankroll a lot of money and she never said returns were guaranteed. "This was never for people to make their mortgage payments," she said. "We always talked about diversifying unless you were doing this professionally."

Money belonging to 12dailypro members remains frozen in accounts held by a Tennessee electronic payment service, StormPay. Johnson said she has no idea how much of 12dailypro members' money StormPay holds. The SEC said it's $50 million. And Johnson told the FBI that StormPay held $35 million of 12dailypro's account alone. StormPay officials did not return calls Tuesday.

Johnson said she has let go all but two of her 13 full- and part-time employees. She's not renewing the lease on a south Charlotte office. She will get $5,000 in living expenses as part of her agreement with the SEC to freeze her bank accounts. Johnson said after the investigation ends that she wants find other ways to help people build their Web businesses.

"People are looking to me for guidance," she said. "People see value in what I've done. After what they've been through, I want to help them generate something positive out of all of this."

Federal Government Shuts Down 12 Daily Pro

2006-02-28T05:14:00.000-08:00

While not admitting or denying that she's been running an illegal Ponzi scheme for nearly a year, Charis Johnson did agree today to turn over her business to a court appointed receiver. In a consent order signed by her attorney, Noell Tin, Charis agrees to an order freezing assets, requiring accountings, prohibiting the destruction of documents and appointing Thomas F. Lennon as a permanent receiver.

The receiver will take over all aspects of the LifeClicks LLC operation – including the 12 Daily Pro website. Lennon's first priority will be to answer the question that's been asked by many 12 Daily Pro members since the beginning of the month: "Where's the money?" he'll be helped by the order which freezes Charis Johnson's accounts with not only Storm Pay (which in fact has been frozen since the beginning of the month), but also EMO Corporation, eGold, LTD., and Bank of America.

Lennon will also be taking a close look at money that's no longer in 12 Daily Pro accounts – money transferred into Charis Johnson's personal account. The SEC claims over the last 8 months Johnson has moved 1.9 million dollars. She's also bought a new, quarter-million dollar home in suburban Charlotte. If it's determined 12 Daily Pro was an illegal Ponzi – siphoning off money from new investors to pay off old investors – the SEC could seize those accounts and even the house through a legal principle called "disgorgement".

Meanwhile, the order allows for Charis Johnson to get a $5,000 a month salary and her attorneys get $10,000 a month. And the 12 Daily Pro faithful who craved her every word and defended her unfailingly in forums and emails, continue to wait and wonder, "Where's our money?"

Story by: Brent Hunsaker
brent@abc4.tv

SEC silences $50 million Internet Ponzi scheme

2006-02-28T05:08:00.000-08:00

Regulators charge owner of Web site 12dailypro with securities fraud, say she pocketed $1.9 million since mid-2005.
NEW YORK (CNNMoney.com) - An Internet company that bilked investors out of more than $50 million dollars was charged with securities fraud by federal regulators on Monday.

The Securities and Exchange Commission charged Charis Johnson, 33 of Charlotte, N.C. and her companies 12daily Pro and LifeClicks LLC in the federal district court of Los Angeles, Calif. The agency said that she defrauded investors through the Web site 12dailypro.com.

Johnson's Web site, which raised more than $50 million from over 300,000 investors worldwide, claimed to be a "paid autosurf program" that would generate money through Internet advertising, according to the SEC.

Johnson's company was considered by regulators to be a sizeable Ponzi scheme where investors are promised vast returns but are paid with money from subsequent investors instead of revenue generated by business.

The SEC said 12dailypro.com allegedly lured in investors with promises of 44 percent returns just after 12 days.

"Paid autosurf programs have become an enormous industry on the Internet," Randall Lee, the regional director of the SEC's pacific regional office said in a statement. "When these schemes depend on attracting new members in order to pay returns to current members, they are destined to collapse. We urge the public...to exercise extreme caution before investing in any get rich quick scheme."

Johnson allegedly funneled over $1.9 million in investor money into her personal bank account since mid-2005, according to the SEC, while advertising revenues generated by 12daily Pro and LifeClicks were either negligible or non-existent.

Clarification from Charis regarding the SEC C and D

2006-02-28T02:35:00.000-08:00

The fact about this is that while we were cooeprating with the FBI and the US attorney's office, StormPay was going behind eveyrone's back and feeding lies to the SEC.

The SEC's fling contained allegations made from information they got from John McConnell, Steve, Girsky, and an ex-convict called Barry Minkow, none of which have any knowledge of the workings of financial status of 12daily Pro. The SEC never spoke with us, never interviewed us, never looked at our data, never looked at our bank accounts. The filing was simply done based on information from third parties and on securities laws.

One of the deceptions that StormPay fed them was that that amount of money listed above was withdrawn for personal use, which it wasn't. The fact is that StormPay does not have a merchant account option, like all other processors. When you join they make you create an account with your individual name and then when you add bank accounts their screen tells you very clearly that the bank account name MUST match the inidividual name on the account. So I followed their instructions and setup the account accordingly, because that was the only way I could.

So, all funds we withdrew to fund our EMO account, conduct business operations, pay salaries, etc., were withdrawn into that individual account and then transferred into the LifeClicks bank account.

StormPay used this fact to imply to the SEC that we were 'skimming', in order to continue to malign us and deflect attention away from their own illegal actions and on to us. Apparantly they bought it. Until my attorney provided them with proof in the form of bank statements and EMO records that accounted for all that money. In fact they proved to them that over 70% of the money went directly into EMO. Now the SEC knows the truth regarding that.

But StormPay is not going to get away with what they have done. The FBI has StormPay in their sites.

Convention For 12 Daily Pro Members Canceled

2006-02-25T08:31:00.000-08:00

Some members of 12 Daily Pro, an internet money-making scheme that has been paralyzed since the beginning of the month, have already lost a lot of money. As of Tuesday, a few have lost even more. The “GPT Convention” has been canceled. Travel plans will have to be scrapped. Those with non-refundable reservations and airline tickets will have to absorb yet another financial loss.

The convention was billed as an opportunity for a privileged 500 members to learn about making money on the internet. It was supposed to be a time to network with other internet “ad pros”. There was scheduled a VIP dinner, lectures, and a mysterious keynote speaker. But now, nothing. Some members found out on their own Monday afternoon when they called the Embassy Suites Hotel in Charlotte, North Carolina. The rest heard it from Charis Johnson, the woman behind 12 Daily Pro, who made the announcement that she’s pulled the plug on Tuesday, just 3 days before the convention was set to begin.

And in typical Charis Johnson style, she blamed someone else. “Some in the media,” she wrote on the convention’s webpage, “have twisted the purpose of the convention and in doing so have invited the potential for confrontations, civil unrest and security risks.” She says that the cancelation came on advice of her attorneys.

Most members writing in the online 12 Daily Pro forum accepted her explanation, but a few weren't so charitable.

"Ryank78" wrote,

“Now the attorneys suddenly advise to cancel it??? Where were these attorneys a we ago?? 2 weeks ago?"

"Atrader53" had this advice for Charis Johnson,

“Come clean and tell us the truth.”

"NickaBusey" wrote,

“I am considering legal action against 12 Daily …”

"Negsmeister" complained he’s got,

“$550 worthless plane ticket here. This is disgusting, to say the least!!!”

"Optimistic" added this comment:

“I don't care what Charis’s lawyers advised her to do … she should show up and face her “investors” and let the chips fall where they may. As far as getting terrible media attention and having some possible, ‘uncontrollable situations’ at the convention, I think that is nonsense.”

Johnson didn't give her members much notice. Aside from canceling all other travel arrangements, a front desk clerk at the Embassy Suites Hotel told ABC 4 that 72 hour notice is required to cancel a room reservation for this convention. Otherwise, the person will be charged for one night’s room and tax.

Johnson pledged a refund of travel expenses. She offered no details, saying only that more information will be coming next week.

Story by: Brent Hunsaker
brent@abc4.tv

S-swot.com : Closing and Refund

2006-02-22T18:27:00.000-08:00

Dear valued members,

Closing of Program and Refund Announcement.

We realize that this letter may disappoint all members and make you feel so upset but we regret and owe you big apology. There are many problems overwhelming during the passed weeks that can’t be handled. Firstly, members’ inconvenience in accessing web site which is server’s responsibility. Secondly, the script can not be modified to do mass payout.

Our program is growing and we need powerful payout system as a good back up so I decided to implant the mass payout system into our program on Friday February 17th, expecting that payout request can be modified to be pay all request in a time which effect smooth operation to both members and s-swot management. During this time I was always standing by at MMG Forum.

All payments were pending due to our programmers were working on the script not that we do not want to pay our members. However the script in used is not easily modified. I mean when we tuned up some functions, other functions were also changed and/or effected. Part of the payment system is under control while upgrading system is not working.

All concerning departments have done their best in order to maintain the web. The board of administration called for the meeting and decided to close the program and refund members who invested with the web from February 5th – February 22nd. The conditions of refund are as per following statement.

# members invested from February 5th – February 10th will receive 50% refund
# members invested from February 10th – February 15th will receive 80% refund
# members invested after February 15th will receive 100% refund

Members will be refunded within 2 months. Please understand that to do reimbursement to over 7000 individuals is not easy and that we do need a particular period of time in arranging it.

As learnt from our Term and Conditions that our program do not guarantee investment and there is risk in investing. I am honored to do business with all of you, both with s-swot and our offline program. Introducing this program to you with some risk existing we advised, even though you get refund but it also waste your opportunity of making profit. However this will not effect our offline program you are investing, please be assured.

Lastly we apologize all members and it’s an honor to do business with you.

Sincerely,
Administrative Board.

wiredsurf : Server Problems & Clarification

2006-02-22T04:43:00.000-08:00

We are disappointed with our current host and their lack of a timely response when our website recently suffered slow response times with our database and server set up.

We were notified by members seconds after the website started to experience problems and immediately attempted to contact our hosting provider, a popular hosting company that deals with e-commerce and larger-scale websites.

The current account we had with this host also included monitored service, so that in the event our website experienced problems, they would be alerted right away.

We failed to receive a response from them through the available methods including telephone support, live chat and help desk tickets. To avoid frustrating our members, we have removed the surf bar until the web host comes online and is able to rectify the situation.

Please note that our selected host is known to successfully cater to larger businesses and advertises that they offer 24-7 support to their clients, something that we are finding to be untrue. As you can tell from our program, we carefully planned every detail of our website and choosing our host was also something we put a lot of emphasis on. We believed that we had chosen a reputable provider.

In light of this situation, we have removed the surf bar and will credit all users for today, so that they are not required to surf. We will keep you updated on the progress as we discuss our options with alternative hosts that can properly monitor and maintain our website.

It is very difficult to post this notice as we have put so much time and effort into our program, and to have our website experience server problems so early on is not acceptable. We just want our community to know that we will resolve this problem quickly, and will ensure that it does not ever happen again.

12DailyPRO vs Stormpay scandal

2006-02-22T04:06:00.000-08:00

One Way Ticket to NEVIS Please!

My friend is a nutcase when it comes to getting to the bottom of the 12DailyPRO vs Stormpay scandal. This what he sent me last week. Sorry I did not publish it sooner!

"Ohh this is just getting more and more interesting.

Ok, Charis Johnson says her attorney when 12DailyPRO started was/is Brett Hubbard.

Lets talk about Brett Hubbard. Brett Hubbard in the last 3 years has filed incorporation papers for 18 companies. Him being named as the agent and his address being the prinicpal address on all said coporations. Life clicks is one of those corporations. But he is just acting agent/lawyer for said companies. Who owns them? Kevin Wessel.

Kevin Wessel and Brett Hubbard are listed on all 18 of those companies as the agent,

and Kevin as the organizer. So if the info Ive checked and read is correct, then Kevin Wessel is the sole owner all 18 companies and Brett Hubbard is the acting agent for all 18 companies including lifeclicks.

Lifeclicks is the parent company or said OWNER of 12DailyPRO. Brett Hubbard is the acting/registered agent/lawyer for lifeclicks. Kevin Wessel owns them both. Lifeclicks and 12DailyPRO. This would put Charis Johnson as some frumpy gal with a background of being scandalous, appointed *admin* of 12DailyPRO. With the background ive read on Charis Johnson, it would have been easy to throw a dollar sign in front of her face and appoint her as admin to take the blows for 12DailyPRO.

Lifeclicks did not exist when 12DailyPRO started. Lifeclicks was formed on sept 7th 2005. 12DailyPRO was in operation well before that. So we need to figure out BEFORE Kevin Wessel and Brett Hubbard came on board and provided 12DailyPRO with a *shield* from prosecution, who owned and started 12DailyPRO in the beginning? Im thinking the same people. They just hadnt expected such huge growth with 12DailyPRO. But when it did start taking off, they knew. They all knew oopsie, we had best get an LLC company filed and going as a shield and position ourselves on the tiny island of NEVIS because this will end eventually.

So Charis Johnson, Kevin Wessel and Brett Hubbard have a long standing relationship. They all were together in starting 12DailyPRO, yet just didnt start up Lifeclicks until they knew they were going to have a problem in the future.....why? Its huge growth. The fact they probably knew with this kind of growth they would eventually face scrutiny from the authorities. AND wouldnt you know it.....on the very same island of NEVIS is the address for the same guy who OWNS EGOLD. The very same payment processor 12DailyPRO dropped.
But Here's Where It Gets "Funny"....

EGOLD payments, possibly in the millions, are still owed to members worldwide. Guess who has that money? The owner of EGOLD and Lifeclicks/12DailyPRO. All 3 of those entities have your supposed monies that you havent been able to get back since december. And guess what? from what ive read with the laws of NEVIS, which the merchant accounts seem to be really at, you wont be able to. The laws of NEVIS say specifically that ANYONE who wants to file a lawsuit against anyone in NEVIS needs to put down a payment of $25,000 to start proceedings, and most of us dont have that do we. That $25,000 is also non refundable given you lose your case which we would because of the laws of NEVIS to BEGIN with protecting the merchant accounts. Hence off shore banking and living. Even tho the BBB has documents showing lifeclicks and 12DailyPRO as *american based* it doesnt seem to be they are. Those documents only show an address, a physical address that Brett Hubbard has in the USA as registered. So lifeclicks and 12DailyPRO are only registered in the USA to do business. It seems their actual accounts are actually overseas. Untouchable.

So the bottom line I suppose is we are screwed period. There is really nothing anyone can do. Even if they FBI gets involved, they are federal, meaning us as the United States. NEVIS isnt in that arena. Which is exactly why its all offshore to begin with. NEVIS is in a totally seperate country.

Im thinking we need to focus on finding mr. wessell and mr. hubbard for any answers. Charis Johnson doesnt mean squat at this point. Im also curious as to what bank/financial organization on the island of NEVIS is holding lifeclicks/12DailyPROs merchant accounts. That is who and where the money is. These guys at lifeclicks specialize in keeping all this moola out of the United States.

And where the laws cant touch them."
Funny how the NEVIS tourism site begins with...
There’s something about this small, sombrero-shaped island that grabs you. The charm and tranquility takes you back to a time when things were simpler, when life was more peaceful, when stress was just a word, not a way of life.
(They forgot to add, "...and where we protect people who want to steal your money and get away with it scot-free. So c'mon down!!!!")
Sorry folks, didn't mean to depress you...! Lol!
*someone posted it at a forum

Wiredsurf.com overview

2006-02-20T10:01:00.000-08:00

https://www.wiredsurf.com/ (don't worry about the Security Alert boxes that come up).

8% Daily Program
Ad Levels Last 16 days (128% ROI or 28% profit, that's 1.7% profit per day).
Surf Only 16 Sites
8% Commissions
30 Second Timer
Auto Surf Bar
Active Support Team
Clean surf bar
Message Boards

I am quite impressed with this one! They even have a business plan and actually publish it! A very professional and serious (down to business) website! Kudos!

From their website:

"Wired Surf is only part of a network of profitable ventures. Our auto surf and advertising program is partially supported by these other programs, and will continue to thrive with the shared success of our entire network.

Sites included within our portfolio include Wired Promotion, a company focused on lucrative advertising campaigns as well as its flagship product, Message Wire, a tool that enables advertisers to broadcast their ads through message boards and active communities.

Wired Surf is also supported by Wired Web Space and our upcoming larger scale projects like Wired Account, a payment processing company focusing on functionality and unsurmountable reliability.

The Wired Network also also formulating a joint effort program to create a complete membership package focused on industry. This membership, which will become available through "The Auto Surf Bootcamp" is an ever-expanding collection of tools and resources.

Wired Network is also in the process of exploring a joint venture opportunity with Card One Plus, a leader in customized debit card programs that will enable us to offer branded debit cards available through wscards.com.

Our business plan is a simple yet extremely efficacious one. We generate revenue from our entire network while using a percentage of all member upgrades to continously invest in dynamic start up businesses, joint venture programs and short term investment opportunities.

Who says high percentage programs can't last?

Regardless of the fact that Wired Surf is a short term program, the risks are not any higher than the sites with lower daily allotment offers. If a business plan is not in place and designed to be prosperous, it will not matter what opportunity limits or percentages are offered.

On the flip side, higher percentage programs remove the requirement to wait months before you see a return on your membership. Sites like ours endeavor opportunities that include advertising ventures and possible partnerships with other industry teams as well as mainstream
advertisers.

And while we are unable to invest advertiser purchases into any long term investment pools, our company chooses to generate revenue through shorter term opportunities and projects that decrease our risks and produce quicker returns, as well as in building additional streams of revenue from outside of this industry.

As you can see, Wired Surf functions very differently than most other auto surf opportunities.

When you join Wired Surf, you are purchasing Ad-Packs that will provide you with two very important things:

You are provided with a bundle of advertising credits, depending on your current Ad-Pack Level.
You can earn 8% of whatever your Ad-Pack Level is for a period of 16 days." There is more, and you can read it once you go to the site.

Here is some Due Diligence that was done by someone else

Here is my own DD:
On a server with 4 other domains/websites. All appear to belong to the same group. They also own a few others that are listed here: https://www.wiredsurf.com/network.php

Once you sign up, click on My Ad Level to purchase Ad packets, then start surfing!

https://www.wiredsurf.com/

I will likely list this one on the Reviews page tomorrow. Looks good!
Most professional one I've seen so far!

wiredsurf.com resolves to 72.232.56.210

Domain Whois Results:

Registration Service Provided By: NameCheap.com
Contact: support@NameCheap.com
Visit: http://www.namecheap.com/

Domain name: wiredsurf.com

Registrant Contact:
Wired Network
Greg Bartraw (service@wiredpromotion.com)
+1.3239081033
Fax: +1.3239081033
9595 Wilshire Boulevard
Beverly Hills, CA 90212
US

Administrative Contact:
Wired Network
Greg Bartraw (service@wiredpromotion.com)
+1.3239081033
Fax: +1.3239081033
9595 Wilshire Boulevard
Beverly Hills, CA 90212
US

Technical Contact:
Wired Network
Greg Bartraw (service@wiredpromotion.com)
+1.3239081033
Fax: +1.3239081033
9595 Wilshire Boulevard
Beverly Hills, CA 90212
US

Status: Locked

Name Servers:
ns1.wiredsurf.com
ns2.wiredsurf.com

Creation date: 11 Jan 2006 11:03:41
Expiration date: 11 Jan 2007 11:03:41
Whois-Services: 2b24c014-747b-41c0-a3c1-7c373ba6053f@whois-services.com

IP Whois Results:

Connecting to whois.arin.net...

OrgName: Layered Technologies, Inc.
OrgID: LAYER-3
Address: 18816 Preston Road
Address: Suite #100
City: Dallas
StateProv: TX
PostalCode: 75252
Country: US

ReferralServer: rwhois://rwhois.layeredtech.com:4321

NetRange: 72.232.0.0 - 72.232.95.255
CIDR: 72.232.0.0/18, 72.232.64.0/19
NetName: LAYERED-TECH-
NetHandle: NET-72-232-0-0-1
Parent: NET-72-0-0-0-0
NetType: Direct Allocation
NameServer: NS1.LAYEREDTECH.COM
NameServer: NS2.LAYEREDTECH.COM
Comment: Please send all abuse complaints to
Comment: abuse@layeredtech.com
RegDate: 2005-09-07
Updated: 2005-09-07

RTechHandle: JPS66-ARIN
RTechName: Suo-Anttila, Jeremy Paul
RTechPhone: +1-972-398-7998
RTechEmail: jps@layeredtech.com

OrgAbuseHandle: LAT-ARIN
OrgAbuseName: LT Abuse Team
OrgAbusePhone: +1-972-398-7998
OrgAbuseEmail: abuse@layeredtech.com

OrgNOCHandle: LIT-ARIN
OrgNOCName: LT IP-Network Team
OrgNOCPhone: +1-972-398-7998
OrgNOCEmail: ipnet@layeredtech.com

OrgTechHandle: LNT3-ARIN
OrgTechName: LT NOC Team
OrgTechPhone: +1-972-398-7998
OrgTechEmail: ipnet@layeredtech.com

# ARIN WHOIS database, last updated 2006-02-18 19:10
# Enter ? for additional hints on searching ARIN's WHOIS database.

Note : as of feb 25, 2006 the move to new server, rackspace.com

Checking Port 80...

Port 80 is open and accepting connections.

Ping Results:

Ping server http://wiredsurf.com (32 ms)
Site link http://wiredsurf.com OK!

written by John Stankiewicz

DD on wiredsurf

2006-02-20T09:50:00.000-08:00

The following list of questions was taken from a reputable industry website that provides information to people who wish to minimize their risks by asking the right questions.

1) Who are you? Who is the management?

The two network leaders are myself, Greg Bartraw and my partner, Richard Allen.

We also have a great team of people that include technical support reps, marketing team, as well as the people behind the scenes that work in our support center, managing the help desk, forums and our call center.

More information is available at http://www.wiredsurf.com/faq/index.php

2) Where are you?

Our company, Wired Network is based out of California. Our California office is located at:

9595 Wilshire Boulevard
Beverly Hills, CA 90212

View it on Mapquest
View it on Google Earth

You can write us provided you use the address above and address your package to: Wired Network

3) What is your goal?

Quite simply, our goal is to provide a stable advertising and auto surf program, and more importantly, to show that an opportunity such as ours, can sustain itself without consistent problems and obstacles.

Through our network, we plan to continuously reach out to the industry by creating additional platforms that will help us generate revenue without the bulk of it relying on new member activity.

This industry, unlike any other, has the potential to provide businesses with the ability to expand their network, while using a portion of the revenue to sustain itself without strain.

Wired Surf is unique and offers valuable services in exchange for member ad level purchases.

4) What is your product or service? ( Is it easy to understand? )

Our products and services range from marketing packages to the Wired Surf advertising and auto surf program that encapsulates everything the industry has requested. To help new members learn more about the entire industry, we offer support options of all kinds. - see here -

5) Who is your target market?

Our target audience ranges from those looking to make money within our program to new businesses that wish to maximize the traffic to their website, affordably and easily.

6) Why do they want it?

Our advertising and auto surf program addresses the problems that many others have encountered, and puts extreme emphasis on generating multiple streams of revenue with viable and real programs, products and services. Our services offer members with the ability to advertise their website, products, or affiliate program links to a large, active community of potential customers.

7) What is your potential market size?

Our potential market size is overwhelming, as we focus on niche market industries such as the auto surf and HYIP audience, as well as the mainstream industry through our software programs, hosting and advertising campaigns.

8) How will you tell them about it?

Our marketing strategy includes severe focus on affiliate marketing, as well as placement on leading websites that focus on our industries. Joint venture programs with websites that would compliment ours are also under development.

9) How are you different?

Wired Surf was designed to crack open the vault of questions and concerns that flood the industry, and to take an aggressive approach with demonstrating our business plan and our company goals by actively persuing them.

It's one thing to tell your community that you have multiple streams of income that will easily sustain the primary program, it's another thing to actively (and eagerly) show them just how you plan to do it.

10) What are the risks? What could go wrong?

Just like in any other industry, there are risks when participating in our Wired Surf program. Despite every attempt to sustain the opportunity, problems may arise where we are forced to end our opportunity.

Problems that could arise may include failed program ventures, or disinterest in our products and services. While we take strides to evaluate the market before trying to fill a niche, there is no absolute certainty that a product or website launch will succeed.

11) What are the rewards?

As a member of our community, you are given the advantage of participating in a top notch program that does their absolute best to minimize your risks, through experience and by remaining logical and realistic.

Every decision we make that affects any website within our network is carefully planned, right down to the processors we use, or how we eliminate the possibility of seized revenue, or account limitations by avoiding the pitfalls that many other overzealous program leaders fail to consider critical.

TingerInvest

2006-02-18T05:10:00.000-08:00

About TingerInvest Ltd BVI and the 1st Level (Electronic) Due Diligence (DD) on them.
I first became aware of Tinger Invest at the beginning of November 2005, just after it started in October. Due to the high rate of 100% in 25days it reminded me of ExpInvest who also looked very professional, claimed to be a real company and even fooled their support staff that they were real, but when they disappeared in September 2005 it became clear that they had stolen the ID of an offline company and were a professional scam, just like Invex who also disappeared at the same time. So I stayed away from Tinger Invest at the time.

A few weeks later I started to notice that Tinger Invest was becoming very popular and decided to look into all their details and see how thorough their verification was, which covers all level 1 DD and some level 2 DD as they have been verified as a legitimate British Virgin Islands (BVI) company by a 3rd party.

The only area I haven't been able to find out much about at the moment, and will still work on to find out more, is their trading activity and how they are able to offer the 100% in 25 days, even though it is very possible to do this with high risk Forex trading or by leveraging their own funds with investors, just as GR claim to be doing, but the "too good to be true" return still has to be treated with a lot of caution, hence I decided on an HYIPtiming strategy just as I am doing in GR, i.e. get in fast, get the principle back as quickly as possible and then make profit from all re-investment at no risk whatsoever, details about this below. Here is a summary of the DD process so far:

a) The Website and Verification:

i) Website located at www.tingerinvest.com

ii) The domain details, information here: http://www.whois.sc/tingerinvest.com are now available to see, as they were hidden before, so they must have thought that people would be suspicious. The domain details, apart from being made public recently, match the 3rd party verification and have remained constant since they started i.e. no odd registration details or service changes were found in the domain's history archive as they were for the Invex and ExpInvest's domains once I had access to the a domain history service, which was when it was too late. The USA phone number on their domain is active and rings through to another service, which terminated the call after a small duration, but there was a lot of echo and so it could have been an answer service, so I need to try it again at various hours to be able to see if I can speak with them.

iii) Strong 3rd party verification. If you visit www.tingerinvest.com you will see a verification certificate in the bottom right corner by www.comodogroup.com and www.trustlogo.com. The verification level by these companies is a lot stronger than NetIBA and others as they approach 3rd parties to check that the company and it's certificates are real and that they really are incorporated as TingerInvest Ltd in the British Virgin Islands (BVI). Don't be fooled by the $10k assurance as this will only cover people in the event that the ID details were not correct and not if they stopped paying and disappeared.

iv) General. The website is tidy and worded fairly well, but there are no real details of their trading activity, yet they do NOT boast about how much has been taken in and have quietly mentioned previous details in their News section, where as ponzi scam HYIPs are always trying to get people excited by shouting about how much has been invested, even if they fake the details.

Some people thought Tinger Invest and ACSfin were run by the same people as they are both using the same Registrar and DDoS protection services. After checking the domain (details above) and sites of both programs, plus their e-Gold numbers and more, it is evident that TingerInvest was started 20days before ASCfin and their program and site are completely different, so I couldn't find a common link except for the Registrar and DDoS protection, which are used by many other services that want privacy and protection from attacks etc. Tinger Invest have also removed the privacy on their domain, hence you can now see their real details and they may have done this to prevent them being linked with the privacy details that are hiding the ASCfin domain details.

b) The Company Certificate and Incorporation:

i) The Certificate of which there is an image here: http://www.tingerinvest.com/certificate.gif at first looked fake due to it's layout i.e. extra spaces in the text and the poor layout, however I found that all the BVI certificates I came across to be the same and an official example is shown here so this is just the way the BVI company certificates are and so TingerInvest Ltd's certificate appears to be real, especially with the high level 3rd party verification process that has taken place.

ii) The Company Incorporation has been verified by www.trustlogo.com and their $10k assurance is valid in the event that they did not check that TingerInvest Ltd. BVI, are who they say they are, so you can be sure that they are a real company in the BVI. I also read the site here and other sources to find that you need to go through quite a procedure to set-up an Incorporated company in the BVI and as much as you can remain private to the rest of the world the BVI government do require verification details and do watch out for bogus companies to protect the many legitimate banking companies that use the BVI. An image of the official International Business Company (IBC) seal here: http://www.tingerinvest.com/tingerinvest.gif which is a legal requirement as noted here

c) Reliability of Payouts and History:

i) The Payout history is flawless like GR and you can see unbiased (no listing fee) details here: http://www.realrating.com/index.php?id=119 and many other monitor sites (some with no listing fee) on the Tinger Invest website here: http://www.tingerinvest.com/partners.html

ii) The Program has now been running for just over 3 months as of mid January 2006. It was quiet to start with and then a lot of interest was shown after their 3rd party verification process and so more people started to invest in November and December, meaning that it is growing very well now.

d) Further Due Diligence:

i) Daily maximum limit: $2k to $5k is shown as the maximum but with a request to contact them is noted further up the Join page, hence I only saw the $2k to $5k at the pay form and invested $4k on Dec 23rd. They then sent me back $1k and so I left $3k in there. This action is interesting and means that they are controlling their funding intake, where as a Ponzi scam HYIP wouldn't care, unless they were ensuring that the Ponzi wouldn't collapse too quickly but they don't usually consider this in Ponzi's. So it appears that they are not just after as much as they can get and are controlling funding. The daily maximum is now $4k as per an email reply from them on the email page here (opens in a new window).

ii) Further Correspondence: I asked them recently if they could send further DD and they sent me an email (copy below), informing me that they have 6 traders and are currently managing just over $1million, full details in a copy of the email on the email pages here (opens in a new window). This DD is just words and doesn't point to anything factual and so I will contact them again via email or phone or both and update this section when I get any more information, which may not happen as many of these companies want to remain private and I have now noticed that they won't release further details as per a 3rd party review here

My conclusion from the DD and activity so far:
I can see that TingerInvest Ltd., BVI has been verified to be a real company but do not have real proof of their trading activity yet, so I am still unsure as to whether it is real or run by professional scammers, but I also feel this way about GR and at least Tinger Invest have some verified details. GR is still more appealing as they have an extra 7months of known history and it does appear that some people are making a good profit from GR, but many people can still make a profit from ponzi schemes, so GR and other high paying HYIPs that seem real should still be approached with caution and invested in wisely, more details in my investment strategies below. From what I have seen and experienced so far I expect TingerInvest to be strong to about May 2006 and still be running in July 2006 but it could then disappear at anytime. If they are real and keep doing well then they could be running for much longer. [written by john and andrew at secure your future]

Egold changes--Must READ

2006-02-16T19:08:00.000-08:00

FYI--Urgent--Egold changes--Must READ!!

Advice, you better check your e-gold if you want to get paid by HYIP's!!! Default is set to block...beware!

This change just went into effect and it is important to be aware of it!

Go to the egold website and click on "Whats New" and you will find the info:

e-gold Empowers Users to Refuse Payments from "Blocked Accounts"

e-gold is pleased to deploy a feature empowering e-gold Users to refuse payments from "Blocked accounts". "Blocked accounts" are blocked from receiving payments due to insufficient identifying information and/or e-gold invoking its Right of Association. The new feature enables Users to reduce the possibility of receiving payments from potentially unscrupulous counterparties.

StormPay Executives Talk To Utahn Who Shows Up On Their Doorstep

2006-02-14T16:21:00.000-08:00

Editor's note: ABC 4 is following a man from Provo, Utah on a quest for answers in the 12DailyPro debacle. Jeff Johnson not only put into 12 Daily Pro his own money, but convinced many of his family and friends to do the same. The exact numbers are still unknown, but hundreds of Utahns may have also been drawn to the money making scheme. Now millions of dollars are either in internet limbo or frozen in an account controlled by the payment service StormPay. This week, Johnson is traveling to the headquarters of both StormPay and 12 Daily Pro.

Jeff Johnson awoke Monday morning in Clarksville, Tennessee and immediately got two surprises. The first was a call from someone claiming to be Charis Johnson -- the elusive woman behind 12 Daily Pro. He wants to talk to her about claims that she's working on refunds for 12 Daily Pro members caught in the dispute between her and Storm Pay. She told him that's not going to happen. But she left open the possibility that her attorney might be willing to talk to him.

The other surprise also came by way of a phone call. It was an FBI agent from Charlotte. She took down his information and said they are investigating 12 Daily Pro. At this point, no follow-up interview is planned.

All this happened before he could get out of the parking lot of the motel and drive to the worldwide headquarters of Storm Pay -- 12 Daily Pro's onetime online payment partner that now appears to be it's sworn enemy. Storm Pay froze Charis' 12 Daily Pro account at the beginning of this month. That effectively cut off all fund transfers to and from 12 Daily Pro. Within days, Charis was forced to announce that no new memberships or upgrades could be processed -- essentially shutting down the program.

When Johnson arrived at the Stormpay headquarters building, he found it unimpressive. It's an old church turned pharmacy turned office that's currently being renovated. Across the street is a laundromat and car wash. It's flanked on either side by gas station convenience stores. Storm Pay's office is well removed from historic downtown Clarksville or the stately campus of Austin Peay. And yet, it is by some accounts a significant financial player in this town of just over 130,000. It's now the single largest sponsor of the Clarksville Raceway and reportedly the largest single client of a local bank. Storm Pay appears to prove the theory that an impressive "bricks and mortar" presence is not needed for internet successful.

And yet, executives of this growing internet payment service (they claim it is 2nd behind the industry's giant, PayPal) are saddled with a financial and public relations nightmare that by their own admission, they wish would just go away. For an hour and a half Monday afternoon, Jeff Johnson and ABC 4's Brent Hunsaker sat down with StormPay CEO Steve Girsky and owner John McConnell. It was a sometimes cordial, sometimes intense exchange that happened away from the ABC 4 camera that has been following Johnson on his journey for answers. Girsky and McConnell prohibited all photography. Since the scandal began, they say they've received numerous, credible death threats. For that reason, they would not allow us to show them or any of their employees.

As they see it, they froze the core 12 Daily Pro account to protect the money for 12 Daily Pro members. But many members apparently didn't see it that way. Since then, those members have flooded the offices of both the Middle Tennessee Better Business Bureau and the Tennessee Division of Consumer Affairs with complaints. Those complaints have resulted in a continued, unsatisfactory report from the bureau, a state audit and investigation by state agents. Girsky says all the scrutiny is a welcome chance for them to clear the air. "We have nothing to hide," he earlier told The Leaf-Chronicle of Clarksville.

What's more, they say their computer servers have been relentlessly attacked in an attempt to shut them down. Those attacks were somewhat successful. The Storm Pay website has been up and down for more than a week now.

On other aspects of the Storm Pay vs 12 Daily Pro controversy, Storm Pay offered the following explanations:

- While confirming Storm Pay has made "charge backs" to some 12 Daily Pro member accounts, they strongly deny they have gone into any member's bank or credit card account and taken out additional funds. Rumors have run wild on the internet and among many Utahns that such illegal debiting of accounts occurred. But as reported earlier, ABC 4 could find no first hand accounts proving the rumors.

- They claim that the freezing of the 12 Daily Pro account was ordered to preserve the money for investigators. But when pressed, they would not say which agency of the government made the order or if it came in the form of a subpoena. ABC 4 is aware of inquires initiated into the debacle by state agencies in North Carolina, Georgia, Tennessee and Utah. ABC 4 has also been told by Francine Giani, head of the Utah Division of Consumer Protection, subpoenas may be issued requiring 12 Daily Pro and/or Storm Pay to surrender its records.

- They say 12 Daily Pro represented only "3 to 10%" of Storm Pay's business. They say 12 Daily Pro didn't even "pop up on their radar" until November and December of 2005 when it's transactions skyrocketed. They also say in January, 12 Daily Pro was taking more and more time to pay it's members after they completed their 12 day cycle with the auto-surfer.

- They say they are willing to work with Charis and her attorney on organizing and distributing refunds to members, but they refuse to allow her access to any of the money. Still, they remain vague on when the money will be returned to members. They refused to offer a timetable. Nor would they say how it was to be determined who would get what. They call it a huge task and leave open the possibility that an independent, outside auditor might be called on to accomplish it. They also warn that they do not hold in the 12 Daily Pro account enough money to pay everyone what they claim they've lost.

- They say they are holding "millions of dollars" but refused to give an exact number. Last week, a source with first hand knowledge of the preliminary investigations in Tennessee told ABC 4 that they were holding $50,000,000. McConnell denies that. As for who would be entitled to the interested earned while the 12 Daily Pro money is frozen, McConnell said it was in a "non interest bearing" account with their bank.

At the end of the day, Jeff Johnson asked all of the questions he came to ask. But he did not get the hoped-for answers. Nevertheless, he gave credit to both men for their openness and candor. While still frustrated, Johnson says they both now have more "credibility" with him.

He flies to Charlotte, North Carolina on Tuesday.

ABC 4 will follow him there.

Story by: Brent Hunsaker

Winning by a nose...it's... STORMPAY...

2006-02-07T15:36:00.000-08:00

AAN UPDATE: StormPay... of Course The Deal with StormPay: I'm glad I didn't send out some kind of update a couple of days ago about StormPay. Turns out most of what I heard was just rampant rumors. StormPay has not vacated their building and it didn't burn down. They are doing business as close to 'as usual' as they can given the circumstances. It's not as bad as you think, unless of course you had lots of money tied up in autosurf or hyip programs that accepted StormPay. It is true that StormPay suspended all accounts owned by autosurf and severaly hyip programs.

But what most of you don't know is, they were instructed to do so by U.S. Government officials. That being the FBI. This all started when a group of college students at BYU (Utah) found out about 12DailyPro and built a website to promote it as an investment group. That's a big no-no but they didn't know any better. The dean at the college found out about it and reported 12dp.

He also threatened to expel those students if they continued promoting it, assuming 12dp was a 'risky, unethical and possibly illegal enterprise.' This comes from a report by ABC. One thing led to another and the FBI traced all this back to StormPay. Long story short they now want to investigate all those autosurf and hyip programs as possible ponzi or pyramid schemes.

A ponzi or pyramid scheme is an affiliate program of some kind that offers no real product or service. So that is what 12dp admin and others will have to prove. Their StormPay accounts can be frozen for up to 180 days pending investigation.

If the authorities find those activities to be illegal they intend to begin a refund process to all affected victims. [ yeah...ri8ght: sooo whan is the last time ..when the gov/mint got
involved that YOU got any money back???? ] ---Patrck...............

The reason the StormPay site has been up and down and up and down so much the past 3 days is because there are apparently some very angry people out there who lost a lot of money. Some of those people know something about hacking and DDOS (Distributed Denial Of Service) attacks. If you are not familiar with what that is, a DDOS attack is when someone programs a script that breaks into several servers and then sends site hits or messages from all of them to a single targeted server at a rate of about 10,000 hits per second. This shuts the target server down thereby denying legitimate visitors access to that site. A good network engineer can find and block the ports being attacked as long as the source doesn't keep changing them. I believe StormPay has more than one attacker out there and that's why this down time has lasted so much longer than normal. But you know the site is working because it does come back up eventually. Today it has been up longer than it has in 3 days. I had 2 withdrawals from StormPay that I submitted last week. One to my bank account and one to my StormPay debit card. Both were processed and I have that money now. So they are or were processing withdrawals. I say 'were' because that process seems to have slowed down quite a bit. My guess is it's because the server keeps getting knocked down. There's a panic going on right now that is mostly due to misinformation or a lack of information. StormPay waited way too long to update us on this. Could be they were not a liberty to disclose any information at first. Think about it.

The FBI doesn't want to scare off all those people before they can investigate them and if necessary punish them by law.

Don't get me wrong here folks. I have never really cared for StormPay. I think a lot of you are the same way. I felt like they were the only option most of the time so I used their services and paid their ultra high fees. Their support isn't very good and this NetIBA certification thing is just a big joke. NetIBA is owned by StormPay.

Patrick
PS: guess I wont be signing up to ANY auto surf programs in the future..........

FBI Control StormPay..Another news

2006-02-06T04:55:00.000-08:00

Posted in another Forum.. FYI :

Frozen a/c's and FBI
« on: Today at 03:28:17 AM »

AlienTrust with about 15,000-20,000 members has a frozen stormpay account of $6.9 million according to the latest post from their admin.

A comment from a canadian journalist to the AT news post says the FBI have control of Stormpay as they investigate ALL autosurfs, here is her post:

Sorry you don't know what is really going on .... Stormpay is under orders from the FBI to SAY NOTHING!
It is your own US Government Coming down on EVERY ... HYIP and Paid to Surf Site.... not just you!

As so many US citizens are making big bucks and also failing to claim their earnings ... which is a big NO NO ...
The Government has taken a Hard Stand and is Freezing EVERY account of this type that is connected with StormPay ... Why StormPay ... They happen to be Based out of the USA, where the Goverment CAN control them!

What we have been doing on our Surf sites ... is consider ILLEGAL by the US Government! DO you really think anyone will manage to take a stand against the FBI ...

E-Gold is also under FBI investigation... but they are OFF shore! So They are protected somewhat ... from action against the US Government! That's why many accounts are moving to E-gold.

The US Goverment is Ticked off about LOST revenue and Tax Evasion ... and they have been watching for years! People are being arrested...

No ... it will probably not be on the news ... the Government controls the news too... you must know that!

Why do you think Stormpay was telling you Nothing .... and now they are Lying?

It is a bit like someone holding a gun to your head threatening to shot if you say anything!

StormPay will be totally shut down if they do not keep quiet & Co-operate with the FBI.... They would lose Everything ... not just HYIP'S and paid to Surf Accounts!

The US Government through the FBI is the Iron Fist here ... and they have all the legal legs to stand on that they need!

Pamila Bigler/Canadian Journalist